/* LazeeFish — shared design system */
:root {
  --cream: #FAF4E8;
  --cream-deep: #F2E8D2;
  --teal: #0E4A52;
  --teal-mid: #1F7A86;
  --teal-light: #7BC2C9;
  --aqua: #B6E3DD;
  --coral: #F1907C;
  --ink: #0B1F23;
  --mute: rgba(11,31,35,0.72);
  --line: rgba(11,31,35,0.12);
  --peach: #F2C4A8;
}
html, body { margin:0; padding:0; background:var(--cream); color:var(--ink); font-family:"Geist", -apple-system, sans-serif; -webkit-font-smoothing:antialiased; }
*, *::before, *::after { box-sizing:border-box; }
:where(h1, h2, h3, h4) { font-family:"Fraunces", serif; font-weight:400; letter-spacing:-0.025em; margin:0; color:var(--ink); }
p { margin:0; }
a { color:inherit; text-decoration:none; }
.frame { max-width:1440px; margin:0 auto; padding:0 64px; }
.btn-primary { background:var(--ink); color:var(--cream); border:none; border-radius:999px; padding:15px 24px; font-size:14px; font-weight:600; font-family:inherit; display:inline-flex; align-items:center; gap:10px; cursor:pointer; text-decoration:none; }
.btn-primary .arrow { width:22px; height:22px; border-radius:50%; background:var(--coral); color:var(--ink); display:inline-flex; align-items:center; justify-content:center; font-size:12px; }
.btn-secondary { background:transparent; color:var(--ink); border:1.5px solid var(--ink); border-radius:999px; padding:13px 22px; font-size:14px; font-weight:500; font-family:inherit; cursor:pointer; text-decoration:none; display:inline-block; }
.btn-teal { background:var(--teal); color:var(--cream); border:none; border-radius:999px; padding:10px 20px; font-size:14px; font-weight:600; font-family:inherit; cursor:pointer; text-decoration:none; display:inline-block; }
.eyebrow { font-size:12px; text-transform:uppercase; letter-spacing:0.18em; color:var(--teal-mid); font-weight:600; }

/* Shared nav */
.lf-nav { position:sticky; top:0; z-index:50; background:rgba(250,244,232,0.85); backdrop-filter:blur(12px); border-bottom:1px solid var(--line); }
.lf-nav .row { height:72px; display:flex; align-items:center; justify-content:space-between; }
.lf-logo { display:inline-flex; align-items:center; gap:10px; font-family:'Fraunces',serif; font-weight:700; font-size:22px; letter-spacing:-0.02em; color:var(--ink); text-decoration:none; }
.lf-nav-links { display:flex; gap:32px; font-size:14px; font-weight:500; }
.lf-nav-links a { opacity:0.78; color:var(--ink); text-decoration:none; }
.lf-nav-links a:hover { opacity:1; }
.lf-nav-links a.active { opacity:1; color:var(--teal); }
.lf-nav-cta { display:flex; align-items:center; gap:14px; font-size:14px; }
.lf-nav-cta .signin { opacity:0.7; color:var(--ink); text-decoration:none; }
.lf-nav-cta .signin:hover { opacity:1; }

/* Shared footer */
.lf-footer { background:var(--ink); color:var(--cream); padding:80px 0 40px; }
.lf-footer .grid { display:grid; grid-template-columns:1.4fr 1fr 1fr 1fr 1fr; gap:48px; margin-bottom:60px; }
.lf-footer .col h2 { font-family:inherit; font-size:11px; text-transform:uppercase; letter-spacing:0.14em; opacity:0.6; margin:0 0 18px; font-weight:700; color:var(--cream); }
.lf-footer .col { display:flex; flex-direction:column; gap:10px; font-size:14px; }
.lf-footer .col a { opacity:0.85; color:var(--cream); text-decoration:none; }
.lf-footer .col a:hover { opacity:1; }
.lf-footer .legal { display:flex; justify-content:space-between; align-items:center; padding-top:28px; border-top:1px solid rgba(250,244,232,0.1); font-size:12px; opacity:0.6; }

/* Shared page hero (small) */
.lf-page-hero { padding:80px 0 60px; position:relative; overflow:hidden; }
.lf-page-hero h1 { font-size:88px; line-height:0.96; }
.lf-page-hero p.lede { font-size:19px; line-height:1.5; color:var(--mute); max-width:560px; margin-top:24px; }

/* Decorative bubbles */
.bub { position:absolute; border-radius:50%; border:1.5px solid var(--teal-mid); }

/* Nav dropdowns */
.lf-nav-dropdown { position:relative; }
.lf-nav-dropdown-btn { background:none; border:none; font-family:inherit; font-size:14px; font-weight:500; color:var(--ink); opacity:0.78; cursor:pointer; display:inline-flex; align-items:center; gap:5px; padding:0; }
.lf-nav-dropdown-btn::after { content:''; display:inline-block; width:0; height:0; border-left:4px solid transparent; border-right:4px solid transparent; border-top:5px solid currentColor; opacity:0.6; margin-left:1px; }
.lf-nav-dropdown:hover .lf-nav-dropdown-btn { opacity:1; }
.lf-nav-dropdown-menu { display:none; position:absolute; top:calc(100% + 14px); left:50%; transform:translateX(-50%); background:var(--cream); border:1px solid var(--line); border-radius:14px; box-shadow:0 16px 48px rgba(11,31,35,0.12); min-width:220px; padding:8px; z-index:100; }
.lf-nav-dropdown:hover .lf-nav-dropdown-menu { display:block; }
.lf-nav-dropdown::after { content:''; position:absolute; top:100%; left:0; right:0; height:16px; }
.lf-nav-dropdown-item { display:flex; align-items:center; min-height:44px; padding:9px 12px; border-radius:8px; color:var(--ink); font-size:13px; font-weight:500; text-decoration:none; opacity:0.85; transition:background 0.1s; }
.lf-nav-dropdown-item:hover { background:var(--cream-deep); opacity:1; }
.lf-nav-dropdown-divider { height:1px; background:var(--line); margin:4px 0; }

/* CTA strip */
.lf-cta-strip { background:var(--ink); color:var(--cream); padding:80px 0; position:relative; overflow:hidden; }
.lf-cta-strip h2 { color:var(--cream); font-size:56px; line-height:1; margin-bottom:18px; }
.lf-cta-strip p { color:rgba(250,244,232,0.7); font-size:17px; margin-bottom:28px; max-width:560px; }

/* ── Button hover transitions ─────────────────────────────────────── */
.btn-primary  { transition: transform 0.2s ease, box-shadow 0.2s ease; }
.btn-teal     { transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease; }
.btn-secondary { transition: transform 0.2s ease, box-shadow 0.2s ease; }
.btn-primary:hover  { transform: translateY(-1px); box-shadow: 0 8px 24px rgba(11,31,35,0.2); }
.btn-teal:hover     { transform: translateY(-1px); box-shadow: 0 8px 24px rgba(11,31,35,0.18); background: var(--teal-mid); }
.btn-secondary:hover { transform: translateY(-1px); box-shadow: 0 4px 16px rgba(11,31,35,0.1); }

/* ── Nav scroll shadow ────────────────────────────────────────────── */
.lf-nav { transition: box-shadow 0.3s ease; }
.lf-nav--scrolled { box-shadow: 0 4px 24px rgba(11,31,35,0.1); }

/* ── Scroll-triggered reveal ──────────────────────────────────────── */
.reveal { opacity:0; transform:translateY(24px); transition:opacity 0.65s ease, transform 0.65s ease; }
.reveal.visible { opacity:1; transform:translateY(0); }
@media (prefers-reduced-motion: reduce) { .reveal { opacity:1; transform:none; transition:none; } }

/* ── Details / accordion open animation ──────────────────────────── */
@keyframes detailsFade { from { opacity:0; transform:translateY(-5px); } to { opacity:1; transform:translateY(0); } }
details > summary { list-style:none; cursor:pointer; }
details > summary::-webkit-details-marker { display:none; }
details[open] > :not(summary) { animation: detailsFade 0.28s ease; }

/* ── Motion animations (respect prefers-reduced-motion) ───────────── */
@media (prefers-reduced-motion: no-preference) {
  /* Bubble drift */
  @keyframes bubRise {
    0%   { transform: translateY(0);     opacity: 0.4; }
    75%  { opacity: 0.15; }
    100% { transform: translateY(-70px); opacity: 0; }
  }
  .bub              { animation: bubRise 12s ease-in-out infinite; }
  .bub:nth-child(2) { animation-duration: 9s;  animation-delay: -4s; }
  .bub:nth-child(3) { animation-duration: 14s; animation-delay: -8s; }
  .bub:nth-child(4) { animation-duration: 10s; animation-delay: -2s; }
  .bub:nth-child(5) { animation-duration: 13s; animation-delay: -6s; }

  /* Hero fish + envelope card bob */
  @keyframes fishBob  { 0%,100%{ transform:rotate(-8deg) translateY(0);   } 50%{ transform:rotate(-8deg) translateY(-10px); } }
  @keyframes cardBob1 { 0%,100%{ transform:rotate(-3deg) translateY(0);   } 50%{ transform:rotate(-3deg) translateY(6px);   } }
  @keyframes cardBob2 { 0%,100%{ transform:rotate(4deg)  translateY(0);   } 50%{ transform:rotate(4deg)  translateY(-5px);  } }
  .fish-bob   { animation: fishBob  4s ease-in-out infinite; }
  .card-bob-1 { animation: cardBob1 6s ease-in-out infinite 0.4s; }
  .card-bob-2 { animation: cardBob2 5s ease-in-out infinite 1s; }
}

/* ── Blog post hero icon ─────────────────────────────────────────── */
.post-hero-icon { display:block; margin-bottom:20px; }
.post-hero-icon svg { display:block; }

/* ── Blog: author card + related-posts (shared across all blog pages) ─
   Migrated from per-page <style> blocks. Values are byte-identical across
   the 14 blog HTML files and were the highest-confidence consolidation. */
.author-card { max-width:720px; margin:0 auto; padding:0 32px 48px; }
.author-card-inner { background:var(--cream-deep); border-radius:18px; padding:28px 32px; display:flex; align-items:center; gap:20px; }
.author-avatar { width:52px; height:52px; border-radius:50%; background:linear-gradient(135deg, var(--coral), var(--teal-light)); flex-shrink:0; display:flex; align-items:center; justify-content:center; font-family:'Fraunces',serif; font-size:20px; color:var(--cream); font-weight:700; }
.author-name { font-family:'Geist',sans-serif; font-size:15px; font-weight:700; color:var(--ink); }
.author-bio { font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); line-height:1.5; margin-top:2px; }
.related-posts { background:var(--cream-deep); padding:60px 0; }
.related-grid { display:grid; grid-template-columns:1fr 1fr; gap:20px; margin-top:32px; }
.related-card { display:block; background:var(--cream); border:1px solid var(--line); border-radius:18px; padding:24px 28px; text-decoration:none; color:var(--ink); transition:box-shadow 0.2s,transform 0.2s; }
.related-card:hover { box-shadow:0 8px 24px rgba(14,74,82,0.1); transform:translateY(-2px); }
.related-label { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.1em; color:var(--mute); margin-bottom:8px; }
.related-title { font-family:'Fraunces',serif; font-size:18px; font-weight:600; line-height:1.3; color:var(--ink); }
@media(max-width:600px) {
  .author-card { padding:0 20px 40px; }
  .author-card-inner { flex-direction:column; text-align:center; }
  .related-grid { grid-template-columns:1fr; }
}

/* ── Mobile hamburger nav ─────────────────────────────────────────── */
.lf-hamburger { display:none; background:none; border:none; padding:7px; cursor:pointer; color:var(--ink); border-radius:8px; transition:background 0.15s; line-height:0; }
.lf-hamburger:hover { background:rgba(11,31,35,0.06); }
.lf-mob-signin { display:none !important; }
.lf-nav-dropdown-btn::after { transition:transform 0.2s; }

@media (max-width:768px) {
  .frame { padding:0 20px; }
  .lf-nav-links { display:none !important; }
  .lf-nav-cta .signin { display:none; }
  .lf-hamburger { display:flex; align-items:center; justify-content:center; }

  .lf-nav--open .lf-nav-links {
    display:flex !important;
    flex-direction:column;
    gap:0;
    position:fixed;
    top:72px;
    left:0;
    right:0;
    bottom:0;
    background:var(--cream);
    border-top:1px solid var(--line);
    padding:8px 20px 40px;
    overflow-y:auto;
    z-index:999;
  }

  .lf-nav-links > a {
    display:block;
    padding:14px 0;
    border-bottom:1px solid var(--line);
    font-size:15px;
    font-weight:500;
    opacity:0.85;
    color:var(--ink);
  }

  .lf-nav-dropdown-btn {
    width:100%;
    display:flex;
    justify-content:space-between;
    padding:14px 0;
    border-bottom:1px solid var(--line);
    font-size:15px;
    opacity:0.85;
    text-align:left;
  }

  .lf-nav-dropdown:hover .lf-nav-dropdown-menu { display:none; }

  .lf-nav-dropdown.mob-open .lf-nav-dropdown-menu {
    display:block;
    position:static;
    transform:none;
    box-shadow:none;
    border:none;
    border-radius:0;
    padding:4px 0 8px 12px;
    min-width:0;
    background:transparent;
  }

  .lf-nav-dropdown.mob-open .lf-nav-dropdown-item { font-size:14px; padding:8px 10px; }
  .lf-nav-dropdown.mob-open .lf-nav-dropdown-btn::after { transform:rotate(180deg); }

  .lf-mob-signin { display:block !important; padding:16px 0 0; font-size:15px; font-weight:500; opacity:0.72; color:var(--ink); }
}


/* ── 404.html */
.four-oh-four {
      min-height: calc(100vh - 72px);
      display: flex;
      align-items: center;
      justify-content: center;
      background: radial-gradient(ellipse 70% 50% at 50% 0%, var(--aqua) 0%, var(--cream) 70%);
      padding: 80px 32px;
      text-align: center;
    }
    .four-oh-four-inner { max-width: 520px; }
    .four-oh-four-num {
      font-family: 'Fraunces', serif;
      font-size: clamp(6rem, 18vw, 11rem);
      line-height: 1;
      color: var(--teal);
      opacity: 0.18;
      margin-bottom: -16px;
      letter-spacing: -0.04em;
    }
    .four-oh-four h1 {
      font-family: 'Fraunces', serif;
      font-size: clamp(1.8rem, 4vw, 2.6rem);
      font-weight: 400;
      color: var(--ink);
      margin-bottom: 14px;
      line-height: 1.15;
    }
    .four-oh-four p {
      font-family: 'Geist', sans-serif;
      font-size: 16px;
      color: var(--mute);
      line-height: 1.65;
      margin-bottom: 36px;
    }
    .four-oh-four-actions {
      display: flex;
      gap: 14px;
      justify-content: center;
      flex-wrap: wrap;
    }
    .four-oh-four-links {
      margin-top: 48px;
      display: flex;
      gap: 28px;
      justify-content: center;
      flex-wrap: wrap;
    }
    .four-oh-four-links a {
      font-family: 'Geist', sans-serif;
      font-size: 14px;
      color: var(--teal-mid);
      text-decoration: underline;
      text-underline-offset: 3px;
    }
    .four-oh-four-links a:hover { color: var(--teal); }


/* ── accept-invite.html */
*, *::before, *::after { box-sizing: border-box; }
    body { background: var(--cream); min-height: 100vh; margin: 0; }

    .auth-nav { padding: 22px 0; border-bottom: 1px solid var(--line); }
    .auth-nav .frame { display: flex; justify-content: space-between; align-items: center; }

    .invite-wrap { display: flex; align-items: center; justify-content: center;
      min-height: calc(100vh - 73px); padding: 40px 24px; }
    .invite-card { background: #fff; border-radius: 20px; padding: 48px 44px;
      max-width: 480px; width: 100%; box-shadow: 0 4px 24px rgba(0,0,0,0.08); text-align: center; }

    .invite-fish { margin-bottom: 24px; }
    .invite-eyebrow { font-family: 'Geist', sans-serif; font-size: 11px; font-weight: 700;
      text-transform: uppercase; letter-spacing: 0.1em; color: var(--coral); margin-bottom: 12px; }
    .invite-heading { font-family: 'Fraunces', serif; font-size: 36px; line-height: 1.1;
      color: var(--ink); margin: 0 0 12px; }
    .invite-heading em { font-style: italic; color: var(--teal); }
    .invite-sub { font-size: 15px; color: var(--mute); line-height: 1.6; margin-bottom: 32px; }

    .invite-btn-group { display: flex; flex-direction: column; gap: 12px; }
    .invite-btn { width: 100%; padding: 16px 24px; border-radius: 999px; font-size: 15px;
      font-weight: 700; font-family: 'Geist', sans-serif; cursor: pointer; border: none;
      transition: opacity 0.15s; }
    .invite-btn:hover { opacity: 0.88; }
    .invite-btn.primary { background: var(--teal); color: var(--cream); }
    .invite-btn.secondary { background: var(--cream-deep); color: var(--ink); border: 1px solid var(--line); }
    .invite-btn:disabled { opacity: 0.5; cursor: default; }

    .invite-divider { display: flex; align-items: center; gap: 14px; margin: 20px 0;
      font-size: 11px; color: var(--mute); text-transform: uppercase; letter-spacing: 0.12em; }
    .invite-divider-line { flex: 1; height: 1px; background: var(--line); }

    .invite-error { background: #fef2f2; border: 1px solid #fecaca; color: #b91c1c;
      border-radius: 10px; padding: 12px 16px; font-size: 13px; display: none; margin-top: 16px; }
    .invite-error.visible { display: block; }

    .invite-success { background: #f0fdf4; border: 1px solid #bbf7d0; color: #166534;
      border-radius: 10px; padding: 16px; font-size: 14px; display: none; margin-top: 16px; }
    .invite-success.visible { display: block; }

    #state-loading .spin { width: 40px; height: 40px; border: 3px solid var(--line);
      border-top-color: var(--teal); border-radius: 50%; animation: spin 0.8s linear infinite;
      margin: 0 auto 20px; }
    @keyframes spin { to { transform: rotate(360deg); } }

    .invite-expired-icon { font-size: 48px; margin-bottom: 16px; }


/* ── auto-categorization.html */
:root {
      --brand:      var(--teal);
      --brand-dark: var(--teal-mid);
      --brand-deep: var(--teal);
      --accent:     var(--teal-mid);
      --text:       var(--ink);
      --text-muted: var(--mute);
      --border:     var(--line);
      --bg:         var(--cream);
    }

    /* Header */

    .btn {
      display: inline-flex; align-items: center; padding: 9px 20px;
      border-radius: 8px; font-size: 14px; font-weight: 600;
      cursor: pointer; transition: all 0.15s; border: none; text-decoration: none;
    }
    .btn:hover { text-decoration: none; }
    .btn-ghost-white {
      background: rgba(255,255,255,0.12); color: rgba(255,255,255,0.92);
      border: 1px solid rgba(255,255,255,0.25);
    }
    .btn-ghost-white:hover { background: rgba(255,255,255,0.22); color: #fff; }
    .btn-primary {
      background: var(--accent); color: #fff;
      border: 1px solid transparent;
      font-size: 15px; padding: 12px 28px;
    }
    .btn-primary:hover { background: #0E4A52; }

    /* Hero */
    .hero {
      background: linear-gradient(135deg, #0E4A52 0%, #1F7A86 100%);
      color: #fff;
      padding: 72px 32px 80px;
      text-align: center;
    }
    .hero h1, .hero h2, .hero h3, .hero p, .hero .hero-eyebrow { color: inherit; }
    .hero-eyebrow {
      display: inline-block; background: rgba(255,255,255,0.15);
      color: rgba(255,255,255,0.9); font-size: 13px; font-weight: 600;
      letter-spacing: 0.06em; text-transform: uppercase;
      border-radius: 20px; padding: 4px 14px; margin-bottom: 20px;
    }
    .hero h1 {
      font-size: clamp(2rem, 5vw, 3rem); font-weight: 800;
      letter-spacing: -0.5px; margin-bottom: 18px;
      line-height: 1.15;
    }
    .hero p {
      font-size: 1.15rem; color: rgba(255,255,255,0.85);
      max-width: 560px; margin: 0 auto 32px;
    }

    /* Page content */
    .page-content {
      max-width: 900px;
      margin: 0 auto;
      padding: 0 32px 80px;
    }

    /* Sections */
    .section { margin-top: 64px; }
    .section-label {
      font-size: 12px; font-weight: 700; letter-spacing: 0.08em;
      text-transform: uppercase; color: var(--brand);
      margin-bottom: 8px;
    }
    .section-title {
      font-size: 1.6rem; font-weight: 800; letter-spacing: -0.3px;
      margin-bottom: 8px;
    }
    .section-sub {
      color: var(--text-muted); font-size: 1rem; margin-bottom: 36px;
    }

    /* Steps */
    .steps { display: flex; flex-direction: column; }
    .step {
      display: flex; gap: 24px; align-items: flex-start;
      padding: 28px 0;
      border-bottom: 1px solid var(--border);
    }
    .step:last-child { border-bottom: none; }
    .step-num {
      flex-shrink: 0;
      width: 48px; height: 48px; border-radius: 50%;
      background: #0E4A52; color: #fff;
      font-size: 1.2rem; font-weight: 800;
      display: flex; align-items: center; justify-content: center;
    }
    .step-body h3 { font-size: 1.05rem; font-weight: 700; margin-bottom: 6px; }
    .step-body p { color: var(--text-muted); font-size: 0.95rem; }

    /* Feature grid */
    .feature-grid {
      display: grid;
      grid-template-columns: repeat(auto-fill, minmax(240px, 1fr));
      gap: 20px;
      margin-top: 8px;
    }
    .feature-card {
      background: #fff;
      border: 1px solid var(--border);
      border-radius: 14px;
      padding: 24px 22px;
      transition: box-shadow 0.15s;
    }
    .feature-card:hover { box-shadow: 0 4px 20px rgba(0,0,0,0.07); }
    .feature-card .icon { font-size: 2rem; margin-bottom: 12px; display: block; }
    .feature-card h3 { font-size: 0.95rem; font-weight: 700; margin-bottom: 6px; }
    .feature-card p { font-size: 0.88rem; color: var(--text-muted); line-height: 1.55; }

    /* Example rule preview */
    .rule-preview {
      background: #fff;
      border: 1px solid var(--border);
      border-radius: 16px;
      padding: 28px 32px;
      margin-top: 36px;
    }
    .rule-preview h3 {
      font-size: 0.85rem; font-weight: 700; letter-spacing: 0.06em;
      text-transform: uppercase; color: var(--text-muted); margin-bottom: 16px;
    }
    .rule-row {
      display: flex; align-items: center; gap: 12px;
      padding: 10px 0;
      border-bottom: 1px solid var(--border);
      font-size: 0.9rem;
    }
    .rule-row:last-child { border-bottom: none; }
    .rule-field {
      font-weight: 600; color: var(--text); min-width: 130px;
    }
    .rule-value {
      background: var(--bg); border-radius: 6px;
      padding: 3px 10px; font-size: 0.88rem;
      color: var(--brand); font-weight: 600;
      font-family: 'SF Mono', 'Fira Code', monospace;
    }

    /* Instructions */
    .instructions {
      background: #fff;
      border: 1px solid var(--border);
      border-radius: 16px;
      padding: 32px 36px;
      margin-top: 8px;
    }
    .instructions ol { padding-left: 0; list-style: none; counter-reset: instr; }
    .instructions ol li {
      counter-increment: instr;
      display: flex; align-items: flex-start; gap: 16px;
      padding: 14px 0;
      border-bottom: 1px solid var(--border);
      font-size: 0.97rem;
    }
    .instructions ol li:last-child { border-bottom: none; }
    .instructions ol li::before {
      content: counter(instr);
      flex-shrink: 0;
      width: 30px; height: 30px; border-radius: 50%;
      background: var(--bg); border: 2px solid #0E4A52;
      color: #0E4A52; font-size: 0.85rem; font-weight: 700;
      display: flex; align-items: center; justify-content: center;
      margin-top: 1px;
    }
    .instructions ol li span { color: var(--text-muted); }
    .instructions ol li strong { color: var(--text); display: block; margin-bottom: 2px; }
    .instructions code {
      background: var(--bg); border: 1px solid var(--border);
      border-radius: 4px; padding: 1px 6px; font-size: 0.88rem;
      font-family: 'SF Mono', 'Fira Code', monospace; color: var(--brand);
    }

    /* CTA strip */
    .cta-strip {
      background: linear-gradient(135deg, #0E4A52 0%, #1F7A86 100%);
      border-radius: 20px;
      text-align: center;
      padding: 52px 32px;
      margin-top: 64px;
    }
    .cta-strip h2 { font-size: 1.6rem; font-weight: 800; color: #fff; margin-bottom: 12px; }
    .cta-strip p { color: rgba(255,255,255,0.8); margin-bottom: 28px; font-size: 1rem; }

    /* Footer */
    footer { background: var(--text); color: rgba(255,255,255,0.6); padding: 36px 32px; }
    .footer-inner {
      max-width: 1040px; margin: 0 auto;
      display: flex; align-items: center; justify-content: space-between;
      flex-wrap: wrap; gap: 20px;
    }
    .footer-brand { display: flex; align-items: center; gap: 10px; text-decoration: none; }
    .footer-brand img { height: 34px; width: auto; border-radius: 8px; }
    .footer-brand span { font-size: 15px; font-weight: 700; color: rgba(255,255,255,0.7); }
    .footer-links { display: flex; gap: 24px; flex-wrap: wrap; }
    .footer-links a { color: rgba(255,255,255,0.5); font-size: 14px; transition: color 0.15s; }
    .footer-links a:hover { color: rgba(255,255,255,0.85); text-decoration: none; }
    .footer-copy { font-size: 13px; }

    @media (max-width: 640px) {

      .hero { padding: 48px 16px 56px; }
      .page-content { padding: 0 16px 56px; }
      footer { padding: 28px 16px; }
      .footer-inner { flex-direction: column; align-items: flex-start; }
      .step { gap: 16px; }
      .instructions { padding: 24px 20px; }
      .rule-preview { padding: 20px 18px; }
      .rule-row { flex-wrap: wrap; }
    }

    @media (max-width: 640px) { }
  
    /* Accessibility: skip-link + keyboard focus ring */

    .feature-illustration { text-align: center; padding: 48px 32px 0; }
    .feature-illustration img { max-width: 480px; width: 100%; }


/* ── bank-sync.html */
:root {
      --brand:      var(--teal);
      --brand-dark: var(--teal-mid);
      --brand-deep: var(--teal);
      --accent:     var(--teal-mid);
      --text:       var(--ink);
      --text-muted: var(--mute);
      --border:     var(--line);
      --bg:         var(--cream);
    }

    /* Header */

    .btn {
      display: inline-flex; align-items: center; padding: 9px 20px;
      border-radius: 8px; font-size: 14px; font-weight: 600;
      cursor: pointer; transition: all 0.15s; border: none; text-decoration: none;
    }
    .btn:hover { text-decoration: none; }
    .btn-ghost-white {
      background: rgba(255,255,255,0.12); color: rgba(255,255,255,0.92);
      border: 1px solid rgba(255,255,255,0.25);
    }
    .btn-ghost-white:hover { background: rgba(255,255,255,0.22); color: #fff; }
    .btn-primary {
      background: var(--accent); color: #fff;
      border: 1px solid transparent;
      font-size: 15px; padding: 12px 28px;
    }
    .btn-primary:hover { background: #0E4A52; }

    /* Hero */
    .hero {
      background: linear-gradient(135deg, var(--brand) 0%, var(--brand-dark) 100%);
      color: #fff;
      padding: 72px 32px 80px;
      text-align: center;
    }
    .hero h1, .hero h2, .hero h3, .hero p, .hero .hero-eyebrow { color: inherit; }
    .hero-eyebrow {
      display: inline-block; background: rgba(255,255,255,0.15);
      color: rgba(255,255,255,0.9); font-size: 13px; font-weight: 600;
      letter-spacing: 0.06em; text-transform: uppercase;
      border-radius: 20px; padding: 4px 14px; margin-bottom: 20px;
    }
    .hero h1 {
      font-size: clamp(2rem, 5vw, 3rem); font-weight: 800;
      letter-spacing: -0.5px; margin-bottom: 18px;
      line-height: 1.15;
    }
    .hero p {
      font-size: 1.15rem; color: rgba(255,255,255,0.85);
      max-width: 560px; margin: 0 auto 32px;
    }

    /* Page content wrapper */
    .page-content {
      max-width: 900px;
      margin: 0 auto;
      padding: 0 32px 80px;
    }

    /* Section titles */
    .section { margin-top: 64px; }
    .section-label {
      font-size: 12px; font-weight: 700; letter-spacing: 0.08em;
      text-transform: uppercase; color: var(--brand);
      margin-bottom: 8px;
    }
    .section-title {
      font-size: 1.6rem; font-weight: 800; letter-spacing: -0.3px;
      margin-bottom: 8px;
    }
    .section-sub {
      color: var(--text-muted); font-size: 1rem; margin-bottom: 36px;
    }

    /* Steps */
    .steps { display: flex; flex-direction: column; gap: 0; }
    .step {
      display: flex; gap: 24px; align-items: flex-start;
      padding: 28px 0;
      border-bottom: 1px solid var(--border);
    }
    .step:last-child { border-bottom: none; }
    .step-num {
      flex-shrink: 0;
      width: 48px; height: 48px; border-radius: 50%;
      background: var(--brand); color: #fff;
      font-size: 1.2rem; font-weight: 800;
      display: flex; align-items: center; justify-content: center;
    }
    .step-body h3 { font-size: 1.05rem; font-weight: 700; margin-bottom: 6px; }
    .step-body p { color: var(--text-muted); font-size: 0.95rem; }

    /* Feature grid */
    .feature-grid {
      display: grid;
      grid-template-columns: repeat(auto-fill, minmax(240px, 1fr));
      gap: 20px;
      margin-top: 8px;
    }
    .feature-card {
      background: #fff;
      border: 1px solid var(--border);
      border-radius: 14px;
      padding: 24px 22px;
      transition: box-shadow 0.15s;
    }
    .feature-card:hover { box-shadow: 0 4px 20px rgba(0,0,0,0.07); }
    .feature-card .icon {
      font-size: 2rem; margin-bottom: 12px;
      display: block;
    }
    .feature-card h3 { font-size: 0.95rem; font-weight: 700; margin-bottom: 6px; }
    .feature-card p { font-size: 0.88rem; color: var(--text-muted); line-height: 1.55; }

    /* Privacy callout */
    .callout {
      background: rgba(182,227,221,0.3);
      border-left: 4px solid var(--brand);
      border-radius: 0 12px 12px 0;
      padding: 20px 24px;
      margin-top: 40px;
    }
    .callout p { color: #0E4A52; font-size: 0.95rem; margin: 0; }
    .callout strong { color: var(--brand); }

    /* Numbered instructions */
    .instructions {
      background: #fff;
      border: 1px solid var(--border);
      border-radius: 16px;
      padding: 32px 36px;
      margin-top: 8px;
    }
    .instructions ol { padding-left: 0; list-style: none; counter-reset: instr; }
    .instructions ol li {
      counter-increment: instr;
      display: flex; align-items: flex-start; gap: 16px;
      padding: 14px 0;
      border-bottom: 1px solid var(--border);
      font-size: 0.97rem;
    }
    .instructions ol li:last-child { border-bottom: none; }
    .instructions ol li::before {
      content: counter(instr);
      flex-shrink: 0;
      width: 30px; height: 30px; border-radius: 50%;
      background: var(--bg); border: 2px solid var(--brand);
      color: var(--brand); font-size: 0.85rem; font-weight: 700;
      display: flex; align-items: center; justify-content: center;
      margin-top: 1px;
    }
    .instructions ol li span { color: var(--text-muted); }
    .instructions ol li strong { color: var(--text); display: block; margin-bottom: 2px; }

    /* CTA strip */
    .cta-strip {
      background: linear-gradient(135deg, var(--brand) 0%, var(--brand-dark) 100%);
      border-radius: 20px;
      text-align: center;
      padding: 52px 32px;
      margin-top: 64px;
    }
    .cta-strip h2 { font-size: 1.6rem; font-weight: 800; color: #fff; margin-bottom: 12px; }
    .cta-strip p { color: rgba(255,255,255,0.8); margin-bottom: 28px; font-size: 1rem; }

    /* Footer */
    footer { background: var(--text); color: rgba(255,255,255,0.6); padding: 36px 32px; }
    .footer-inner {
      max-width: 1040px; margin: 0 auto;
      display: flex; align-items: center; justify-content: space-between;
      flex-wrap: wrap; gap: 20px;
    }
    .footer-brand { display: flex; align-items: center; gap: 10px; text-decoration: none; }
    .footer-brand img { height: 34px; width: auto; border-radius: 8px; }
    .footer-brand span { font-size: 15px; font-weight: 700; color: rgba(255,255,255,0.7); }
    .footer-links { display: flex; gap: 24px; flex-wrap: wrap; }
    .footer-links a { color: rgba(255,255,255,0.5); font-size: 14px; transition: color 0.15s; }
    .footer-links a:hover { color: rgba(255,255,255,0.85); text-decoration: none; }
    .footer-copy { font-size: 13px; }

    @media (max-width: 640px) {

      .hero { padding: 48px 16px 56px; }
      .page-content { padding: 0 16px 56px; }
      footer { padding: 28px 16px; }
      .footer-inner { flex-direction: column; align-items: flex-start; }
      .step { gap: 16px; }
      .instructions { padding: 24px 20px; }
    }

    @media (max-width: 640px) { }
  
    /* Accessibility: skip-link + keyboard focus ring */

    .feature-illustration { text-align: center; padding: 48px 32px 0; }
    .feature-illustration img { max-width: 480px; width: 100%; }


/* ── blog-90-days.html */
#read-progress { position:fixed; top:0; left:0; height:3px; width:0; background:var(--coral); z-index:200; transition:width 0.05s linear; pointer-events:none; }
    .post-hero { background:radial-gradient(ellipse 80% 35% at 50% 0%, rgba(182,227,221,0.65) 0%, var(--cream) 55%); padding:80px 0 64px; }
    .post-hero-inner { max-width:720px; margin:0 auto; }
    .post-breadcrumb { display:flex; align-items:center; gap:6px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); margin-bottom:24px; flex-wrap:wrap; }
    .post-breadcrumb a { color:var(--mute); text-decoration:none; }
    .post-breadcrumb a:hover { color:var(--teal); }
    .post-breadcrumb-sep { opacity:0.4; }
    .post-tag { display:inline-block; background:var(--teal); color:var(--cream); font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.12em; padding:4px 12px; border-radius:999px; margin-bottom:18px; }
    .post-hero h1 { font-family:'Fraunces',serif; font-size:clamp(2rem,5vw,3.2rem); font-weight:400; color:var(--ink); line-height:1.12; margin-bottom:20px; }
    .post-lede { font-family:'Geist',sans-serif; font-size:18px; color:var(--mute); line-height:1.6; max-width:600px; margin-bottom:24px; }
    .post-meta { display:flex; align-items:center; gap:10px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); }
    .post-meta .dot { width:3px; height:3px; background:var(--mute); border-radius:50%; }
    .series-nav { display:flex; align-items:center; gap:6px; margin-bottom:20px; flex-wrap:wrap; }
    .series-pager { display:flex; justify-content:space-between; align-items:center; margin:48px 0 0; padding:24px 0; border-top:1px solid var(--line); gap:16px; flex-wrap:wrap; }
    .sp-link { font-family:'Geist',sans-serif; font-size:14px; font-weight:600; color:var(--teal-mid); text-decoration:none; transition:color 0.15s; }
    .sp-link:hover { color:var(--teal); }
    .sn-label { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; color:var(--mute); text-transform:uppercase; letter-spacing:0.08em; margin-right:4px; }
    .sn-link { display:inline-flex; align-items:center; justify-content:center; min-width:30px; height:30px; border-radius:15px; padding:0 10px; background:var(--cream-deep); color:var(--ink); font-family:'Geist',sans-serif; font-size:12px; font-weight:700; text-decoration:none; transition:background 0.15s; }
    .sn-link:hover { background:var(--aqua); }
    .sn-active { background:var(--teal) !important; color:var(--cream) !important; cursor:default; }
    .article { max-width:720px; margin:0 auto; padding:64px 32px 80px; }
    .article h2 { font-family:'Fraunces',serif; font-size:1.7rem; font-weight:400; color:var(--ink); margin:52px 0 16px; line-height:1.2; }
    .article h2:first-child { margin-top:0; }
    .article h3 { font-family:'Geist',sans-serif; font-size:1.05rem; font-weight:700; color:var(--ink); margin:28px 0 10px; }
    .article p { font-family:'Fraunces',serif; font-size:17px; font-weight:300; color:var(--ink); line-height:1.85; margin-bottom:20px; }
    .article p:last-child { margin-bottom:0; }
    .article strong { font-weight:600; }
    .article a { color:var(--teal-mid); text-decoration:underline; text-decoration-color:rgba(31,122,134,0.3); }
    .article a:hover { color:var(--teal); }

    .timeline { display:grid; grid-template-columns:repeat(3,1fr); gap:0; margin:40px 0; position:relative; }
    .timeline::before { content:''; position:absolute; top:28px; left:calc(16.67% + 28px); right:calc(16.67% + 28px); height:2px; background:var(--line); z-index:0; }
    .timeline-month { display:flex; flex-direction:column; align-items:center; gap:16px; position:relative; z-index:1; }
    .tl-circle { width:56px; height:56px; border-radius:50%; display:flex; align-items:center; justify-content:center; font-family:'Geist',sans-serif; font-weight:700; font-size:0.85rem; border:2px solid; }
    .tl-circle.m1 { background:var(--cream); border-color:var(--teal-light); color:var(--teal); }
    .tl-circle.m2 { background:var(--aqua); border-color:var(--teal-light); color:var(--teal); }
    .tl-circle.m3 { background:var(--teal); border-color:var(--teal); color:var(--cream); }
    .tl-content { text-align:center; }
    .tl-phase { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.08em; color:var(--mute); margin-bottom:4px; }
    .tl-title { font-family:'Geist',sans-serif; font-size:0.95rem; font-weight:700; color:var(--ink); margin-bottom:6px; }
    .tl-desc { font-family:'Geist',sans-serif; font-size:0.82rem; color:var(--mute); line-height:1.5; }

    .month-card { border-radius:16px; padding:28px 32px; margin:36px 0; }
    .month-card.m1 { background:var(--cream); border:1px solid var(--line); border-top:4px solid var(--coral); }
    .month-card.m2 { background:var(--cream-deep); border:1px solid var(--line); border-top:4px solid var(--teal-mid); }
    .month-card.m3 { background:var(--aqua); border:1px solid rgba(11,31,35,0.1); border-top:4px solid var(--teal); }
    .month-card-label { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.1em; margin-bottom:10px; color:var(--teal-mid); }
    .month-card h3 { font-family:'Geist',sans-serif; font-size:1.1rem; font-weight:700; color:var(--ink); margin-bottom:12px; }
    .month-card p { font-family:'Geist',sans-serif; font-size:15px; color:var(--ink); line-height:1.7; margin:0; }
    .month-card p + p { margin-top:12px; }

    .pull-quote { border-left:4px solid var(--coral); padding:20px 28px; margin:36px 0; }
    .pull-quote p { font-family:'Instrument Serif',serif; font-style:italic; font-size:1.2rem; color:var(--ink); line-height:1.5; margin:0; }

    .stat-box { background:var(--aqua); border:1px solid rgba(11,31,35,0.1); border-radius:14px; padding:28px 32px; margin:32px 0; display:flex; align-items:center; gap:24px; }
    .stat-val { font-family:'Fraunces',serif; font-size:3.5rem; font-weight:700; color:var(--teal); line-height:1; flex-shrink:0; }
    .stat-desc { font-family:'Geist',sans-serif; font-size:15px; color:var(--ink); line-height:1.65; }
    .stat-desc strong { color:var(--teal); }

    .challenge-box { background:var(--teal); border-radius:16px; padding:32px; margin:40px 0; }
    .challenge-box h3 { font-family:'Geist',sans-serif; font-size:1.1rem; font-weight:700; color:var(--cream); margin-bottom:12px; }
    .challenge-box p { font-family:'Geist',sans-serif; font-size:15px; color:rgba(250,244,232,0.85); line-height:1.7; margin:0; }
    .challenge-box p + p { margin-top:10px; }
    .challenge-steps { margin-top:20px; display:flex; flex-direction:column; gap:12px; }
    .challenge-step { display:flex; align-items:flex-start; gap:12px; }
    .challenge-step-num { width:26px; height:26px; border-radius:50%; background:rgba(250,244,232,0.2); color:var(--cream); font-family:'Geist',sans-serif; font-size:13px; font-weight:700; display:flex; align-items:center; justify-content:center; flex-shrink:0; }
    .challenge-step-text { font-family:'Geist',sans-serif; font-size:14px; color:rgba(250,244,232,0.88); line-height:1.65; padding-top:3px; }

    .cta-strip { background:var(--teal); border-radius:14px; padding:28px 32px; margin:48px 0; display:flex; align-items:center; justify-content:space-between; gap:20px; flex-wrap:wrap; }
    .cta-strip p { font-family:'Geist',sans-serif; color:rgba(250,244,232,0.92); font-size:16px; font-weight:600; margin:0; }
    .cta-strip a { background:var(--cream); color:var(--teal); padding:10px 22px; border-radius:8px; font-family:'Geist',sans-serif; font-weight:700; font-size:14px; flex-shrink:0; text-decoration:none; }



    @media(max-width:600px) {
      .timeline { grid-template-columns:1fr; gap:24px; }
      .timeline::before { display:none; }
      .stat-box { flex-direction:column; gap:12px; text-align:center; }
      .cta-strip { flex-direction:column; text-align:center; }
      .article { padding:48px 20px 60px; }
    }
  .post-breadcrumb { display: none !important; } /* shared lf-breadcrumbs replaces it */


/* ── blog-automate-recurring-bills.html, blog-recurring-vs-budget.html, blog-sinking-funds.html */
.blog-body { max-width: 720px; margin: 0 auto; padding: 80px 32px 120px; font-size: 17px; line-height: 1.7; color: var(--ink); }
    .blog-body h2 { font-size: 36px; line-height: 1.1; margin: 56px 0 20px; }
    .blog-body h3 { font-size: 24px; line-height: 1.2; margin: 36px 0 14px; }
    .blog-body p { margin-bottom: 20px; }
    .blog-body ol, .blog-body ul { margin-bottom: 24px; padding-left: 28px; display: flex; flex-direction: column; gap: 10px; }
    .blog-body li { line-height: 1.65; }
    .blog-body a { color: var(--teal); text-decoration: underline; }
    .blog-body strong { color: var(--ink); }
    .highlight-box { background: var(--aqua); border-radius: 16px; padding: 28px 32px; margin: 36px 0; }
    .highlight-box p { margin-bottom: 12px; }
    .highlight-box p:last-child { margin-bottom: 0; }
    .step-box { background: var(--cream-deep); border-radius: 14px; padding: 24px 28px; margin: 20px 0; border-left: 4px solid var(--teal-mid); }
    .step-number { font-family: 'Fraunces', serif; font-size: 40px; color: var(--teal-mid); line-height: 1; margin-bottom: 8px; }
    .math-box { background: var(--cream-deep); border-radius: 14px; padding: 22px 28px; margin: 24px 0; font-family: 'Fraunces', serif; font-size: 20px; line-height: 1.5; }


/* ── blog-balance-transfer-math.html */
#read-progress { position:fixed; top:0; left:0; height:3px; width:0; background:var(--coral); z-index:300; transition:width 0.1s; pointer-events:none; }
    .post-hero-inner { max-width:720px; margin:0 auto; }
    .post-breadcrumb { display:flex; align-items:center; gap:6px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); margin-bottom:24px; flex-wrap:wrap; }
    .post-breadcrumb a { color:var(--mute); text-decoration:none; }
    .post-breadcrumb a:hover { color:var(--teal); }
    .post-breadcrumb-sep { opacity:0.4; }
    .post-lede { font-family:'Geist',sans-serif; font-size:18px; color:var(--mute); line-height:1.6; max-width:600px; margin-bottom:24px; }
    .post-hero { padding:80px 0 60px; background:radial-gradient(ellipse 80% 35% at 50% 0%, rgba(182,227,221,0.65) 0%, var(--cream) 55%); }
    .post-tag { display:inline-block; background:var(--teal); color:var(--cream); font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.1em; padding:5px 12px; border-radius:100px; margin-bottom:20px; }
    .post-hero h1 { font-family:'Fraunces',serif; font-size:clamp(2rem,5vw,3.2rem); font-weight:400; line-height:1.12; color:var(--ink); margin-bottom:20px; max-width:820px; }
    .post-meta { display:flex; align-items:center; gap:20px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); margin-top:20px; }
    .article { max-width:720px; margin:0 auto; padding:64px 32px 80px; }
    .article p { font-family:'Fraunces',serif; font-weight:300; font-size:18px; line-height:1.8; color:var(--ink); margin-bottom:22px; }
    .article h2 { font-family:'Fraunces',serif; font-weight:700; font-size:30px; line-height:1.15; color:var(--ink); margin:52px 0 16px; }
    .article h2:first-child { margin-top:0; }
    .article h3 { font-family:'Geist',sans-serif; font-weight:700; font-size:19px; color:var(--ink); margin:28px 0 10px; }
    .article strong { font-weight:600; }
    .article a { color:var(--teal-mid); text-decoration:underline; text-decoration-color:rgba(31,122,134,0.3); }
    .article a:hover { color:var(--teal); }
    .steps-list { margin:32px 0; display:flex; flex-direction:column; gap:0; }
    .step-item { display:flex; gap:20px; padding:28px 0; border-bottom:1px solid var(--line); align-items:flex-start; }
    .step-item:last-child { border-bottom:none; }
    .step-num-circle { width:44px; height:44px; border-radius:50%; background:var(--teal); color:var(--cream); font-family:'Fraunces',serif; font-size:18px; font-weight:700; display:flex; align-items:center; justify-content:center; flex-shrink:0; }
    .step-content { flex:1; }
    .step-content h3 { font-family:'Geist',sans-serif; font-size:17px; font-weight:700; color:var(--ink); margin-bottom:10px; margin-top:0; }
    .step-content p { font-family:'Geist',sans-serif; font-size:15px; color:var(--ink); line-height:1.75; margin:0; }
    .step-content p + p { margin-top:12px; }
    .pull-quote { border-left:4px solid var(--coral); padding:20px 28px; margin:36px 0; }
    .pull-quote p { font-family:'Instrument Serif',serif; font-style:italic; font-size:1.25rem; color:var(--ink); line-height:1.5; margin:0; }
    .debt-table { width:100%; border-collapse:collapse; margin:24px 0; font-family:'Geist',sans-serif; font-size:14px; }
    .debt-table th { background:var(--teal); color:var(--cream); text-align:left; padding:10px 14px; font-size:12px; font-weight:700; text-transform:uppercase; letter-spacing:0.07em; }
    .debt-table td { padding:10px 14px; border-bottom:1px solid var(--line); color:var(--ink); }
    .debt-table tr:last-child td { border-bottom:none; }
    .debt-table tr:nth-child(even) td { background:var(--cream-deep); }
    .tips-box { background:var(--cream-deep); border:1px solid var(--line); border-radius:14px; padding:28px 32px; margin:32px 0; }
    .tips-box-title { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.1em; color:var(--teal); margin-bottom:16px; }
    .tips-list { list-style:none; padding:0; margin:0; display:flex; flex-direction:column; gap:12px; }
    .tips-list li { display:flex; gap:12px; font-family:'Geist',sans-serif; font-size:15px; color:var(--ink); line-height:1.65; }
    .tips-list li::before { content:'✓'; color:var(--teal); font-weight:800; flex-shrink:0; margin-top:2px; }
    .mistake-list { list-style:none; padding:0; margin:24px 0; display:flex; flex-direction:column; gap:16px; }
    .mistake-list li { display:flex; gap:14px; font-family:'Geist',sans-serif; font-size:15px; color:var(--ink); line-height:1.65; align-items:flex-start; }
    .mistake-list li::before { content:'✕'; color:var(--coral); font-weight:800; flex-shrink:0; margin-top:2px; font-size:14px; }
    .numbers-box { background:linear-gradient(135deg, rgba(31,122,134,0.06) 0%, rgba(182,227,221,0.2) 100%); border:1px solid var(--aqua); border-radius:14px; padding:28px 32px; margin:32px 0; }
    .numbers-box-title { font-family:'Fraunces',serif; font-size:18px; font-weight:700; color:var(--teal); margin-bottom:16px; }
    .numbers-row { display:grid; grid-template-columns:1fr 1fr; gap:16px; margin-top:16px; }
    .numbers-scenario { background:var(--cream); border:1px solid var(--line); border-radius:10px; padding:18px 20px; }
    .numbers-scenario-label { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.08em; color:var(--mute); margin-bottom:10px; }
    .numbers-scenario-stat { font-family:'Fraunces',serif; font-size:22px; font-weight:700; color:var(--ink); margin-bottom:4px; }
    .numbers-scenario-stat.good { color:var(--teal); }
    .numbers-scenario-sub { font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); }
    .faq-section { margin:52px 0 0; }
    .faq-item { border-top:1px solid var(--line); padding:24px 0; }
    .faq-item:last-child { border-bottom:1px solid var(--line); }
    .faq-q { font-family:'Geist',sans-serif; font-size:17px; font-weight:700; color:var(--ink); margin-bottom:10px; }
    .faq-a { font-family:'Fraunces',serif; font-weight:300; font-size:17px; line-height:1.75; color:var(--ink); }
    .cta-strip { background:var(--teal); border-radius:14px; padding:28px 32px; margin:48px 0; display:flex; align-items:center; justify-content:space-between; gap:20px; flex-wrap:wrap; }
    .cta-strip p { font-family:'Geist',sans-serif; color:rgba(250,244,232,0.92); font-size:16px; font-weight:600; margin:0; }
    .cta-strip a { background:var(--cream); color:var(--teal); padding:10px 22px; border-radius:8px; font-family:'Geist',sans-serif; font-weight:700; font-size:14px; flex-shrink:0; text-decoration:none; }
    .post-breadcrumb { display: none !important; }
    @media(max-width:768px) { .numbers-row{grid-template-columns:1fr;}  }
    @media(max-width:600px) { .article{padding:48px 20px 60px;} .cta-strip{flex-direction:column; text-align:center;}   }


/* ── blog-best-free-budgeting-app.html */
#read-progress { position:fixed; top:0; left:0; height:3px; width:0; background:var(--coral); z-index:200; transition:width 0.05s linear; pointer-events:none; }
    .post-hero { background:radial-gradient(ellipse 80% 35% at 50% 0%, rgba(182,227,221,0.65) 0%, var(--cream) 55%); padding:80px 0 64px; }
    .post-hero-inner { max-width:720px; margin:0 auto; }
    .post-breadcrumb { display:flex; align-items:center; gap:6px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); margin-bottom:24px; flex-wrap:wrap; }
    .post-breadcrumb a { color:var(--mute); text-decoration:none; }
    .post-breadcrumb a:hover { color:var(--teal); }
    .post-breadcrumb-sep { opacity:0.4; }
    .post-tag { display:inline-block; background:var(--teal); color:var(--cream); font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.12em; padding:4px 12px; border-radius:999px; margin-bottom:18px; }
    .post-hero h1 { font-family:'Fraunces',serif; font-size:clamp(2rem,5vw,3.2rem); font-weight:400; color:var(--ink); line-height:1.12; margin-bottom:20px; }
    .post-lede { font-family:'Geist',sans-serif; font-size:18px; color:var(--mute); line-height:1.6; max-width:600px; margin-bottom:24px; }
    .post-meta { display:flex; align-items:center; gap:10px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); }
    .post-meta .dot { width:3px; height:3px; background:var(--mute); border-radius:50%; }
    .article { max-width:720px; margin:0 auto; padding:64px 32px 80px; }
    .article h2 { font-family:'Fraunces',serif; font-size:1.7rem; font-weight:400; color:var(--ink); margin:52px 0 16px; line-height:1.2; }
    .article h2:first-child { margin-top:0; }
    .article h3 { font-family:'Geist',sans-serif; font-size:1.05rem; font-weight:700; color:var(--ink); margin:28px 0 10px; }
    .article p { font-family:'Fraunces',serif; font-size:17px; font-weight:300; color:var(--ink); line-height:1.85; margin-bottom:20px; }
    .article p:last-child { margin-bottom:0; }
    .article strong { font-weight:600; }
    .article a { color:var(--teal-mid); text-decoration:underline; text-decoration-color:rgba(31,122,134,0.3); }
    .article a:hover { color:var(--teal); }
    .article ul, .article ol { font-family:'Fraunces',serif; font-size:17px; font-weight:300; color:var(--ink); line-height:1.85; margin-bottom:20px; padding-left:24px; }
    .article li { margin-bottom:8px; }

    .pull-quote { border-left:4px solid var(--coral); padding:20px 28px; margin:36px 0; }
    .pull-quote p { font-family:'Instrument Serif',serif; font-style:italic; font-size:1.2rem; color:var(--ink); line-height:1.5; margin:0; }

    .highlight-box { background:var(--cream-deep); border:1px solid var(--line); border-left:4px solid var(--teal-mid); border-radius:12px; padding:24px 28px; margin:32px 0; }
    .highlight-box-title { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.1em; color:var(--teal); margin-bottom:10px; }
    .highlight-box p { font-family:'Geist',sans-serif; font-size:15px; color:var(--ink); line-height:1.7; margin:0; }

    .app-card { border:1px solid var(--line); border-radius:16px; padding:26px 28px; margin:28px 0; background:var(--cream); }
    .app-card-top { display:flex; align-items:flex-start; justify-content:space-between; gap:16px; margin-bottom:14px; flex-wrap:wrap; }
    .app-card-rank { display:inline-flex; align-items:center; justify-content:center; width:34px; height:34px; border-radius:50%; background:var(--teal); color:var(--cream); font-family:'Geist',sans-serif; font-size:14px; font-weight:800; flex-shrink:0; }
    .app-card-rank.gold { background:#b8832a; }
    .app-card-title { font-family:'Geist',sans-serif; font-size:1.1rem; font-weight:700; color:var(--ink); margin-bottom:2px; }
    .app-card-subtitle { font-family:'Geist',sans-serif; font-size:0.85rem; color:var(--mute); }
    .app-card-badge { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.07em; padding:4px 10px; border-radius:999px; white-space:nowrap; }
    .badge-green { background:rgba(14,74,82,0.1); color:var(--teal); }
    .badge-yellow { background:rgba(184,131,42,0.12); color:#7a5200; }
    .badge-red { background:rgba(220,38,38,0.08); color:#991b1b; }
    .app-card-body p { font-family:'Geist',sans-serif; font-size:15px; color:var(--ink); line-height:1.75; margin:0; }
    .app-card-body p + p { margin-top:10px; }
    .pros-cons { display:grid; grid-template-columns:1fr 1fr; gap:12px; margin-top:16px; }
    .pros, .cons { background:var(--cream-deep); border-radius:10px; padding:12px 14px; }
    .pros { border-left:3px solid var(--teal); }
    .cons { border-left:3px solid var(--coral); }
    .pros-cons-label { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.07em; margin-bottom:6px; }
    .pros .pros-cons-label { color:var(--teal); }
    .cons .pros-cons-label { color:var(--coral); }
    .pros-cons ul { list-style:none; padding:0; margin:0; }
    .pros-cons li { font-family:'Geist',sans-serif; font-size:13px; color:var(--ink); margin-bottom:4px; }
    .pros li::before { content:'✓ '; color:var(--teal); font-weight:700; }
    .cons li::before { content:'✗ '; color:var(--coral); font-weight:700; }

    .compare-table { width:100%; border-collapse:collapse; margin:32px 0; font-size:0.9rem; border-radius:12px; overflow:hidden; }
    .compare-table th { background:var(--teal); color:var(--cream); padding:12px 14px; text-align:left; font-family:'Geist',sans-serif; font-size:0.8rem; font-weight:700; text-transform:uppercase; letter-spacing:0.05em; }
    .compare-table td { padding:11px 14px; border-bottom:1px solid var(--line); font-family:'Geist',sans-serif; color:var(--ink); }
    .compare-table tr:last-child td { border-bottom:none; }
    .compare-table tr:nth-child(even) td { background:var(--cream-deep); }
    .compare-table .us-row td { background:rgba(182,227,221,0.3); font-weight:600; }
    .check { color:var(--teal); font-weight:700; }
    .cross { color:var(--coral); }
    .partial { color:#b8832a; }

    .faq-section { margin:48px 0 0; }
    .faq-item { border:1px solid var(--line); border-radius:12px; padding:22px 24px; margin-bottom:14px; }
    .faq-item h3 { font-family:'Geist',sans-serif; font-size:1rem; font-weight:700; color:var(--ink); margin:0 0 10px; line-height:1.4; }
    .faq-item p { font-family:'Geist',sans-serif; font-size:15px; color:var(--ink); line-height:1.75; margin:0; }

    .cta-strip { background:var(--teal); border-radius:14px; padding:28px 32px; margin:48px 0; display:flex; align-items:center; justify-content:space-between; gap:20px; flex-wrap:wrap; }
    .cta-strip p { font-family:'Geist',sans-serif; color:rgba(250,244,232,0.92); font-size:16px; font-weight:600; margin:0; }
    .cta-strip a { background:var(--cream); color:var(--teal); padding:10px 22px; border-radius:8px; font-family:'Geist',sans-serif; font-weight:700; font-size:14px; flex-shrink:0; text-decoration:none; }
    .cta-strip a:hover { background:var(--aqua); text-decoration:none; }

    .author-info p { font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); margin:0; }
    .author-info strong { font-family:'Geist',sans-serif; font-size:15px; color:var(--ink); display:block; margin-bottom:2px; }

    .related { max-width:720px; margin:0 auto; padding:0 32px 80px; }
    .related-card-type { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.08em; color:var(--mute); margin-bottom:6px; }
    .related-card h4 { font-family:'Geist',sans-serif; font-size:15px; font-weight:700; color:var(--ink); line-height:1.4; margin:0; }

    @media (max-width:640px) {
      .pros-cons { grid-template-columns:1fr; }
      .compare-table { font-size:0.82rem; }
      .compare-table td, .compare-table th { padding:9px 10px; }
      .cta-strip { flex-direction:column; text-align:center; }
      .article { padding:48px 16px 64px; }
      .post-hero { padding:56px 0 48px; }
      .author-card, .related { padding-left:16px; padding-right:16px; }
    }
  .post-breadcrumb { display: none !important; } /* shared lf-breadcrumbs replaces it */


/* ── blog-brain-science.html */
#read-progress { position:fixed; top:0; left:0; height:3px; width:0; background:var(--coral); z-index:300; transition:width 0.1s; pointer-events:none; }
    .post-hero-inner { max-width:720px; margin:0 auto; }
    .post-breadcrumb { display:flex; align-items:center; gap:6px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); margin-bottom:24px; flex-wrap:wrap; }
    .post-breadcrumb a { color:var(--mute); text-decoration:none; }
    .post-breadcrumb a:hover { color:var(--teal); }
    .post-breadcrumb-sep { opacity:0.4; }
    .post-lede { font-family:'Geist',sans-serif; font-size:18px; color:var(--mute); line-height:1.6; max-width:600px; margin-bottom:24px; }
    .series-nav { display:flex; align-items:center; gap:6px; margin-bottom:20px; flex-wrap:wrap; }
    .sn-label { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; color:var(--mute); text-transform:uppercase; letter-spacing:0.08em; margin-right:4px; }
    .sn-link { display:inline-flex; align-items:center; justify-content:center; min-width:30px; height:30px; border-radius:15px; padding:0 10px; background:var(--cream-deep); color:var(--ink); font-family:'Geist',sans-serif; font-size:12px; font-weight:700; text-decoration:none; transition:background 0.15s; }
    .sn-link:hover { background:var(--aqua); }
    .sn-active { background:var(--teal) !important; color:var(--cream) !important; cursor:default; }
    .series-pager { display:flex; justify-content:space-between; align-items:center; margin:48px 0 0; padding:24px 0; border-top:1px solid var(--line); gap:16px; flex-wrap:wrap; }
    .sp-link { font-family:'Geist',sans-serif; font-size:14px; font-weight:600; color:var(--teal-mid); text-decoration:none; transition:color 0.15s; }
    .sp-link:hover { color:var(--teal); }
    .post-hero { padding:80px 0 60px; background:radial-gradient(ellipse 80% 35% at 50% 0%, rgba(182,227,221,0.65) 0%, var(--cream) 55%); }
    .post-tag { display:inline-block; background:var(--teal); color:var(--cream); font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.1em; padding:5px 12px; border-radius:100px; margin-bottom:20px; }
    .post-hero h1 { font-family:'Fraunces',serif; font-size:clamp(2rem,5vw,3.2rem); font-weight:400; line-height:1.12; color:var(--ink); margin-bottom:20px; max-width:820px; }
    .post-meta { display:flex; align-items:center; gap:20px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); margin-top:20px; }
    .article { max-width:720px; margin:0 auto; padding:64px 32px 80px; }
    .article p { font-family:'Fraunces',serif; font-weight:300; font-size:18px; line-height:1.8; color:var(--ink); margin-bottom:22px; }
    .article h2 { font-family:'Fraunces',serif; font-weight:700; font-size:30px; line-height:1.15; color:var(--ink); margin:52px 0 16px; }
    .article h2:first-child { margin-top:0; }
    .article strong { font-weight:600; }
    .article a { color:var(--teal-mid); text-decoration:underline; text-decoration-color:rgba(31,122,134,0.3); }
    .article a:hover { color:var(--teal); }
    .article sup { font-size:0.7em; }
    .pull-quote { border-left:4px solid var(--coral); padding:20px 28px; margin:36px 0; }
    .pull-quote p { font-family:'Instrument Serif',serif; font-style:italic; font-size:1.25rem; color:var(--ink); line-height:1.5; margin:0; }
    .stat-box { background:var(--aqua); border:1px solid rgba(11,31,35,0.1); border-radius:14px; padding:28px 32px; margin:32px 0; display:flex; align-items:center; gap:24px; }
    .stat-val { font-family:'Fraunces',serif; font-size:3.5rem; font-weight:700; color:var(--teal); line-height:1; flex-shrink:0; }
    .stat-desc { font-family:'Geist',sans-serif; font-size:15px; color:var(--ink); line-height:1.65; }
    .stat-desc strong { color:var(--teal); }
    .brain-section { background:var(--cream-deep); border:1px solid var(--line); border-radius:16px; padding:32px; margin:40px 0; display:flex; align-items:center; gap:32px; }
    .brain-section-text h3 { font-family:'Geist',sans-serif; font-size:16px; font-weight:700; color:var(--teal); margin-bottom:10px; }
    .brain-section-text p { font-family:'Geist',sans-serif; font-size:14px; color:var(--ink); line-height:1.7; margin:0; }
    .brain-section-text { flex:1; }
    .brain-svg-wrap { flex-shrink:0; }
    .research-grid { display:grid; grid-template-columns:1fr 1fr; gap:18px; margin:32px 0; }
    .research-card { background:var(--cream); border:1px solid var(--line); border-radius:12px; padding:22px 20px; }
    .research-card-label { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.08em; color:var(--teal-mid); margin-bottom:8px; }
    .research-card h3 { font-family:'Geist',sans-serif; font-size:15px; font-weight:700; color:var(--ink); margin-bottom:8px; line-height:1.3; }
    .research-card p { font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); line-height:1.6; margin:0; }
    .research-card .research-finding { margin-top:10px; font-family:'Geist',sans-serif; font-size:13px; color:var(--teal); font-weight:700; }
    .highlight-box { background:var(--cream-deep); border:1px solid var(--line); border-radius:12px; padding:24px 28px; margin:32px 0; }
    .highlight-box-title { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.1em; color:var(--teal); margin-bottom:12px; }
    .highlight-box p { font-family:'Geist',sans-serif; font-size:15px; line-height:1.7; color:var(--ink); margin:0; }
    .highlight-box p + p { margin-top:10px; }
    .cta-strip { background:var(--teal); border-radius:14px; padding:28px 32px; margin:48px 0; display:flex; align-items:center; justify-content:space-between; gap:20px; flex-wrap:wrap; }
    .cta-strip p { font-family:'Geist',sans-serif; color:rgba(250,244,232,0.92); font-size:16px; font-weight:600; margin:0; }
    .cta-strip a { background:var(--cream); color:var(--teal); padding:10px 22px; border-radius:8px; font-family:'Geist',sans-serif; font-weight:700; font-size:14px; flex-shrink:0; text-decoration:none; }
    .post-footnotes { font-family:'Geist',sans-serif; font-size:12px; color:var(--mute); line-height:1.7; margin-top:48px; padding-top:24px; border-top:1px solid var(--line); }
    @media(max-width:768px) { .brain-section{flex-direction:column; gap:20px;} .brain-svg-wrap{display:none;} .research-grid{grid-template-columns:1fr;}  }
    @media(max-width:600px) { .article{padding:48px 20px 60px;} .stat-box{flex-direction:column; gap:12px; text-align:center;} .cta-strip{flex-direction:column; text-align:center;}   }
  .post-breadcrumb { display: none !important; } /* shared lf-breadcrumbs replaces it */


/* ── blog-budget-lying.html */
html { scroll-behavior: smooth; }
    body { background: var(--cream); color: var(--ink); }
    a { color: var(--teal-mid); }
    a:hover { color: var(--teal); }
    .article p { font-size: 18px; line-height: 1.7; color: #2a3940; margin: 0 0 24px; font-family: 'Fraunces', serif; font-weight: 300; }
    .article h2 { font-family: 'Fraunces', serif; font-size: 36px; line-height: 1.1; font-weight: 500; margin: 56px 0 20px; color: var(--ink); }
    .article strong { color: var(--ink); }
    .pull-quote { border-left: 3px solid var(--coral); padding: 8px 0 8px 28px; margin: 36px 0; font-family: 'Instrument Serif', serif; font-style: italic; font-size: 26px; line-height: 1.35; color: var(--teal); }
    .stat-box { background: var(--aqua); border: 1px solid var(--line); border-radius: 14px; padding: 28px 32px; margin: 32px 0; display: flex; align-items: center; gap: 24px; }
    .stat-val { font-family: 'Fraunces', serif; font-size: 52px; font-weight: 500; color: var(--teal); line-height: 1; flex-shrink: 0; }
    .stat-desc { font-size: 15px; color: var(--mute); line-height: 1.6; }
    .stat-desc strong { color: var(--teal); }
    .highlight-box { background: var(--cream-deep); border: 1px solid var(--line); border-radius: 14px; padding: 24px 28px; margin: 32px 0; }
    .highlight-box-title { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 1.5px; color: var(--teal); margin-bottom: 12px; }
    .highlight-box p { color: var(--mute); font-size: 15px; line-height: 1.7; margin: 0; font-family: 'Geist', sans-serif; }
    .comparison-visual { display: grid; grid-template-columns: 1fr auto 1fr; gap: 16px; align-items: center; margin: 36px 0; }
    .comp-side { background: var(--cream-deep); border: 1px solid var(--line); border-radius: 14px; padding: 22px 20px; text-align: center; }
    .comp-side.good { border-color: var(--aqua); background: rgba(182,227,221,0.25); }
    .comp-side-icon { font-size: 2rem; margin-bottom: 8px; }
    .comp-side-label { font-size: 11px; font-weight: 700; color: var(--mute); text-transform: uppercase; letter-spacing: 0.5px; margin-bottom: 6px; font-family: 'Geist', sans-serif; }
    .comp-side-title { font-size: 16px; font-weight: 600; color: var(--ink); font-family: 'Geist', sans-serif; }
    .comp-side-detail { font-size: 13px; color: var(--mute); margin-top: 4px; line-height: 1.5; font-family: 'Geist', sans-serif; }
    .comp-bad-label { font-size: 12px; color: var(--coral); font-weight: 600; margin-top: 8px; font-family: 'Geist', sans-serif; }
    .comp-good-label { font-size: 12px; color: var(--teal); font-weight: 600; margin-top: 8px; font-family: 'Geist', sans-serif; }
    .comp-vs { font-size: 1.4rem; font-weight: 800; color: var(--mute); }
    .cta-strip { background: var(--teal); border-radius: 18px; padding: 32px; margin: 48px 0 0; display: flex; align-items: center; justify-content: space-between; gap: 20px; flex-wrap: wrap; }
    .cta-strip p { color: rgba(250,244,232,0.92); font-size: 17px; font-weight: 600; margin: 0; line-height: 1.5; font-family: 'Geist', sans-serif; }
    .cta-strip a { background: var(--cream); color: var(--teal); padding: 12px 24px; border-radius: 10px; font-weight: 700; font-size: 14px; flex-shrink: 0; text-decoration: none; font-family: 'Geist', sans-serif; }
    .cta-strip a:hover { background: var(--aqua); text-decoration: none; }
    @media (max-width: 600px) {
      .comparison-visual { grid-template-columns: 1fr; }
      .comp-vs { display: none; }
      .stat-box { flex-direction: column; gap: 12px; text-align: center; }
      .cta-strip { flex-direction: column; text-align: center; }
    }
    #read-progress { position:fixed; top:0; left:0; height:3px; width:0; background:var(--coral); z-index:300; transition:width 0.1s; pointer-events:none; }
    .post-hero { background:radial-gradient(ellipse 80% 35% at 50% 0%, rgba(182,227,221,0.65) 0%, var(--cream) 55%); padding:80px 0 64px; }
    .post-hero-inner { max-width:720px; margin:0 auto; }
    .post-breadcrumb { display:flex; align-items:center; gap:6px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); margin-bottom:24px; flex-wrap:wrap; }
    .post-breadcrumb a { color:var(--mute); text-decoration:none; }
    .post-breadcrumb a:hover { color:var(--teal); }
    .post-breadcrumb-sep { opacity:0.4; }
    .post-tag { display:inline-block; background:var(--teal); color:var(--cream); font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.12em; padding:4px 12px; border-radius:999px; margin-bottom:18px; }
    .post-hero h1 { font-family:'Fraunces',serif; font-size:clamp(2rem,5vw,3.2rem); font-weight:400; color:var(--ink); line-height:1.12; margin-bottom:20px; }
    .post-lede { font-family:'Geist',sans-serif; font-size:18px; color:var(--mute); line-height:1.6; max-width:600px; margin-bottom:24px; }
    .post-meta { display:flex; align-items:center; gap:14px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); }
    .series-nav { display:flex; align-items:center; gap:6px; margin-bottom:20px; flex-wrap:wrap; }
    .sn-label { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; color:var(--mute); text-transform:uppercase; letter-spacing:0.08em; margin-right:4px; }
    .sn-link { display:inline-flex; align-items:center; justify-content:center; min-width:30px; height:30px; border-radius:15px; padding:0 10px; background:var(--cream-deep); color:var(--ink); font-family:'Geist',sans-serif; font-size:12px; font-weight:700; text-decoration:none; transition:background 0.15s; }
    .sn-link:hover { background:var(--aqua); }
    .sn-active { background:var(--teal) !important; color:var(--cream) !important; cursor:default; }
    .series-pager { display:flex; justify-content:space-between; align-items:center; margin:48px 0 0; padding:24px 0; border-top:1px solid var(--line); gap:16px; flex-wrap:wrap; }
    .sp-link { font-family:'Geist',sans-serif; font-size:14px; font-weight:600; color:var(--teal-mid); text-decoration:none; transition:color 0.15s; }
    .sp-link:hover { color:var(--teal); }
    .article { max-width:720px; margin:0 auto; padding:64px 32px 80px; }
    .article p { font-family:'Fraunces',serif; font-weight:300; font-size:18px; line-height:1.8; color:var(--ink); margin-bottom:22px; }
    .article h2 { font-family:'Fraunces',serif; font-weight:700; font-size:30px; line-height:1.15; color:var(--ink); margin:52px 0 16px; }
    .article h2:first-child { margin-top:0; }
    .article strong { font-weight:600; }
    .article a { color:var(--teal-mid); text-decoration:underline; text-decoration-color:rgba(31,122,134,0.3); }
    .article a:hover { color:var(--teal); }
    .article sup { font-size:0.7em; }
    @media(max-width:600px) {    .article{padding:48px 20px 60px;} }
  .post-breadcrumb { display: none !important; } /* shared lf-breadcrumbs replaces it */


/* ── blog-couples-budgeting.html */
#read-progress { position:fixed; top:0; left:0; height:3px; width:0; background:var(--coral); z-index:200; transition:width 0.05s linear; pointer-events:none; }
    .post-hero { background:radial-gradient(ellipse 80% 35% at 50% 0%, rgba(182,227,221,0.65) 0%, var(--cream) 55%); padding:80px 0 64px; }
    .post-hero-inner { max-width:720px; margin:0 auto; }
    .post-breadcrumb { display:flex; align-items:center; gap:6px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); margin-bottom:24px; flex-wrap:wrap; }
    .post-breadcrumb a { color:var(--mute); text-decoration:none; }
    .post-breadcrumb a:hover { color:var(--teal); }
    .post-breadcrumb-sep { opacity:0.4; }
    .post-tag { display:inline-block; background:var(--teal); color:var(--cream); font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.12em; padding:4px 12px; border-radius:999px; margin-bottom:18px; }
    .post-hero h1 { font-family:'Fraunces',serif; font-size:clamp(2rem,5vw,3.2rem); font-weight:400; color:var(--ink); line-height:1.12; margin-bottom:20px; }
    .post-lede { font-family:'Geist',sans-serif; font-size:18px; color:var(--mute); line-height:1.6; max-width:600px; margin-bottom:24px; }
    .post-meta { display:flex; align-items:center; gap:10px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); }
    .post-meta .dot { width:3px; height:3px; background:var(--mute); border-radius:50%; }
    .article { max-width:720px; margin:0 auto; padding:64px 32px 80px; }
    .article h2 { font-family:'Fraunces',serif; font-size:1.7rem; font-weight:400; color:var(--ink); margin:52px 0 16px; line-height:1.2; }
    .article h2:first-child { margin-top:0; }
    .article h3 { font-family:'Geist',sans-serif; font-size:1.05rem; font-weight:700; color:var(--ink); margin:28px 0 10px; }
    .article p { font-family:'Fraunces',serif; font-size:17px; font-weight:300; color:var(--ink); line-height:1.85; margin-bottom:20px; }
    .article p:last-child { margin-bottom:0; }
    .article strong { font-weight:600; }
    .article ol { font-family:'Fraunces',serif; font-size:17px; font-weight:300; color:var(--ink); line-height:1.85; margin-bottom:20px; padding-left:24px; }
    .article li { margin-bottom:8px; }
    .article a { color:var(--teal-mid); text-decoration:underline; text-decoration-color:rgba(31,122,134,0.3); }
    .article a:hover { color:var(--teal); }

    .stat-box { background:var(--aqua); border:1px solid rgba(11,31,35,0.1); border-radius:14px; padding:28px 32px; margin:32px 0; display:flex; align-items:center; gap:24px; }
    .stat-val { font-family:'Fraunces',serif; font-size:3.5rem; font-weight:700; color:var(--teal); line-height:1; flex-shrink:0; }
    .stat-desc { font-family:'Geist',sans-serif; font-size:15px; color:var(--ink); line-height:1.65; }
    .stat-desc strong { color:var(--teal); }

    .pull-quote { border-left:4px solid var(--coral); padding:20px 28px; margin:36px 0; }
    .pull-quote p { font-family:'Instrument Serif',serif; font-style:italic; font-size:1.2rem; color:var(--ink); line-height:1.5; margin:0; }

    .highlight-box { background:var(--cream-deep); border:1px solid var(--line); border-radius:12px; padding:24px 28px; margin:32px 0; }
    .highlight-box-title { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.1em; color:var(--teal); margin-bottom:12px; }
    .highlight-box p { font-family:'Geist',sans-serif; font-size:15px; line-height:1.7; color:var(--ink); margin:0; }
    .highlight-box p + p { margin-top:10px; }

    .tip-grid { display:grid; grid-template-columns:1fr 1fr; gap:18px; margin:32px 0; }
    .tip-card { background:var(--cream); border:1px solid var(--line); border-radius:14px; padding:22px 20px; }
    .tip-card-icon { font-size:22px; display:block; margin-bottom:10px; }
    .tip-card h3 { font-family:'Geist',sans-serif; font-size:14px; font-weight:700; color:var(--ink); margin-bottom:8px; line-height:1.3; }
    .tip-card p { font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); line-height:1.65; margin:0; }

    .cta-strip { background:var(--teal); border-radius:14px; padding:28px 32px; margin:48px 0; display:flex; align-items:center; justify-content:space-between; gap:20px; flex-wrap:wrap; }
    .cta-strip p { font-family:'Geist',sans-serif; color:rgba(250,244,232,0.92); font-size:16px; font-weight:600; margin:0; }
    .cta-strip a { background:var(--cream); color:var(--teal); padding:10px 22px; border-radius:8px; font-family:'Geist',sans-serif; font-weight:700; font-size:14px; flex-shrink:0; text-decoration:none; }



    @media(max-width:600px) {
      .tip-grid { grid-template-columns:1fr; }
      .stat-box { flex-direction:column; gap:12px; text-align:center; }
      .cta-strip { flex-direction:column; text-align:center; }
      .article { padding:48px 20px 60px; }
    }
  .post-breadcrumb { display: none !important; } /* shared lf-breadcrumbs replaces it */


/* ── blog-debt-free-journey.html */
#read-progress { position:fixed; top:0; left:0; height:3px; width:0; background:var(--coral); z-index:300; transition:width 0.1s; pointer-events:none; }
    .post-hero-inner { max-width:720px; margin:0 auto; }
    .post-breadcrumb { display:flex; align-items:center; gap:6px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); margin-bottom:24px; flex-wrap:wrap; }
    .post-breadcrumb a { color:var(--mute); text-decoration:none; }
    .post-breadcrumb a:hover { color:var(--teal); }
    .post-breadcrumb-sep { opacity:0.4; }
    .post-lede { font-family:'Geist',sans-serif; font-size:18px; color:var(--mute); line-height:1.6; max-width:600px; margin-bottom:24px; }
    .post-hero { padding:80px 0 60px; background:radial-gradient(ellipse 80% 35% at 50% 0%, rgba(182,227,221,0.65) 0%, var(--cream) 55%); }
    .post-tag { display:inline-block; background:var(--teal); color:var(--cream); font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.1em; padding:5px 12px; border-radius:100px; margin-bottom:20px; }
    .post-hero h1 { font-family:'Fraunces',serif; font-size:clamp(2rem,5vw,3.2rem); font-weight:400; line-height:1.12; color:var(--ink); margin-bottom:20px; max-width:820px; }
    .post-meta { display:flex; align-items:center; gap:20px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); margin-top:20px; }
    .article { max-width:720px; margin:0 auto; padding:64px 32px 80px; }
    .article p { font-family:'Fraunces',serif; font-weight:300; font-size:18px; line-height:1.8; color:var(--ink); margin-bottom:22px; }
    .article h2 { font-family:'Fraunces',serif; font-weight:700; font-size:30px; line-height:1.15; color:var(--ink); margin:52px 0 16px; }
    .article h2:first-child { margin-top:0; }
    .article h3 { font-family:'Geist',sans-serif; font-weight:700; font-size:19px; color:var(--ink); margin:28px 0 10px; }
    .article strong { font-weight:600; }
    .article a { color:var(--teal-mid); text-decoration:underline; text-decoration-color:rgba(31,122,134,0.3); }
    .article a:hover { color:var(--teal); }
    .steps-list { margin:32px 0; display:flex; flex-direction:column; gap:0; }
    .step-item { display:flex; gap:20px; padding:28px 0; border-bottom:1px solid var(--line); align-items:flex-start; }
    .step-item:last-child { border-bottom:none; }
    .step-num-circle { width:44px; height:44px; border-radius:50%; background:var(--teal); color:var(--cream); font-family:'Fraunces',serif; font-size:18px; font-weight:700; display:flex; align-items:center; justify-content:center; flex-shrink:0; }
    .step-content { flex:1; }
    .step-content h3 { font-family:'Geist',sans-serif; font-size:17px; font-weight:700; color:var(--ink); margin-bottom:10px; margin-top:0; }
    .step-content p { font-family:'Geist',sans-serif; font-size:15px; color:var(--ink); line-height:1.75; margin:0; }
    .step-content p + p { margin-top:12px; }
    .pull-quote { border-left:4px solid var(--coral); padding:20px 28px; margin:36px 0; }
    .pull-quote p { font-family:'Instrument Serif',serif; font-style:italic; font-size:1.25rem; color:var(--ink); line-height:1.5; margin:0; }
    .debt-table { width:100%; border-collapse:collapse; margin:24px 0; font-family:'Geist',sans-serif; font-size:14px; }
    .debt-table th { background:var(--teal); color:var(--cream); text-align:left; padding:10px 14px; font-size:12px; font-weight:700; text-transform:uppercase; letter-spacing:0.07em; }
    .debt-table td { padding:10px 14px; border-bottom:1px solid var(--line); color:var(--ink); }
    .debt-table tr:last-child td { border-bottom:none; }
    .debt-table tr:nth-child(even) td { background:var(--cream-deep); }
    .debt-table th:first-child, .debt-table td:first-child { border-radius:0; }
    .method-compare { display:grid; grid-template-columns:1fr 1fr; gap:20px; margin:28px 0; }
    .method-card { border:1px solid var(--line); border-radius:14px; padding:24px; }
    .method-card.snowball { border-color:var(--aqua); background:rgba(182,227,221,0.15); }
    .method-card.avalanche { border-color:var(--teal-light); background:rgba(123,194,201,0.1); }
    .method-icon { font-size:2rem; margin-bottom:10px; }
    .method-title { font-family:'Geist',sans-serif; font-size:15px; font-weight:700; color:var(--ink); margin-bottom:8px; }
    .method-detail { font-family:'Geist',sans-serif; font-size:13px; color:var(--ink); line-height:1.65; }
    .method-verdict { margin-top:12px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); }
    .method-verdict strong { color:var(--teal); }
    .tips-box { background:var(--cream-deep); border:1px solid var(--line); border-radius:14px; padding:28px 32px; margin:32px 0; }
    .tips-box-title { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.1em; color:var(--teal); margin-bottom:16px; }
    .tips-list { list-style:none; padding:0; margin:0; display:flex; flex-direction:column; gap:12px; }
    .tips-list li { display:flex; gap:12px; font-family:'Geist',sans-serif; font-size:15px; color:var(--ink); line-height:1.65; }
    .tips-list li::before { content:'✓'; color:var(--teal); font-weight:800; flex-shrink:0; margin-top:2px; }
    .mistake-list { list-style:none; padding:0; margin:24px 0; display:flex; flex-direction:column; gap:16px; }
    .mistake-list li { display:flex; gap:14px; font-family:'Geist',sans-serif; font-size:15px; color:var(--ink); line-height:1.65; align-items:flex-start; }
    .mistake-list li::before { content:'✕'; color:var(--coral); font-weight:800; flex-shrink:0; margin-top:2px; font-size:14px; }
    .numbers-box { background:linear-gradient(135deg, rgba(31,122,134,0.06) 0%, rgba(182,227,221,0.2) 100%); border:1px solid var(--aqua); border-radius:14px; padding:28px 32px; margin:32px 0; }
    .numbers-box-title { font-family:'Fraunces',serif; font-size:18px; font-weight:700; color:var(--teal); margin-bottom:16px; }
    .numbers-row { display:grid; grid-template-columns:1fr 1fr; gap:16px; margin-top:16px; }
    .numbers-scenario { background:var(--cream); border:1px solid var(--line); border-radius:10px; padding:18px 20px; }
    .numbers-scenario-label { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.08em; color:var(--mute); margin-bottom:10px; }
    .numbers-scenario-stat { font-family:'Fraunces',serif; font-size:22px; font-weight:700; color:var(--ink); margin-bottom:4px; }
    .numbers-scenario-stat.good { color:var(--teal); }
    .numbers-scenario-sub { font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); }
    .faq-section { margin:52px 0 0; }
    .faq-item { border-top:1px solid var(--line); padding:24px 0; }
    .faq-item:last-child { border-bottom:1px solid var(--line); }
    .faq-q { font-family:'Geist',sans-serif; font-size:17px; font-weight:700; color:var(--ink); margin-bottom:10px; }
    .faq-a { font-family:'Fraunces',serif; font-weight:300; font-size:17px; line-height:1.75; color:var(--ink); }
    .cta-strip { background:var(--teal); border-radius:14px; padding:28px 32px; margin:48px 0; display:flex; align-items:center; justify-content:space-between; gap:20px; flex-wrap:wrap; }
    .cta-strip p { font-family:'Geist',sans-serif; color:rgba(250,244,232,0.92); font-size:16px; font-weight:600; margin:0; }
    .cta-strip a { background:var(--cream); color:var(--teal); padding:10px 22px; border-radius:8px; font-family:'Geist',sans-serif; font-weight:700; font-size:14px; flex-shrink:0; text-decoration:none; }
    .post-breadcrumb { display: none !important; }
    @media(max-width:768px) { .method-compare{grid-template-columns:1fr;} .numbers-row{grid-template-columns:1fr;}  }
    @media(max-width:600px) { .article{padding:48px 20px 60px;} .cta-strip{flex-direction:column; text-align:center;}   }


/* ── blog-debt-is-a-liability.html */
#read-progress { position:fixed; top:0; left:0; height:3px; width:0; background:var(--coral); z-index:300; transition:width 0.1s; pointer-events:none; }
    .post-hero-inner { max-width:720px; margin:0 auto; }
    .post-breadcrumb { display:flex; align-items:center; gap:6px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); margin-bottom:24px; flex-wrap:wrap; }
    .post-breadcrumb a { color:var(--mute); text-decoration:none; }
    .post-breadcrumb a:hover { color:var(--teal); }
    .post-breadcrumb-sep { opacity:0.4; }
    .post-lede { font-family:'Geist',sans-serif; font-size:18px; color:var(--mute); line-height:1.6; max-width:600px; margin-bottom:24px; }
    .post-hero { padding:80px 0 60px; background:radial-gradient(ellipse 80% 35% at 50% 0%, rgba(182,227,221,0.65) 0%, var(--cream) 55%); }
    .post-tag { display:inline-block; background:var(--teal); color:var(--cream); font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.1em; padding:5px 12px; border-radius:100px; margin-bottom:20px; }
    .post-hero h1 { font-family:'Fraunces',serif; font-size:clamp(2rem,5vw,3.2rem); font-weight:400; line-height:1.12; color:var(--ink); margin-bottom:20px; max-width:820px; }
    .post-meta { display:flex; align-items:center; gap:20px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); margin-top:20px; }
    .article { max-width:720px; margin:0 auto; padding:64px 32px 80px; }
    .article p { font-family:'Fraunces',serif; font-weight:300; font-size:18px; line-height:1.8; color:var(--ink); margin-bottom:22px; }
    .article h2 { font-family:'Fraunces',serif; font-weight:700; font-size:30px; line-height:1.15; color:var(--ink); margin:52px 0 16px; }
    .article h2:first-child { margin-top:0; }
    .article h3 { font-family:'Geist',sans-serif; font-weight:700; font-size:19px; color:var(--ink); margin:28px 0 10px; }
    .article strong { font-weight:600; }
    .article a { color:var(--teal-mid); text-decoration:underline; text-decoration-color:rgba(31,122,134,0.3); }
    .article a:hover { color:var(--teal); }
    .pull-quote { border-left:4px solid var(--coral); padding:20px 28px; margin:36px 0; }
    .pull-quote p { font-family:'Instrument Serif',serif; font-style:italic; font-size:1.25rem; color:var(--ink); line-height:1.5; margin:0; }
    .debt-table { width:100%; border-collapse:collapse; margin:24px 0; font-family:'Geist',sans-serif; font-size:14px; }
    .debt-table th { background:var(--teal); color:var(--cream); text-align:left; padding:10px 14px; font-size:12px; font-weight:700; text-transform:uppercase; letter-spacing:0.07em; }
    .debt-table td { padding:10px 14px; border-bottom:1px solid var(--line); color:var(--ink); }
    .debt-table tr:last-child td { border-bottom:none; }
    .debt-table tr:nth-child(even) td { background:var(--cream-deep); }
    .method-compare { display:grid; grid-template-columns:1fr 1fr; gap:20px; margin:28px 0; }
    .method-card { border:1px solid var(--line); border-radius:14px; padding:24px; }
    .method-card.asset { border-color:var(--aqua); background:rgba(182,227,221,0.15); }
    .method-card.liability { border-color:var(--coral); background:rgba(200,149,109,0.08); }
    .method-title { font-family:'Geist',sans-serif; font-size:15px; font-weight:700; color:var(--ink); margin-bottom:8px; }
    .method-detail { font-family:'Geist',sans-serif; font-size:13px; color:var(--ink); line-height:1.65; }
    .tips-box { background:var(--cream-deep); border:1px solid var(--line); border-radius:14px; padding:28px 32px; margin:32px 0; }
    .tips-box-title { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.1em; color:var(--teal); margin-bottom:16px; }
    .tips-list { list-style:none; padding:0; margin:0; display:flex; flex-direction:column; gap:12px; }
    .tips-list li { display:flex; gap:12px; font-family:'Geist',sans-serif; font-size:15px; color:var(--ink); line-height:1.65; }
    .tips-list li::before { content:'✓'; color:var(--teal); font-weight:800; flex-shrink:0; margin-top:2px; }
    .numbers-box { background:linear-gradient(135deg, rgba(31,122,134,0.06) 0%, rgba(182,227,221,0.2) 100%); border:1px solid var(--aqua); border-radius:14px; padding:28px 32px; margin:32px 0; }
    .numbers-box-title { font-family:'Fraunces',serif; font-size:18px; font-weight:700; color:var(--teal); margin-bottom:16px; }
    .numbers-row { display:grid; grid-template-columns:1fr 1fr 1fr; gap:16px; margin-top:16px; }
    .numbers-row-2 { display:grid; grid-template-columns:1fr 1fr; gap:16px; margin-top:16px; }
    .numbers-scenario { background:var(--cream); border:1px solid var(--line); border-radius:10px; padding:18px 20px; }
    .numbers-scenario-label { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.08em; color:var(--mute); margin-bottom:10px; }
    .numbers-scenario-stat { font-family:'Fraunces',serif; font-size:22px; font-weight:700; color:var(--ink); margin-bottom:4px; }
    .numbers-scenario-stat.good { color:var(--teal); }
    .numbers-scenario-stat.muted { color:var(--mute); }
    .numbers-scenario-sub { font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); }
    .faq-section { margin:52px 0 0; }
    .faq-item { border-top:1px solid var(--line); padding:24px 0; }
    .faq-item:last-child { border-bottom:1px solid var(--line); }
    .faq-q { font-family:'Geist',sans-serif; font-size:17px; font-weight:700; color:var(--ink); margin-bottom:10px; }
    .faq-a { font-family:'Fraunces',serif; font-weight:300; font-size:17px; line-height:1.75; color:var(--ink); }
    .cta-strip { background:var(--teal); border-radius:14px; padding:28px 32px; margin:48px 0; display:flex; align-items:center; justify-content:space-between; gap:20px; flex-wrap:wrap; }
    .cta-strip p { font-family:'Geist',sans-serif; color:rgba(250,244,232,0.92); font-size:16px; font-weight:600; margin:0; }
    .cta-strip a { background:var(--cream); color:var(--teal); padding:10px 22px; border-radius:8px; font-family:'Geist',sans-serif; font-weight:700; font-size:14px; flex-shrink:0; text-decoration:none; }
    .post-breadcrumb { display: none !important; }
    @media(max-width:768px) { .method-compare{grid-template-columns:1fr;} .numbers-row{grid-template-columns:1fr;} .numbers-row-2{grid-template-columns:1fr;}  }
    @media(max-width:600px) { .article{padding:48px 20px 60px;} .cta-strip{flex-direction:column; text-align:center;}   }


/* ── blog-envelope-vs-methods.html */
#read-progress { position:fixed; top:0; left:0; height:3px; width:0; background:var(--coral); z-index:200; transition:width 0.05s linear; pointer-events:none; }
    .post-hero { background:radial-gradient(ellipse 80% 35% at 50% 0%, rgba(182,227,221,0.65) 0%, var(--cream) 55%); padding:80px 0 64px; }
    .post-hero-inner { max-width:720px; margin:0 auto; }
    .post-breadcrumb { display:flex; align-items:center; gap:6px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); margin-bottom:24px; flex-wrap:wrap; }
    .post-breadcrumb a { color:var(--mute); text-decoration:none; }
    .post-breadcrumb a:hover { color:var(--teal); }
    .post-breadcrumb-sep { opacity:0.4; }
    .post-tag { display:inline-block; background:var(--teal); color:var(--cream); font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.12em; padding:4px 12px; border-radius:999px; margin-bottom:18px; }
    .post-hero h1 { font-family:'Fraunces',serif; font-size:clamp(2rem,5vw,3.2rem); font-weight:400; color:var(--ink); line-height:1.12; margin-bottom:20px; }
    .post-lede { font-family:'Geist',sans-serif; font-size:18px; color:var(--mute); line-height:1.6; max-width:600px; margin-bottom:24px; }
    .post-meta { display:flex; align-items:center; gap:10px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); }
    .post-meta .dot { width:3px; height:3px; background:var(--mute); border-radius:50%; }
    .series-nav { display:flex; align-items:center; gap:6px; margin-bottom:20px; flex-wrap:wrap; }
    .series-pager { display:flex; justify-content:space-between; align-items:center; margin:48px 0 0; padding:24px 0; border-top:1px solid var(--line); gap:16px; flex-wrap:wrap; }
    .sp-link { font-family:'Geist',sans-serif; font-size:14px; font-weight:600; color:var(--teal-mid); text-decoration:none; transition:color 0.15s; }
    .sp-link:hover { color:var(--teal); }
    .sn-label { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; color:var(--mute); text-transform:uppercase; letter-spacing:0.08em; margin-right:4px; }
    .sn-link { display:inline-flex; align-items:center; justify-content:center; min-width:30px; height:30px; border-radius:15px; padding:0 10px; background:var(--cream-deep); color:var(--ink); font-family:'Geist',sans-serif; font-size:12px; font-weight:700; text-decoration:none; transition:background 0.15s; }
    .sn-link:hover { background:var(--aqua); }
    .sn-active { background:var(--teal) !important; color:var(--cream) !important; cursor:default; }
    .article { max-width:720px; margin:0 auto; padding:64px 32px 80px; }
    .article h2 { font-family:'Fraunces',serif; font-size:1.7rem; font-weight:400; color:var(--ink); margin:52px 0 16px; line-height:1.2; }
    .article h2:first-child { margin-top:0; }
    .article h3 { font-family:'Geist',sans-serif; font-size:1.05rem; font-weight:700; color:var(--ink); margin:28px 0 10px; }
    .article p { font-family:'Fraunces',serif; font-size:17px; font-weight:300; color:var(--ink); line-height:1.85; margin-bottom:20px; }
    .article p:last-child { margin-bottom:0; }
    .article strong { font-weight:600; }
    .article a { color:var(--teal-mid); text-decoration:underline; text-decoration-color:rgba(31,122,134,0.3); }
    .article a:hover { color:var(--teal); }

    .method-section { border:1px solid var(--line); border-radius:16px; margin:36px 0; overflow:hidden; }
    .method-header { padding:20px 28px; display:flex; align-items:center; gap:14px; }
    .method-header.amber { background:rgba(241,144,124,0.12); }
    .method-header.blue { background:rgba(31,122,134,0.1); }
    .method-header.green { background:rgba(182,227,221,0.35); }
    .method-header-icon { font-size:24px; flex-shrink:0; }
    .method-header-title { font-family:'Geist',sans-serif; font-size:16px; font-weight:700; color:var(--ink); }
    .method-header-sub { font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); margin-top:2px; }
    .method-body { display:grid; grid-template-columns:1fr 1fr; gap:0; }
    .method-col { padding:20px 28px; }
    .method-col.pros { border-right:1px solid var(--line); }
    .method-col-label { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.1em; color:var(--teal-mid); margin-bottom:10px; }
    .method-col ul { font-family:'Geist',sans-serif; font-size:14px; color:var(--ink); line-height:1.65; padding-left:18px; margin:0; }
    .method-col li { margin-bottom:6px; }

    .pull-quote { border-left:4px solid var(--coral); padding:20px 28px; margin:36px 0; }
    .pull-quote p { font-family:'Instrument Serif',serif; font-style:italic; font-size:1.2rem; color:var(--ink); line-height:1.5; margin:0; }

    .winner-box { background:var(--aqua); border:1px solid rgba(11,31,35,0.1); border-radius:16px; padding:28px 32px; margin:36px 0; }
    .winner-box-title { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.1em; color:var(--teal); margin-bottom:12px; }
    .winner-box h3 { font-family:'Geist',sans-serif; font-size:1.05rem; font-weight:700; color:var(--ink); margin-bottom:10px; }
    .winner-box p { font-family:'Geist',sans-serif; font-size:15px; color:var(--ink); line-height:1.7; margin:0; }

    .hybrid-diagram { margin:32px 0; }
    .hybrid-row { display:flex; justify-content:center; }
    .hybrid-layer { border-radius:10px; padding:14px 24px; text-align:center; width:100%; max-width:500px; margin:0 auto; }
    .hybrid-layer.l1 { background:rgba(241,144,124,0.15); border:1px solid rgba(241,144,124,0.4); }
    .hybrid-layer.l2 { background:rgba(31,122,134,0.1); border:1px solid rgba(31,122,134,0.3); }
    .hybrid-layer.l3 { background:rgba(182,227,221,0.4); border:1px solid rgba(11,74,82,0.2); }
    .hybrid-layer.l4 { background:rgba(11,74,82,0.1); border:1px solid rgba(11,74,82,0.3); }
    .hybrid-layer-title { font-family:'Geist',sans-serif; font-size:14px; font-weight:700; color:var(--ink); margin-bottom:4px; }
    .hybrid-layer-sub { font-family:'Geist',sans-serif; font-size:12px; color:var(--mute); }
    .hybrid-connector { text-align:center; font-size:18px; color:var(--mute); padding:6px 0; }

    .cta-strip { background:var(--teal); border-radius:14px; padding:28px 32px; margin:48px 0; display:flex; align-items:center; justify-content:space-between; gap:20px; flex-wrap:wrap; }
    .cta-strip p { font-family:'Geist',sans-serif; color:rgba(250,244,232,0.92); font-size:16px; font-weight:600; margin:0; }
    .cta-strip a { background:var(--cream); color:var(--teal); padding:10px 22px; border-radius:8px; font-family:'Geist',sans-serif; font-weight:700; font-size:14px; flex-shrink:0; text-decoration:none; }



    @media(max-width:600px) {
      .method-body { grid-template-columns:1fr; }
      .method-col.pros { border-right:none; border-bottom:1px solid var(--line); }
      .cta-strip { flex-direction:column; text-align:center; }
      .article { padding:48px 20px 60px; }
    }
  .post-breadcrumb { display: none !important; } /* shared lf-breadcrumbs replaces it */


/* ── blog-envelope-vs-zero-based.html */
#read-progress { position:fixed; top:0; left:0; height:3px; width:0; background:var(--coral); z-index:200; transition:width 0.05s linear; pointer-events:none; }
    .post-hero { background:radial-gradient(ellipse 80% 35% at 50% 0%, rgba(182,227,221,0.65) 0%, var(--cream) 55%); padding:80px 0 64px; }
    .post-hero-inner { max-width:720px; margin:0 auto; }
    .post-breadcrumb { display:flex; align-items:center; gap:6px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); margin-bottom:24px; flex-wrap:wrap; }
    .post-breadcrumb a { color:var(--mute); text-decoration:none; }
    .post-breadcrumb a:hover { color:var(--teal); }
    .post-breadcrumb-sep { opacity:0.4; }
    .post-tag { display:inline-block; background:var(--teal); color:var(--cream); font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.12em; padding:4px 12px; border-radius:999px; margin-bottom:18px; }
    .post-hero h1 { font-family:'Fraunces',serif; font-size:clamp(2rem,5vw,3.2rem); font-weight:400; color:var(--ink); line-height:1.12; margin-bottom:20px; }
    .post-lede { font-family:'Geist',sans-serif; font-size:18px; color:var(--mute); line-height:1.6; max-width:600px; margin-bottom:24px; }
    .post-meta { display:flex; align-items:center; gap:10px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); }
    .post-meta .dot { width:3px; height:3px; background:var(--mute); border-radius:50%; }
    .series-nav { display:flex; align-items:center; gap:6px; margin-bottom:20px; flex-wrap:wrap; }
    .sn-label { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; color:var(--mute); text-transform:uppercase; letter-spacing:0.08em; margin-right:4px; }
    .sn-link { display:inline-flex; align-items:center; justify-content:center; min-width:30px; height:30px; border-radius:15px; padding:0 10px; background:var(--cream-deep); color:var(--ink); font-family:'Geist',sans-serif; font-size:12px; font-weight:700; text-decoration:none; transition:background 0.15s; }
    .sn-link:hover { background:var(--aqua); }
    .sn-active { background:var(--teal) !important; color:var(--cream) !important; cursor:default; }
    .series-pager { display:flex; justify-content:space-between; align-items:center; margin:48px 0 0; padding:24px 0; border-top:1px solid var(--line); gap:16px; flex-wrap:wrap; }
    .sp-link { font-family:'Geist',sans-serif; font-size:14px; font-weight:600; color:var(--teal-mid); text-decoration:none; transition:color 0.15s; }
    .sp-link:hover { color:var(--teal); }
    .article { max-width:720px; margin:0 auto; padding:64px 32px 80px; }
    .article h2 { font-family:'Fraunces',serif; font-size:1.7rem; font-weight:400; color:var(--ink); margin:52px 0 16px; line-height:1.2; }
    .article h2:first-child { margin-top:0; }
    .article h3 { font-family:'Geist',sans-serif; font-size:1.05rem; font-weight:700; color:var(--ink); margin:28px 0 10px; }
    .article p { font-family:'Fraunces',serif; font-size:17px; font-weight:300; color:var(--ink); line-height:1.85; margin-bottom:20px; }
    .article p:last-child { margin-bottom:0; }
    .article strong { font-weight:600; }
    .article ul, .article ol { font-family:'Fraunces',serif; font-size:17px; font-weight:300; color:var(--ink); line-height:1.85; margin-bottom:20px; padding-left:24px; }
    .article li { margin-bottom:8px; }
    .article a { color:var(--teal-mid); text-decoration:underline; text-decoration-color:rgba(31,122,134,0.3); }
    .article a:hover { color:var(--teal); }

    .pull-quote { border-left:4px solid var(--coral); padding:20px 28px; margin:36px 0; }
    .pull-quote p { font-family:'Instrument Serif',serif; font-style:italic; font-size:1.2rem; color:var(--ink); line-height:1.5; margin:0; }

    .method-card { border:1px solid var(--line); border-radius:14px; padding:28px; margin-bottom:18px; background:var(--cream); }
    .method-card-header { display:flex; align-items:center; gap:14px; margin-bottom:16px; }
    .method-badge { padding:4px 12px; border-radius:20px; font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.08em; }
    .badge-blue { background:var(--cream-deep); color:var(--teal); }
    .badge-teal { background:var(--aqua); color:var(--teal); }
    .method-card h3 { font-family:'Geist',sans-serif; font-size:1.05rem; font-weight:700; color:var(--ink); margin:0; }
    .method-card p { font-family:'Geist',sans-serif; font-size:14px; color:var(--ink); line-height:1.7; margin:0 0 12px; }
    .method-card ul { font-family:'Geist',sans-serif; font-size:13px; color:var(--ink); padding-left:18px; margin:0; }
    .method-card li { margin-bottom:6px; }

    .compare-table { width:100%; border-collapse:collapse; margin:32px 0; font-family:'Geist',sans-serif; font-size:0.88rem; border-radius:12px; overflow:hidden; border:1px solid var(--line); }
    .compare-table th { background:var(--cream-deep); padding:12px 16px; text-align:left; font-weight:700; color:var(--ink); border-bottom:1px solid var(--line); }
    .compare-table td { padding:12px 16px; border-bottom:1px solid var(--line); color:var(--ink); vertical-align:top; line-height:1.6; }
    .compare-table tr:last-child td { border-bottom:none; }
    .compare-table .label-col { font-weight:700; background:var(--cream-deep); }

    .highlight-box { background:var(--cream-deep); border:1px solid var(--line); border-radius:12px; padding:24px 28px; margin:32px 0; }
    .highlight-box-title { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.1em; color:var(--teal); margin-bottom:12px; }
    .highlight-box p { font-family:'Geist',sans-serif; font-size:15px; line-height:1.7; color:var(--ink); margin:0; }
    .highlight-box p + p { margin-top:10px; }

    .faq-section { margin:48px 0; }
    .faq-item { border:1px solid var(--line); border-radius:12px; padding:22px 24px; margin-bottom:14px; background:var(--cream); }
    .faq-item h3 { font-family:'Geist',sans-serif; font-size:1rem; font-weight:700; color:var(--ink); margin-bottom:10px; line-height:1.4; }
    .faq-item p { font-family:'Geist',sans-serif; font-size:14px; color:var(--ink); line-height:1.7; margin:0; }

    .cta-strip { background:var(--teal); border-radius:14px; padding:28px 32px; margin:48px 0; display:flex; align-items:center; justify-content:space-between; gap:20px; flex-wrap:wrap; }
    .cta-strip p { font-family:'Geist',sans-serif; color:rgba(250,244,232,0.92); font-size:16px; font-weight:600; margin:0; }
    .cta-strip a { background:var(--cream); color:var(--teal); padding:10px 22px; border-radius:8px; font-family:'Geist',sans-serif; font-weight:700; font-size:14px; flex-shrink:0; text-decoration:none; }



    @media(max-width:680px) { .compare-table th, .compare-table td { padding:10px 10px; font-size:0.82rem; } }
    @media(max-width:600px) {
      .cta-strip { flex-direction:column; text-align:center; }
      .article { padding:48px 20px 60px; }
    }
  .post-breadcrumb { display: none !important; } /* shared lf-breadcrumbs replaces it */


/* ── blog-how-to-share-a-budget.html */
.blog-body { max-width: 720px; margin: 0 auto; padding: 80px 32px 120px; font-size: 17px; line-height: 1.7; color: var(--ink); }
    .blog-body h2 { font-size: 36px; line-height: 1.1; margin: 56px 0 20px; }
    .blog-body h3 { font-size: 24px; line-height: 1.2; margin: 36px 0 14px; }
    .blog-body p { margin-bottom: 20px; }
    .blog-body ol, .blog-body ul { margin-bottom: 24px; padding-left: 28px; display: flex; flex-direction: column; gap: 10px; }
    .blog-body li { line-height: 1.65; }
    .blog-body a { color: var(--teal); text-decoration: underline; }
    .blog-body strong { color: var(--ink); }
    .highlight-box { background: var(--aqua); border-radius: 16px; padding: 28px 32px; margin: 36px 0; }
    .highlight-box p { margin-bottom: 12px; }
    .highlight-box p:last-child { margin-bottom: 0; }
    .step-box { background: var(--cream-deep); border-radius: 14px; padding: 24px 28px; margin: 20px 0; border-left: 4px solid var(--teal-mid); }
    .step-number { font-family: 'Fraunces', serif; font-size: 40px; color: var(--teal-mid); line-height: 1; margin-bottom: 8px; }


/* ── blog-how-to-start.html */
#read-progress { position:fixed; top:0; left:0; height:3px; width:0; background:var(--coral); z-index:300; transition:width 0.1s; pointer-events:none; }
    .post-hero-inner { max-width:720px; margin:0 auto; }
    .post-breadcrumb { display:flex; align-items:center; gap:6px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); margin-bottom:24px; flex-wrap:wrap; }
    .post-breadcrumb a { color:var(--mute); text-decoration:none; }
    .post-breadcrumb a:hover { color:var(--teal); }
    .post-breadcrumb-sep { opacity:0.4; }
    .post-lede { font-family:'Geist',sans-serif; font-size:18px; color:var(--mute); line-height:1.6; max-width:600px; margin-bottom:24px; }
    .series-nav { display:flex; align-items:center; gap:6px; margin-bottom:20px; flex-wrap:wrap; }
    .sn-label { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; color:var(--mute); text-transform:uppercase; letter-spacing:0.08em; margin-right:4px; }
    .sn-link { display:inline-flex; align-items:center; justify-content:center; min-width:30px; height:30px; border-radius:15px; padding:0 10px; background:var(--cream-deep); color:var(--ink); font-family:'Geist',sans-serif; font-size:12px; font-weight:700; text-decoration:none; transition:background 0.15s; }
    .sn-link:hover { background:var(--aqua); }
    .sn-active { background:var(--teal) !important; color:var(--cream) !important; cursor:default; }
    .series-pager { display:flex; justify-content:space-between; align-items:center; margin:48px 0 0; padding:24px 0; border-top:1px solid var(--line); gap:16px; flex-wrap:wrap; }
    .sp-link { font-family:'Geist',sans-serif; font-size:14px; font-weight:600; color:var(--teal-mid); text-decoration:none; transition:color 0.15s; }
    .sp-link:hover { color:var(--teal); }
    .post-hero { padding:80px 0 60px; background:radial-gradient(ellipse 80% 35% at 50% 0%, rgba(182,227,221,0.65) 0%, var(--cream) 55%); }
    .post-tag { display:inline-block; background:var(--teal); color:var(--cream); font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.1em; padding:5px 12px; border-radius:100px; margin-bottom:20px; }
    .post-hero h1 { font-family:'Fraunces',serif; font-size:clamp(2rem,5vw,3.2rem); font-weight:400; line-height:1.12; color:var(--ink); margin-bottom:20px; max-width:820px; }
    .post-meta { display:flex; align-items:center; gap:20px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); margin-top:20px; }
    .article { max-width:720px; margin:0 auto; padding:64px 32px 80px; }
    .article p { font-family:'Fraunces',serif; font-weight:300; font-size:18px; line-height:1.8; color:var(--ink); margin-bottom:22px; }
    .article h2 { font-family:'Fraunces',serif; font-weight:700; font-size:30px; line-height:1.15; color:var(--ink); margin:52px 0 16px; }
    .article h2:first-child { margin-top:0; }
    .article h3 { font-family:'Geist',sans-serif; font-weight:700; font-size:19px; color:var(--ink); margin:28px 0 10px; }
    .article strong { font-weight:600; }
    .article a { color:var(--teal-mid); text-decoration:underline; text-decoration-color:rgba(31,122,134,0.3); }
    .article a:hover { color:var(--teal); }
    .steps-list { margin:32px 0; display:flex; flex-direction:column; gap:0; }
    .step-item { display:flex; gap:20px; padding:28px 0; border-bottom:1px solid var(--line); align-items:flex-start; }
    .step-item:last-child { border-bottom:none; }
    .step-num-circle { width:44px; height:44px; border-radius:50%; background:var(--teal); color:var(--cream); font-family:'Fraunces',serif; font-size:18px; font-weight:700; display:flex; align-items:center; justify-content:center; flex-shrink:0; }
    .step-content { flex:1; }
    .step-content h3 { font-family:'Geist',sans-serif; font-size:17px; font-weight:700; color:var(--ink); margin-bottom:10px; margin-top:0; }
    .step-content p { font-family:'Geist',sans-serif; font-size:15px; color:var(--ink); line-height:1.75; margin:0; }
    .cat-grid { display:grid; grid-template-columns:repeat(4,1fr); gap:10px; margin:20px 0; }
    .cat-chip { background:var(--cream-deep); border:1px solid var(--line); border-radius:8px; padding:10px 12px; font-family:'Geist',sans-serif; font-size:13px; font-weight:600; color:var(--mute); display:flex; align-items:center; gap:6px; }
    .cat-chip span { font-size:16px; }
    .pull-quote { border-left:4px solid var(--coral); padding:20px 28px; margin:36px 0; }
    .pull-quote p { font-family:'Instrument Serif',serif; font-style:italic; font-size:1.25rem; color:var(--ink); line-height:1.5; margin:0; }
    .method-compare { display:grid; grid-template-columns:1fr 1fr; gap:20px; margin:28px 0; }
    .method-card { border:1px solid var(--line); border-radius:14px; padding:24px; }
    .method-card.physical { border-color:var(--aqua); background:rgba(182,227,221,0.15); }
    .method-card.digital { border-color:var(--teal-light); background:rgba(123,194,201,0.1); }
    .method-icon { font-size:2rem; margin-bottom:10px; }
    .method-title { font-family:'Geist',sans-serif; font-size:15px; font-weight:700; color:var(--ink); margin-bottom:8px; }
    .method-detail { font-family:'Geist',sans-serif; font-size:13px; color:var(--ink); line-height:1.65; }
    .method-pros { margin-top:12px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); }
    .method-pros strong { color:var(--teal); }
    .tips-box { background:var(--cream-deep); border:1px solid var(--line); border-radius:14px; padding:28px 32px; margin:32px 0; }
    .tips-box-title { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.1em; color:var(--teal); margin-bottom:16px; }
    .tips-list { list-style:none; padding:0; margin:0; display:flex; flex-direction:column; gap:12px; }
    .tips-list li { display:flex; gap:12px; font-family:'Geist',sans-serif; font-size:15px; color:var(--ink); line-height:1.65; }
    .tips-list li::before { content:'✓'; color:var(--teal); font-weight:800; flex-shrink:0; margin-top:2px; }
    .cta-strip { background:var(--teal); border-radius:14px; padding:28px 32px; margin:48px 0; display:flex; align-items:center; justify-content:space-between; gap:20px; flex-wrap:wrap; }
    .cta-strip p { font-family:'Geist',sans-serif; color:rgba(250,244,232,0.92); font-size:16px; font-weight:600; margin:0; }
    .cta-strip a { background:var(--cream); color:var(--teal); padding:10px 22px; border-radius:8px; font-family:'Geist',sans-serif; font-weight:700; font-size:14px; flex-shrink:0; text-decoration:none; }
    @media(max-width:768px) { .cat-grid{grid-template-columns:repeat(2,1fr);} .method-compare{grid-template-columns:1fr;}  }
    @media(max-width:600px) { .article{padding:48px 20px 60px;} .cat-grid{grid-template-columns:repeat(2,1fr);} .cta-strip{flex-direction:column; text-align:center;}   }
  .post-breadcrumb { display: none !important; } /* shared lf-breadcrumbs replaces it */


/* ── blog-irregular-income.html */
#read-progress { position:fixed; top:0; left:0; height:3px; width:0; background:var(--coral); z-index:200; transition:width 0.05s linear; pointer-events:none; }
    .post-hero { background:radial-gradient(ellipse 80% 35% at 50% 0%, rgba(182,227,221,0.65) 0%, var(--cream) 55%); padding:80px 0 64px; }
    .post-hero-inner { max-width:720px; margin:0 auto; }
    .post-breadcrumb { display:flex; align-items:center; gap:6px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); margin-bottom:24px; flex-wrap:wrap; }
    .post-breadcrumb a { color:var(--mute); text-decoration:none; }
    .post-breadcrumb a:hover { color:var(--teal); }
    .post-breadcrumb-sep { opacity:0.4; }
    .post-tag { display:inline-block; background:var(--teal); color:var(--cream); font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.12em; padding:4px 12px; border-radius:999px; margin-bottom:18px; }
    .post-hero h1 { font-family:'Fraunces',serif; font-size:clamp(2rem,5vw,3.2rem); font-weight:400; color:var(--ink); line-height:1.12; margin-bottom:20px; }
    .post-lede { font-family:'Geist',sans-serif; font-size:18px; color:var(--mute); line-height:1.6; max-width:600px; margin-bottom:24px; }
    .post-meta { display:flex; align-items:center; gap:10px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); }
    .post-meta .dot { width:3px; height:3px; background:var(--mute); border-radius:50%; }
    .article { max-width:720px; margin:0 auto; padding:64px 32px 80px; }
    .article h2 { font-family:'Fraunces',serif; font-size:1.7rem; font-weight:400; color:var(--ink); margin:52px 0 16px; line-height:1.2; }
    .article h2:first-child { margin-top:0; }
    .article h3 { font-family:'Geist',sans-serif; font-size:1.05rem; font-weight:700; color:var(--ink); margin:28px 0 10px; }
    .article p { font-family:'Fraunces',serif; font-size:17px; font-weight:300; color:var(--ink); line-height:1.85; margin-bottom:20px; }
    .article p:last-child { margin-bottom:0; }
    .article strong { font-weight:600; }
    .article a { color:var(--teal-mid); text-decoration:underline; text-decoration-color:rgba(31,122,134,0.3); }
    .article a:hover { color:var(--teal); }
    .article ul, .article ol { font-family:'Fraunces',serif; font-size:17px; font-weight:300; color:var(--ink); line-height:1.85; margin-bottom:20px; padding-left:24px; }
    .article li { margin-bottom:8px; }

    .pull-quote { border-left:4px solid var(--coral); padding:20px 28px; margin:36px 0; }
    .pull-quote p { font-family:'Instrument Serif',serif; font-style:italic; font-size:1.2rem; color:var(--ink); line-height:1.5; margin:0; }

    .stat-box { background:var(--aqua); border:1px solid rgba(11,31,35,0.1); border-radius:14px; padding:28px 32px; margin:32px 0; display:flex; align-items:center; gap:24px; }
    .stat-val { font-family:'Fraunces',serif; font-size:3.5rem; font-weight:700; color:var(--teal); line-height:1; flex-shrink:0; }
    .stat-desc { font-family:'Geist',sans-serif; font-size:15px; color:var(--ink); line-height:1.65; }
    .stat-desc strong { color:var(--teal); }

    .step-list { margin:32px 0; display:flex; flex-direction:column; gap:20px; }
    .step { display:flex; gap:20px; align-items:flex-start; }
    .step-num { width:38px; height:38px; border-radius:50%; background:var(--teal); color:var(--cream); display:flex; align-items:center; justify-content:center; font-family:'Geist',sans-serif; font-size:14px; font-weight:700; flex-shrink:0; margin-top:2px; }
    .step-body h3 { font-family:'Geist',sans-serif; font-size:1rem; font-weight:700; color:var(--ink); margin-bottom:6px; margin-top:0; }
    .step-body p { font-family:'Geist',sans-serif; font-size:15px; color:var(--ink); line-height:1.7; margin:0; }

    .highlight-box { background:var(--cream-deep); border:1px solid var(--line); border-left:4px solid var(--teal-mid); border-radius:12px; padding:24px 28px; margin:32px 0; }
    .highlight-box-title { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.1em; color:var(--teal); margin-bottom:10px; }
    .highlight-box p { font-family:'Geist',sans-serif; font-size:15px; color:var(--ink); line-height:1.7; margin:0; }
    .highlight-box p + p { margin-top:10px; }

    .faq-section { margin:48px 0; }
    .faq-item { border:1px solid var(--line); border-radius:12px; padding:22px 24px; margin-bottom:14px; }
    .faq-item h3 { font-family:'Geist',sans-serif; font-size:1rem; font-weight:700; color:var(--ink); margin-bottom:10px; margin-top:0; line-height:1.4; }
    .faq-item p { font-family:'Geist',sans-serif; font-size:15px; color:var(--ink); line-height:1.75; margin:0; }

    .cta-strip { background:var(--teal); border-radius:14px; padding:28px 32px; margin:48px 0; display:flex; align-items:center; justify-content:space-between; gap:20px; flex-wrap:wrap; }
    .cta-strip p { font-family:'Geist',sans-serif; color:rgba(250,244,232,0.92); font-size:16px; font-weight:600; margin:0; }
    .cta-strip a { background:var(--cream); color:var(--teal); padding:10px 22px; border-radius:8px; font-family:'Geist',sans-serif; font-weight:700; font-size:14px; flex-shrink:0; text-decoration:none; }
    .cta-strip a:hover { background:var(--aqua); text-decoration:none; }

    .author-info p { font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); margin:0; }
    .author-info strong { font-family:'Geist',sans-serif; font-size:15px; color:var(--ink); display:block; margin-bottom:2px; }

    .related { max-width:720px; margin:0 auto; padding:0 32px 80px; }
    .related-card-type { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.08em; color:var(--mute); margin-bottom:6px; }
    .related-card h4 { font-family:'Geist',sans-serif; font-size:15px; font-weight:700; color:var(--ink); line-height:1.4; margin:0; }

    @media (max-width:600px) {
      .stat-box { flex-direction:column; gap:12px; }
      .cta-strip { flex-direction:column; text-align:center; }
      .article { padding:48px 16px 64px; }
      .post-hero { padding:56px 0 48px; }
      .author-card, .related { padding-left:16px; padding-right:16px; }
    }
  .post-breadcrumb { display: none !important; } /* shared lf-breadcrumbs replaces it */


/* ── blog-mortgage-as-envelope.html */
#read-progress { position:fixed; top:0; left:0; height:3px; width:0; background:var(--coral); z-index:300; transition:width 0.1s; pointer-events:none; }
    .post-hero-inner { max-width:720px; margin:0 auto; }
    .post-breadcrumb { display:flex; align-items:center; gap:6px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); margin-bottom:24px; flex-wrap:wrap; }
    .post-breadcrumb a { color:var(--mute); text-decoration:none; }
    .post-breadcrumb a:hover { color:var(--teal); }
    .post-breadcrumb-sep { opacity:0.4; }
    .post-lede { font-family:'Geist',sans-serif; font-size:18px; color:var(--mute); line-height:1.6; max-width:600px; margin-bottom:24px; }
    .post-hero { padding:80px 0 60px; background:radial-gradient(ellipse 80% 35% at 50% 0%, rgba(182,227,221,0.65) 0%, var(--cream) 55%); }
    .post-tag { display:inline-block; background:var(--teal); color:var(--cream); font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.1em; padding:5px 12px; border-radius:100px; margin-bottom:20px; }
    .post-hero h1 { font-family:'Fraunces',serif; font-size:clamp(2rem,5vw,3.2rem); font-weight:400; line-height:1.12; color:var(--ink); margin-bottom:20px; max-width:820px; }
    .post-meta { display:flex; align-items:center; gap:20px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); margin-top:20px; }
    .article { max-width:720px; margin:0 auto; padding:64px 32px 80px; }
    .article p { font-family:'Fraunces',serif; font-weight:300; font-size:18px; line-height:1.8; color:var(--ink); margin-bottom:22px; }
    .article h2 { font-family:'Fraunces',serif; font-weight:700; font-size:30px; line-height:1.15; color:var(--ink); margin:52px 0 16px; }
    .article h2:first-child { margin-top:0; }
    .article h3 { font-family:'Geist',sans-serif; font-weight:700; font-size:19px; color:var(--ink); margin:28px 0 10px; }
    .article strong { font-weight:600; }
    .article a { color:var(--teal-mid); text-decoration:underline; text-decoration-color:rgba(31,122,134,0.3); }
    .article a:hover { color:var(--teal); }
    .pull-quote { border-left:4px solid var(--coral); padding:20px 28px; margin:36px 0; }
    .pull-quote p { font-family:'Instrument Serif',serif; font-style:italic; font-size:1.25rem; color:var(--ink); line-height:1.5; margin:0; }
    .payment-split { display:grid; grid-template-columns:repeat(3, 1fr); gap:14px; margin:28px 0; }
    .split-card { border-radius:12px; padding:20px; text-align:center; }
    .split-card.interest { background:rgba(200,149,109,0.12); border:1px solid rgba(200,149,109,0.35); }
    .split-card.principal { background:rgba(31,122,134,0.08); border:1px solid rgba(31,122,134,0.3); }
    .split-card.escrow { background:rgba(182,227,221,0.25); border:1px solid var(--aqua); }
    .split-card-label { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.08em; color:var(--mute); margin-bottom:8px; }
    .split-card-amount { font-family:'Fraunces',serif; font-size:28px; font-weight:700; color:var(--ink); margin-bottom:4px; }
    .split-card.interest .split-card-amount { color:var(--coral); }
    .split-card.principal .split-card-amount { color:var(--teal); }
    .split-card-note { font-family:'Geist',sans-serif; font-size:12px; color:var(--mute); line-height:1.5; }
    .amort-table { width:100%; border-collapse:collapse; margin:24px 0; font-family:'Geist',sans-serif; font-size:14px; }
    .amort-table th { background:var(--teal); color:var(--cream); text-align:left; padding:10px 14px; font-size:12px; font-weight:700; text-transform:uppercase; letter-spacing:0.07em; }
    .amort-table td { padding:10px 14px; border-bottom:1px solid var(--line); color:var(--ink); }
    .amort-table tr:last-child td { border-bottom:none; }
    .amort-table tr:nth-child(even) td { background:var(--cream-deep); }
    .amort-table td.principal-col { color:var(--teal); font-weight:600; }
    .amort-table td.interest-col { color:var(--coral); }
    .app-mockup { background:var(--cream-deep); border:1px solid var(--line); border-radius:16px; padding:24px 28px; margin:32px 0; }
    .app-mockup-header { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.1em; color:var(--teal); margin-bottom:16px; }
    .app-mockup-title { font-family:'Fraunces',serif; font-size:20px; font-weight:700; color:var(--ink); margin-bottom:4px; }
    .app-mockup-balance { font-family:'Fraunces',serif; font-size:36px; font-weight:700; color:var(--ink); margin-bottom:20px; }
    .app-mockup-balance span { font-size:20px; font-weight:300; color:var(--mute); }
    .app-stat-row { display:grid; grid-template-columns:repeat(3, 1fr); gap:12px; }
    .app-stat { background:var(--cream); border:1px solid var(--line); border-radius:10px; padding:14px 16px; }
    .app-stat-label { font-family:'Geist',sans-serif; font-size:11px; color:var(--mute); font-weight:600; text-transform:uppercase; letter-spacing:0.06em; margin-bottom:6px; }
    .app-stat-value { font-family:'Fraunces',serif; font-size:20px; font-weight:700; color:var(--ink); }
    .app-stat-value.green { color:var(--teal); }
    .app-stat-value.red { color:var(--coral); }
    .tips-box { background:var(--cream-deep); border:1px solid var(--line); border-radius:14px; padding:28px 32px; margin:32px 0; }
    .tips-box-title { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.1em; color:var(--teal); margin-bottom:16px; }
    .tips-list { list-style:none; padding:0; margin:0; display:flex; flex-direction:column; gap:12px; }
    .tips-list li { display:flex; gap:12px; font-family:'Geist',sans-serif; font-size:15px; color:var(--ink); line-height:1.65; }
    .tips-list li::before { content:'✓'; color:var(--teal); font-weight:800; flex-shrink:0; margin-top:2px; }
    .faq-section { margin:52px 0 0; }
    .faq-item { border-top:1px solid var(--line); padding:24px 0; }
    .faq-item:last-child { border-bottom:1px solid var(--line); }
    .faq-q { font-family:'Geist',sans-serif; font-size:17px; font-weight:700; color:var(--ink); margin-bottom:10px; }
    .faq-a { font-family:'Fraunces',serif; font-weight:300; font-size:17px; line-height:1.75; color:var(--ink); }
    .cta-strip { background:var(--teal); border-radius:14px; padding:28px 32px; margin:48px 0; display:flex; align-items:center; justify-content:space-between; gap:20px; flex-wrap:wrap; }
    .cta-strip p { font-family:'Geist',sans-serif; color:rgba(250,244,232,0.92); font-size:16px; font-weight:600; margin:0; }
    .cta-strip a { background:var(--cream); color:var(--teal); padding:10px 22px; border-radius:8px; font-family:'Geist',sans-serif; font-weight:700; font-size:14px; flex-shrink:0; text-decoration:none; }
    .post-breadcrumb { display: none !important; }
    @media(max-width:768px) { .payment-split{grid-template-columns:1fr;} .app-stat-row{grid-template-columns:1fr 1fr;}  }
    @media(max-width:600px) { .article{padding:48px 20px 60px;} .cta-strip{flex-direction:column; text-align:center;}   .app-stat-row{grid-template-columns:1fr;} }


/* ── blog-single-parents.html */
#read-progress { position:fixed; top:0; left:0; height:3px; width:0; background:var(--coral); z-index:200; transition:width 0.05s linear; pointer-events:none; }
    .post-hero { background:radial-gradient(ellipse 80% 35% at 50% 0%, rgba(182,227,221,0.65) 0%, var(--cream) 55%); padding:80px 0 64px; }
    .post-hero-inner { max-width:720px; margin:0 auto; }
    .post-breadcrumb { display:flex; align-items:center; gap:6px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); margin-bottom:24px; flex-wrap:wrap; }
    .post-breadcrumb a { color:var(--mute); text-decoration:none; }
    .post-breadcrumb a:hover { color:var(--teal); }
    .post-breadcrumb-sep { opacity:0.4; }
    .post-tag { display:inline-block; background:var(--teal); color:var(--cream); font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.12em; padding:4px 12px; border-radius:999px; margin-bottom:18px; }
    .post-hero h1 { font-family:'Fraunces',serif; font-size:clamp(2rem,5vw,3.2rem); font-weight:400; color:var(--ink); line-height:1.12; margin-bottom:20px; }
    .post-lede { font-family:'Geist',sans-serif; font-size:18px; color:var(--mute); line-height:1.6; max-width:600px; margin-bottom:24px; }
    .post-meta { display:flex; align-items:center; gap:10px; font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); }
    .post-meta .dot { width:3px; height:3px; background:var(--mute); border-radius:50%; }
    .article { max-width:720px; margin:0 auto; padding:64px 32px 80px; }
    .article h2 { font-family:'Fraunces',serif; font-size:1.7rem; font-weight:400; color:var(--ink); margin:52px 0 16px; line-height:1.2; }
    .article h2:first-child { margin-top:0; }
    .article h3 { font-family:'Geist',sans-serif; font-size:1.05rem; font-weight:700; color:var(--ink); margin:28px 0 10px; }
    .article p { font-family:'Fraunces',serif; font-size:17px; font-weight:300; color:var(--ink); line-height:1.85; margin-bottom:20px; }
    .article p:last-child { margin-bottom:0; }
    .article strong { font-weight:600; }
    .article a { color:var(--teal-mid); text-decoration:underline; text-decoration-color:rgba(31,122,134,0.3); }
    .article a:hover { color:var(--teal); }
    .article ul, .article ol { font-family:'Fraunces',serif; font-size:17px; font-weight:300; color:var(--ink); line-height:1.85; margin-bottom:20px; padding-left:24px; }
    .article li { margin-bottom:8px; }

    .pull-quote { border-left:4px solid var(--coral); padding:20px 28px; margin:36px 0; }
    .pull-quote p { font-family:'Instrument Serif',serif; font-style:italic; font-size:1.2rem; color:var(--ink); line-height:1.5; margin:0; }

    .stat-box { background:var(--aqua); border:1px solid rgba(11,31,35,0.1); border-radius:14px; padding:28px 32px; margin:32px 0; display:flex; align-items:center; gap:24px; }
    .stat-val { font-family:'Fraunces',serif; font-size:3.5rem; font-weight:700; color:var(--teal); line-height:1; flex-shrink:0; }
    .stat-desc { font-family:'Geist',sans-serif; font-size:15px; color:var(--ink); line-height:1.65; }
    .stat-desc strong { color:var(--teal); }

    .envelope-list { list-style:none; padding:0; margin:20px 0 28px; display:flex; flex-direction:column; gap:8px; }
    .envelope-item { display:flex; align-items:center; gap:14px; padding:14px 16px; background:var(--cream); border:1px solid var(--line); border-radius:12px; }
    .envelope-icon { font-size:1.3rem; flex-shrink:0; }
    .envelope-name { font-family:'Geist',sans-serif; font-weight:700; font-size:0.93rem; color:var(--ink); }
    .envelope-note { font-family:'Geist',sans-serif; font-size:0.82rem; color:var(--mute); margin-top:2px; }

    .highlight-box { background:var(--cream-deep); border:1px solid var(--line); border-left:4px solid var(--teal-mid); border-radius:12px; padding:24px 28px; margin:32px 0; }
    .highlight-box-title { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.1em; color:var(--teal); margin-bottom:10px; }
    .highlight-box p { font-family:'Geist',sans-serif; font-size:15px; color:var(--ink); line-height:1.7; margin:0; }
    .highlight-box p + p { margin-top:10px; }

    .tip-grid { display:grid; grid-template-columns:1fr 1fr; gap:16px; margin:32px 0; }
    .tip-card { background:var(--cream); border:1px solid var(--line); border-radius:14px; padding:22px 20px; }
    .tip-card-icon { font-size:1.4rem; margin-bottom:10px; display:block; }
    .tip-card h3 { font-family:'Geist',sans-serif; font-size:0.95rem; font-weight:700; color:var(--ink); margin:0 0 8px; }
    .tip-card p { font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); line-height:1.65; margin:0; }

    .faq-section { margin:48px 0; }
    .faq-item { border:1px solid var(--line); border-radius:12px; padding:22px 24px; margin-bottom:14px; }
    .faq-item h3 { font-family:'Geist',sans-serif; font-size:1rem; font-weight:700; color:var(--ink); margin:0 0 10px; line-height:1.4; }
    .faq-item p { font-family:'Geist',sans-serif; font-size:15px; color:var(--ink); line-height:1.75; margin:0; }

    .cta-strip { background:var(--teal); border-radius:14px; padding:28px 32px; margin:48px 0; display:flex; align-items:center; justify-content:space-between; gap:20px; flex-wrap:wrap; }
    .cta-strip p { font-family:'Geist',sans-serif; color:rgba(250,244,232,0.92); font-size:16px; font-weight:600; margin:0; }
    .cta-strip a { background:var(--cream); color:var(--teal); padding:10px 22px; border-radius:8px; font-family:'Geist',sans-serif; font-weight:700; font-size:14px; flex-shrink:0; text-decoration:none; }
    .cta-strip a:hover { background:var(--aqua); text-decoration:none; }

    .author-info p { font-family:'Geist',sans-serif; font-size:13px; color:var(--mute); margin:0; }
    .author-info strong { font-family:'Geist',sans-serif; font-size:15px; color:var(--ink); display:block; margin-bottom:2px; }

    .related { max-width:720px; margin:0 auto; padding:0 32px 80px; }
    .related-card-type { font-family:'Geist',sans-serif; font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:0.08em; color:var(--mute); margin-bottom:6px; }
    .related-card h4 { font-family:'Geist',sans-serif; font-size:15px; font-weight:700; color:var(--ink); line-height:1.4; margin:0; }

    @media (max-width:600px) {
      .stat-box { flex-direction:column; gap:12px; }
      .tip-grid { grid-template-columns:1fr; }
      .cta-strip { flex-direction:column; text-align:center; }
      .article { padding:48px 16px 64px; }
      .post-hero { padding:56px 0 48px; }
      .author-card, .related { padding-left:16px; padding-right:16px; }
    }
  .post-breadcrumb { display: none !important; } /* shared lf-breadcrumbs replaces it */


/* ── blog.html */
.post-card { display:block; text-decoration:none; color:var(--ink); transition:transform 0.3s; }
    .post-card:hover { transform:translateY(-4px); }
    .post-card:hover h3 { color:var(--teal); }
    .post-card h3 { transition:color 0.2s; }
    .tag-pill { display:inline-block; padding:5px 11px; background:var(--cream-deep); border-radius:999px; font-size:11px; text-transform:uppercase; letter-spacing:0.1em; color:var(--teal); font-weight:700; }


/* ── calculator-debt-payoff.html */
main { flex: 1; }

    /* ── Hero ── */
    .hero { background: linear-gradient(135deg, var(--teal) 0%, #2b6a7a 60%, #7BC2C9 100%); color: #fff; padding: 60px 32px 48px; text-align: center; }
    .hero h1, .hero p { color: inherit; }
    .hero-eyebrow { display: inline-block; background: rgba(255,255,255,0.15); color: rgba(255,255,255,0.92); font-size: 12px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; padding: 5px 14px; border-radius: 100px; margin-bottom: 18px; border: 1px solid rgba(255,255,255,0.25); }
    .hero h1 { font-size: clamp(1.7rem, 4.5vw, 2.4rem); font-weight: 800; line-height: 1.18; letter-spacing: -0.5px; margin-bottom: 12px; }
    .hero p  { font-size: 1.05rem; color: rgba(255,255,255,0.83); max-width: 560px; margin: 0 auto 24px; }
    .hero-templates { display: flex; gap: 8px; justify-content: center; flex-wrap: wrap; }
    .tpl-btn { background: rgba(255,255,255,0.18); border: 1px solid rgba(255,255,255,0.3); color: rgba(255,255,255,0.92); border-radius: 100px; padding: 6px 16px; font-size: 0.82rem; font-weight: 600; cursor: pointer; font-family: inherit; transition: all 0.15s; }
    .tpl-btn:hover { background: rgba(255,255,255,0.32); color: #fff; }
    .tpl-label { font-size: 0.78rem; color: rgba(255,255,255,0.65); margin-bottom: 8px; letter-spacing: 0.04em; }

    /* ── Main layout ── */
    .calc-outer { max-width: 1100px; margin: 0 auto; padding: 48px 24px 80px; }

    .calc-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 28px; align-items: start; }
    .calc-results-col { position: sticky; top: 24px; display: flex; flex-direction: column; gap: 20px; }

    /* ── Cards ── */
    .card { background: #fff; border: 1px solid var(--line); border-radius: 20px; padding: 28px 32px; box-shadow: var(--shadow); }
    .card h2 { font-size: 1.05rem; font-weight: 800; margin-bottom: 20px; letter-spacing: -0.2px; }
    .card-label { font-size: 0.72rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; color: var(--mute); margin-bottom: 14px; }

    /* ── Debt rows ── */
    .debt-row { display: grid; grid-template-columns: 1fr 110px 96px 110px 36px; gap: 10px; align-items: end; margin-bottom: 12px; }
    .field { display: flex; flex-direction: column; gap: 4px; }
    .field label { font-size: 0.78rem; font-weight: 600; color: var(--ink); }
    .field input { border: 1.5px solid var(--line); border-radius: 9px; padding: 8px 10px; font-size: 0.92rem; font-family: inherit; color: var(--ink); background: #fafafa; transition: border-color 0.15s, box-shadow 0.15s; width: 100%; }
    .field input:focus { border-color: var(--teal); box-shadow: 0 0 0 3px rgba(43,106,122,0.12); outline: none; background: #fff; }
    .field input::-webkit-inner-spin-button, .field input::-webkit-outer-spin-button { -webkit-appearance: none; }
    .remove-btn { background: none; border: 1.5px solid var(--line); color: var(--mute); border-radius: 8px; cursor: pointer; font-size: 1rem; padding: 6px 8px; display: flex; align-items: center; justify-content: center; transition: all 0.15s; align-self: end; }
    .remove-btn:hover { border-color: var(--red); color: var(--red); background: #fff5f5; }
    .add-btn { display: inline-flex; align-items: center; gap: 7px; background: var(--cream); border: 1.5px dashed var(--line); color: var(--teal); border-radius: 9px; padding: 9px 16px; font-size: 0.9rem; font-weight: 600; cursor: pointer; transition: all 0.15s; font-family: inherit; margin-top: 4px; }
    .add-btn:hover { border-color: var(--teal); background: #f0ece3; }

    /* ── Method toggle ── */
    .method-toggle { display: flex; gap: 0; border: 1.5px solid var(--line); border-radius: 10px; overflow: hidden; margin-bottom: 20px; }
    .method-btn { flex: 1; padding: 10px 12px; font-size: 0.88rem; font-weight: 700; background: none; border: none; cursor: pointer; color: var(--mute); font-family: inherit; transition: all 0.15s; }
    .method-btn:not(:last-child) { border-right: 1px solid var(--line); }
    .method-btn.active { background: var(--teal); color: #fff; }
    .method-cards { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-bottom: 20px; }
    .method-card { border: 1.5px solid var(--line); border-radius: 12px; padding: 16px; }
    .method-card.active { border-color: var(--teal); background: #f4f8f9; }
    .method-card h3 { font-size: 0.9rem; font-weight: 800; margin-bottom: 6px; }
    .method-card.active h3 { color: var(--teal); }
    .method-card p { font-size: 0.82rem; color: var(--ink); line-height: 1.55; margin: 0 0 6px; }
    .method-verdict { font-size: 0.78rem; font-weight: 700; color: var(--mute); }
    .method-card.active .method-verdict { color: var(--teal); }

    /* ── Extra payment slider ── */
    .extra-section label { font-size: 0.88rem; font-weight: 700; }
    .extra-hint { font-size: 0.78rem; color: var(--mute); margin: 4px 0 10px; }
    .rate-row { display: flex; align-items: center; gap: 14px; }
    .rate-row input[type="range"] { flex: 1; -webkit-appearance: none; height: 6px; border-radius: 3px; background: var(--line); cursor: pointer; }
    .rate-row input[type="range"]::-webkit-slider-thumb { -webkit-appearance: none; width: 22px; height: 22px; border-radius: 50%; background: var(--teal); border: 2px solid #fff; box-shadow: 0 1px 4px rgba(0,0,0,0.2); cursor: pointer; }
    .rate-display { min-width: 68px; text-align: right; font-size: 1.05rem; font-weight: 700; color: var(--teal); }

    /* ── Custom order ── */
    #custom-order-wrap { margin-top: 16px; }
    #custom-order-wrap .card-label { margin-bottom: 10px; }
    .co-item { display: flex; align-items: center; gap: 10px; padding: 8px 12px; border: 1px solid var(--line); border-radius: 10px; background: var(--cream); margin-bottom: 6px; }
    .co-num  { background: var(--teal); color: #fff; border-radius: 50%; width: 22px; height: 22px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 800; flex-shrink: 0; }
    .co-name { font-weight: 700; font-size: 0.9rem; flex: 1; }
    .co-meta { font-size: 0.78rem; color: var(--mute); }
    .co-arrows { display: flex; gap: 4px; }
    .co-arrow { background: #fff; border: 1.5px solid var(--line); color: var(--mute); border-radius: 6px; cursor: pointer; font-size: 0.65rem; padding: 3px 7px; line-height: 1; transition: all 0.15s; }
    .co-arrow:not(:disabled):hover { border-color: var(--teal); color: var(--teal); background: #f4f8f9; }
    .co-arrow:disabled { opacity: 0.3; cursor: default; }

    /* ── Scenarios ── */
    .scenario-toggle { display: flex; align-items: center; justify-content: space-between; width: 100%; background: none; border: none; cursor: pointer; font-family: inherit; font-size: 0.9rem; font-weight: 700; color: var(--ink); padding: 12px 0; text-align: left; border-bottom: 1px solid var(--line); }
    .scenario-toggle:last-of-type { border-bottom: none; }
    .tog-ic { font-size: 1.1rem; font-weight: 400; color: var(--teal); min-width: 18px; text-align: center; }
    .scenario-body { padding: 16px 0 8px; }
    .scenario-row { display: grid; grid-template-columns: 1fr 1fr 32px; gap: 10px; align-items: end; margin-bottom: 10px; }
    .scenario-hint { font-size: 0.8rem; color: var(--mute); line-height: 1.5; margin-bottom: 12px; }
    .add-scenario-btn { display: inline-flex; align-items: center; gap: 6px; background: none; border: 1.5px dashed var(--line); color: var(--teal); border-radius: 8px; padding: 7px 14px; font-size: 0.82rem; font-weight: 600; cursor: pointer; font-family: inherit; transition: all 0.15s; margin-top: 4px; }
    .add-scenario-btn:hover { border-color: var(--teal); background: #f4f8f9; }

    /* ── Death spiral ── */
    .death-spiral { display: none; align-items: flex-start; gap: 12px; background: #fff8ed; border: 1.5px solid #f0b429; border-radius: 14px; padding: 16px 20px; font-size: 0.88rem; line-height: 1.55; color: #7c4a00; }
    .ds-icon { font-size: 1.3rem; flex-shrink: 0; margin-top: 1px; }

    /* ── Result stats ── */
    .results-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; margin-bottom: 20px; }
    .result-stat { background: var(--cream); border: 1px solid var(--line); border-radius: 12px; padding: 16px 12px; text-align: center; }
    .result-stat .val { font-size: 1.5rem; font-weight: 900; color: var(--teal); letter-spacing: -0.5px; line-height: 1; margin-bottom: 4px; }
    .result-stat .val.good { color: var(--positive); }
    .result-stat .val.warn { color: #d97706; }
    .result-stat .val.bad  { color: var(--red); }
    .result-stat .lbl { font-size: 0.75rem; color: var(--mute); line-height: 1.3; }
    .debt-free-date { text-align: center; font-size: 0.85rem; color: var(--mute); margin-bottom: 20px; }
    .debt-free-date strong { color: var(--ink); font-size: 0.95rem; }

    /* ── Narrative ── */
    .narrative { margin-top: 4px; }
    .narrative-text { font-size: 0.88rem; color: var(--ink); line-height: 1.6; margin-bottom: 6px; }
    .narrative-text.danger { color: #b91c1c; }
    .narrative-text:last-child { margin-bottom: 0; }

    /* ── Comparison bars ── */
    .bar-group { display: flex; flex-direction: column; gap: 10px; }
    .bar-item  { display: grid; grid-template-columns: 130px 1fr 90px; align-items: center; gap: 10px; }
    .bar-label { font-size: 0.8rem; font-weight: 600; color: var(--ink); text-align: right; }
    .bar-track { background: var(--line); border-radius: 100px; height: 13px; overflow: hidden; }
    .bar-fill  { height: 100%; border-radius: 100px; transition: width 0.35s ease; }
    .bar-fill.min-pay  { background: linear-gradient(90deg, #94a3b8, #64748b); }
    .bar-fill.cur-pay  { background: linear-gradient(90deg, var(--teal), #7BC2C9); }
    .bar-fill.extra50  { background: linear-gradient(90deg, #4a9e71, #2dd4bf); }
    .bar-fill.extra100 { background: linear-gradient(90deg, var(--positive), #4ade80); }
    .bar-val  { font-size: 0.82rem; font-weight: 700; color: var(--ink); }

    /* ── Payoff order ── */
    .po-item { display: flex; align-items: center; gap: 10px; padding: 8px 0; border-bottom: 1px solid var(--line); }
    .po-item:last-child { border-bottom: none; }
    .po-num  { background: var(--teal); color: #fff; border-radius: 50%; width: 22px; height: 22px; display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 800; flex-shrink: 0; }
    .po-name { font-weight: 700; font-size: 0.88rem; flex: 1; }
    .po-when { font-size: 0.78rem; color: var(--mute); }

    /* ── SVG timeline ── */
    #debt-timeline { width: 100%; height: auto; display: block; }
    .timeline-legend { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 12px; }
    .tl-item { display: inline-flex; align-items: center; gap: 6px; font-size: 0.78rem; color: var(--ink); }
    .tl-dot  { width: 10px; height: 10px; border-radius: 50%; flex-shrink: 0; }

    /* ── Share row ── */
    .share-row { display: flex; gap: 8px; }
    .share-row input { flex: 1; border: 1.5px solid var(--line); border-radius: 9px; padding: 8px 12px; font-size: 0.82rem; font-family: inherit; color: var(--mute); background: var(--cream); }
    .share-row input:focus { outline: none; }
    .btn-copy { background: var(--teal); color: #fff; border: none; border-radius: 9px; padding: 8px 16px; font-size: 0.82rem; font-weight: 700; cursor: pointer; font-family: inherit; white-space: nowrap; transition: background 0.15s; }
    .btn-copy:hover { background: #1f4f5b; }

    /* ── CTA strip ── */
    .cta-strip { background: linear-gradient(135deg, #1f4f5b 0%, var(--teal) 100%); border-radius: 18px; padding: 44px 32px; text-align: center; color: #fff; margin-top: 12px; }
    .cta-strip h2 { font-size: 1.3rem; font-weight: 800; margin-bottom: 8px; color: #fff; }
    .cta-strip p  { color: rgba(255,255,255,0.82); margin-bottom: 24px; font-size: 0.97rem; }
    .btn-cta-lg { display: inline-flex; align-items: center; background: #fff; color: var(--teal); border: none; border-radius: 12px; padding: 14px 32px; font-size: 1rem; font-weight: 800; cursor: pointer; text-decoration: none; transition: all 0.15s; }
    .btn-cta-lg:hover { background: #f0ece3; text-decoration: none; }

    /* ── Educational content ── */
    .edu-section { max-width: 820px; margin: 60px auto 0; }
    .edu-section h2 { font-size: 1.4rem; font-weight: 800; margin-bottom: 20px; }
    .edu-section h3 { font-size: 1.05rem; font-weight: 800; margin: 28px 0 10px; }
    .edu-section p, .edu-section li { font-size: 0.97rem; line-height: 1.75; color: var(--ink); }
    .edu-section ul, .edu-section ol { padding-left: 24px; margin-bottom: 16px; }
    .edu-section li { margin-bottom: 6px; }
    .method-compare-table { width: 100%; border-collapse: collapse; margin: 20px 0; font-size: 0.9rem; }
    .method-compare-table th, .method-compare-table td { padding: 10px 14px; border: 1px solid var(--line); text-align: left; }
    .method-compare-table th { background: var(--cream); font-weight: 700; }
    .method-compare-table td:first-child { font-weight: 600; }
    .edu-divider { border: none; border-top: 1px solid var(--line); margin: 48px 0; }

    /* ── FAQ ── */
    .faq-section { max-width: 820px; margin: 0 auto 80px; }
    .faq-section h2 { font-size: 1.4rem; font-weight: 800; margin-bottom: 28px; }
    .faq-item { border-bottom: 1px solid var(--line); padding: 18px 0; }
    .faq-item:first-of-type { border-top: 1px solid var(--line); }
    .faq-q { font-size: 0.97rem; font-weight: 700; margin-bottom: 8px; }
    .faq-a { font-size: 0.9rem; line-height: 1.7; color: var(--ink); }

    /* ── Responsive ── */
    @media (max-width: 900px) {
      .calc-layout { grid-template-columns: 1fr; }
      .calc-results-col { position: static; }
    }
    @media (max-width: 680px) {
      .debt-row { grid-template-columns: 1fr 1fr; }
      .debt-row .dr-name { grid-column: 1 / -1; }
      .debt-row .remove-btn { grid-column: 2; grid-row: 3; justify-self: end; align-self: end; }
      .results-grid { grid-template-columns: 1fr 1fr; }
      .results-grid .result-stat:last-child { grid-column: 1 / -1; }
      .bar-item { grid-template-columns: 90px 1fr 80px; gap: 8px; }
      .bar-label { font-size: 0.72rem; }
      .method-cards { grid-template-columns: 1fr; }
      .scenario-row { grid-template-columns: 1fr 1fr 32px; }
      .calc-outer { padding: 32px 16px 60px; }
      .card { padding: 20px 18px; }
    }
    @media (max-width: 480px) {
      .hero { padding: 44px 16px 36px; }
      .results-grid { grid-template-columns: 1fr 1fr 1fr; }
      .result-stat .val { font-size: 1.2rem; }
    }


/* ── calculator-savings.html */
:root {
      --brand:          var(--teal);
      --brand-dark:     var(--teal-mid);
      --brand-deep:     var(--teal);
      --accent:         var(--teal-mid);
      --brand-old:      var(--teal);
      --brand-dark-old: var(--teal-mid);
      --brand-deep-old: var(--teal);
      --accent-old:     var(--teal-mid);
      --text:           var(--ink);
      --text-muted:     var(--mute);
      --border:         var(--line);
      --bg:             var(--cream);
      --positive:       var(--teal-mid);
      --positive-soft:  var(--aqua);
      --negative:       var(--coral);
      --negative-soft:  var(--peach);
    }

    body { font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif; color: var(--text); background: var(--bg); font-size: 16px; line-height: 1.7; min-height: 100vh; display: flex; flex-direction: column; }

    .btn { display: inline-flex; align-items: center; padding: 9px 20px; border-radius: 8px; font-size: 14px; font-weight: 600; cursor: pointer; transition: all 0.15s; border: none; text-decoration: none; }
    .btn:hover { text-decoration: none; }
    .btn-ghost-white { background: rgba(255,255,255,0.12); color: rgba(255,255,255,0.92); border: 1px solid rgba(255,255,255,0.25); }
    .btn-ghost-white:hover { background: rgba(255,255,255,0.22); color: #fff; }
    .btn-primary { background: var(--accent); color: #fff; }
    .btn-primary:hover { background: #0050d8; }
    .btn-primary-lg { padding: 14px 32px; font-size: 16px; border-radius: 12px; }

    .hero { background: linear-gradient(135deg, var(--brand-deep) 0%, var(--brand) 60%, #6e7ec4 100%); color: #fff; padding: 60px 32px 48px; text-align: center; }
    .hero h1, .hero h2, .hero h3, .hero p, .hero .hero-eyebrow { color: inherit; }
    .hero-eyebrow { display: inline-block; background: rgba(255,255,255,0.15); color: rgba(255,255,255,0.92); font-size: 12px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; padding: 5px 14px; border-radius: 100px; margin-bottom: 18px; border: 1px solid rgba(255,255,255,0.25); }
    .hero h1 { font-size: clamp(1.7rem, 4.5vw, 2.4rem); font-weight: 800; line-height: 1.18; letter-spacing: -0.5px; margin-bottom: 12px; }
    .hero p { font-size: 1.05rem; color: rgba(255,255,255,0.83); max-width: 560px; margin: 0 auto; }

    main { flex: 1; }
    .calc-wrap { max-width: 860px; margin: 0 auto; padding: 56px 32px 80px; }

    /* -- Calculator card -- */
    .calc-card { background: #fff; border: 1px solid var(--border); border-radius: 20px; padding: 36px 40px; margin-bottom: 32px; box-shadow: 0 4px 24px rgba(0,0,0,0.06); }
    .calc-card h2 { font-size: 1.2rem; font-weight: 800; margin-bottom: 28px; letter-spacing: -0.2px; color: var(--text); }

    .input-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px 32px; margin-bottom: 28px; }
    .field { display: flex; flex-direction: column; gap: 6px; }
    .field label { font-size: 0.875rem; font-weight: 700; color: var(--text); }
    .field .hint { font-size: 0.8rem; color: var(--text-muted); }
    .field input[type="number"] {
      border: 1.5px solid var(--border);
      border-radius: 10px;
      padding: 10px 14px;
      font-size: 1.05rem;
      font-family: inherit;
      color: var(--text);
      background: #fafafa;
      transition: border-color 0.15s, box-shadow 0.15s;
      width: 100%;
    }
    .field input[type="number"]:focus { border-color: var(--brand); box-shadow: 0 0 0 3px rgba(78,91,153,0.12); outline: none; background: #fff; }
    .field input[type="number"]::-webkit-inner-spin-button,
    .field input[type="number"]::-webkit-outer-spin-button { -webkit-appearance: none; }

    .rate-row { display: flex; align-items: center; gap: 14px; }
    .rate-row input[type="range"] {
      flex: 1;
      -webkit-appearance: none;
      height: 6px;
      border-radius: 3px;
      background: var(--border);
      cursor: pointer;
    }
    .rate-row input[type="range"]::-webkit-slider-thumb {
      -webkit-appearance: none;
      width: 20px; height: 20px;
      border-radius: 50%;
      background: var(--brand);
      border: 2px solid #fff;
      box-shadow: 0 1px 4px rgba(0,0,0,0.2);
      cursor: pointer;
    }
    .rate-row input[type="range"]:focus { outline: none; }
    .rate-row input[type="range"]
    .rate-display { min-width: 48px; text-align: right; font-size: 1.1rem; font-weight: 700; color: var(--brand); }

    /* -- Results -- */
    .results { background: var(--bg); border-radius: 14px; padding: 28px; border: 1px solid var(--border); }
    .results-title { font-size: 0.78rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em; color: var(--text-muted); margin-bottom: 20px; }
    .result-row { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 16px; margin-bottom: 24px; }
    .result-stat { text-align: center; }
    .result-stat .val { font-size: 1.9rem; font-weight: 900; color: var(--brand); letter-spacing: -1px; line-height: 1; margin-bottom: 4px; }
    .result-stat .lbl { font-size: 0.82rem; color: var(--text-muted); font-weight: 500; }

    /* -- Comparison bars -- */
    .compare-title { font-size: 0.78rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em; color: var(--text-muted); margin-bottom: 16px; }
    .bar-group { display: flex; flex-direction: column; gap: 12px; }
    .bar-item { display: grid; grid-template-columns: 160px 1fr 110px; align-items: center; gap: 14px; }
    .bar-item .bar-label { font-size: 0.88rem; font-weight: 600; color: var(--text); text-align: right; }
    .bar-track { background: var(--border); border-radius: 100px; height: 14px; overflow: hidden; }
    .bar-fill { height: 100%; border-radius: 100px; transition: width 0.35s ease; }
    .bar-fill.current { background: linear-gradient(90deg, #94a3b8, #64748b); }
    .bar-fill.envelope { background: linear-gradient(90deg, var(--brand), #6e7ec4); }
    .bar-item .bar-val { font-size: 0.9rem; font-weight: 700; color: var(--text); }
    .bar-item .bar-val.pos { color: var(--positive); }

    /* -- Goal section -- */
    .goal-banner { background: var(--positive-soft); border: 1px solid #a7f3d0; border-radius: 12px; padding: 16px 20px; margin-top: 20px; font-size: 0.95rem; color: #065f46; line-height: 1.6; display: none; }
    .goal-banner strong { color: #064e3b; }
    .goal-banner.show { display: block; }

    /* -- How section -- */
    .how-card { background: #fff; border: 1px solid var(--border); border-radius: 16px; padding: 32px 36px; margin-bottom: 32px; }
    .how-card h2 { font-size: 1.15rem; font-weight: 800; margin-bottom: 20px; }
    .how-steps { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 20px; }
    .how-step { display: flex; flex-direction: column; gap: 8px; }
    .how-step .num { width: 32px; height: 32px; border-radius: 50%; background: var(--brand); color: #fff; font-size: 0.85rem; font-weight: 800; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
    .how-step h3 { font-size: 0.95rem; font-weight: 700; color: var(--text); }
    .how-step p { font-size: 0.87rem; color: var(--text-muted); line-height: 1.55; }

    /* -- CTA -- */
    .cta-strip { background: linear-gradient(135deg, var(--brand-deep) 0%, var(--brand) 100%); border-radius: 18px; padding: 48px 32px; text-align: center; color: #fff; margin-bottom: 0; }
    .cta-strip h2 { font-size: 1.35rem; font-weight: 800; margin-bottom: 10px; }
    .cta-strip p { color: rgba(255,255,255,0.82); margin-bottom: 24px; font-size: 1rem; }

    footer { background: var(--text); color: rgba(255,255,255,0.6); padding: 36px 32px; }
    .footer-inner { max-width: 1040px; margin: 0 auto; display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 20px; }
    .footer-brand { display: flex; align-items: center; gap: 10px; text-decoration: none; }
    .footer-brand img { height: 34px; width: auto; border-radius: 8px; }
    .footer-brand span { font-size: 15px; font-weight: 700; color: rgba(255,255,255,0.7); }
    .footer-links { display: flex; gap: 24px; flex-wrap: wrap; }
    .footer-links a { color: rgba(255,255,255,0.5); font-size: 14px; transition: color 0.15s; }
    .footer-links a:hover { color: rgba(255,255,255,0.85); text-decoration: none; }
    .footer-copy { font-size: 13px; }

    @media (max-width: 680px) {
      .calc-card { padding: 24px 20px; }
      .input-grid { grid-template-columns: 1fr; gap: 18px; }
      .result-row { grid-template-columns: 1fr 1fr; }
      .bar-item { grid-template-columns: 100px 1fr 80px; gap: 10px; }
      .bar-item .bar-label { font-size: 0.8rem; }
      .how-steps { grid-template-columns: 1fr; gap: 16px; }
      .how-card { padding: 24px 20px; }
    }
    @media (max-width: 600px) {

      .calc-wrap { padding: 36px 16px 56px; }
      .result-row { grid-template-columns: 1fr 1fr 1fr; gap: 10px; }
      .result-stat .val { font-size: 1.4rem; }
      footer { padding: 28px 16px; }
      .footer-inner { flex-direction: column; align-items: flex-start; }
    }

    @media (max-width: 640px) { }


/* ── calculators.html */
:root {
      --brand:      var(--teal);
      --brand-dark: var(--teal-mid);
      --brand-deep: var(--teal);
      --accent:     var(--teal-mid);
      --text:       var(--ink);
      --text-muted: var(--mute);
      --border:     var(--line);
      --bg:         var(--cream);
    }

    .btn {
      display: inline-flex; align-items: center; padding: 9px 20px;
      border-radius: 8px; font-size: 14px; font-weight: 600;
      cursor: pointer; transition: all 0.15s; border: none; text-decoration: none;
    }
    .btn:hover { text-decoration: none; }
    .btn-primary {
      background: var(--accent); color: #fff;
      border: 1px solid transparent;
      font-size: 15px; padding: 12px 28px;
    }
    .btn-primary:hover { background: #0E4A52; }

    .hero {
      background: linear-gradient(135deg, #0E4A52 0%, #1F7A86 100%);
      color: #fff;
      padding: 72px 32px 80px;
      text-align: center;
    }
    .hero h1, .hero p, .hero .hero-eyebrow { color: inherit; }
    .hero-eyebrow {
      display: inline-block; background: rgba(255,255,255,0.15);
      color: rgba(255,255,255,0.9); font-size: 13px; font-weight: 600;
      letter-spacing: 0.06em; text-transform: uppercase;
      border-radius: 20px; padding: 4px 14px; margin-bottom: 20px;
    }
    .hero h1 {
      font-size: clamp(2rem, 5vw, 2.8rem); font-weight: 800;
      letter-spacing: -0.5px; margin-bottom: 18px;
      line-height: 1.15;
    }
    .hero p {
      font-size: 1.1rem; color: rgba(255,255,255,0.85);
      max-width: 520px; margin: 0 auto;
    }

    .page-content {
      max-width: 860px;
      margin: 0 auto;
      padding: 64px 32px 80px;
    }

    .calc-grid {
      display: grid;
      grid-template-columns: repeat(auto-fill, minmax(360px, 1fr));
      gap: 24px;
      margin-top: 8px;
    }

    .calc-card {
      background: #fff;
      border: 1px solid var(--border);
      border-radius: 16px;
      padding: 32px 30px 28px;
      text-decoration: none;
      color: inherit;
      transition: box-shadow 0.15s, border-color 0.15s;
      display: block;
    }
    .calc-card:hover {
      box-shadow: 0 6px 28px rgba(14,74,82,0.10);
      border-color: #1F7A86;
      text-decoration: none;
      color: inherit;
    }

    .calc-card .calc-icon {
      width: 48px; height: 48px; border-radius: 12px;
      background: #e8f5f7;
      display: flex; align-items: center; justify-content: center;
      margin-bottom: 18px;
    }

    .calc-card h2 {
      font-size: 1.2rem; font-weight: 800; margin-bottom: 10px; letter-spacing: -0.2px;
    }

    .calc-card p {
      font-size: 0.92rem; color: var(--text-muted); line-height: 1.6; margin-bottom: 20px;
    }

    .calc-card .calc-link {
      font-size: 0.9rem; font-weight: 700; color: #1F7A86;
      display: inline-flex; align-items: center; gap: 5px;
    }

    .cta-strip {
      background: linear-gradient(135deg, #0E4A52 0%, #1F7A86 100%);
      border-radius: 20px;
      text-align: center;
      padding: 52px 32px;
      margin-top: 64px;
    }
    .cta-strip h2 { font-size: 1.5rem; font-weight: 800; color: #fff; margin-bottom: 12px; }
    .cta-strip p { color: rgba(255,255,255,0.8); margin-bottom: 28px; font-size: 1rem; }

    @media (max-width: 640px) {
      .hero { padding: 48px 16px 56px; }
      .page-content { padding: 40px 16px 56px; }
      .calc-grid { grid-template-columns: 1fr; }
    }


/* ── compare-copilot.html, compare-simplifi.html, compare-tiller.html */
:root {
      --brand:      var(--teal);
      --brand-dark: var(--teal-mid);
      --brand-deep: var(--teal);
      --accent:     var(--teal-mid);
      --text:       var(--ink);
      --text-muted: var(--mute);
      --border:     var(--line);
      --bg:         var(--cream);
    }

    .btn { display: inline-flex; align-items: center; padding: 9px 20px; border-radius: 8px; font-size: 14px; font-weight: 600; cursor: pointer; transition: all 0.15s; border: none; text-decoration: none; }
    .btn:hover { text-decoration: none; }
    .btn-ghost-white { background: rgba(255,255,255,0.12); color: rgba(255,255,255,0.92); border: 1px solid rgba(255,255,255,0.25); }
    .btn-ghost-white:hover { background: rgba(255,255,255,0.22); color: #fff; }
    .btn-primary { background: var(--accent); color: #fff; padding: 12px 28px; font-size: 15px; border-radius: 10px; }
    .btn-primary:hover { background: #0E4A52; }

    .hero { background: linear-gradient(135deg, var(--brand-deep) 0%, var(--brand) 60%, #7BC2C9 100%); color: #fff; padding: 72px 32px 56px; text-align: center; }
    .hero h1, .hero h2, .hero h3, .hero p, .hero .hero-eyebrow { color: inherit; }
    .hero-eyebrow { display: inline-block; background: rgba(255,255,255,0.15); color: rgba(255,255,255,0.92); font-size: 12px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; padding: 5px 14px; border-radius: 100px; margin-bottom: 18px; border: 1px solid rgba(255,255,255,0.25); }
    .hero h1 { font-size: clamp(1.9rem, 5vw, 2.6rem); font-weight: 800; line-height: 1.18; letter-spacing: -0.5px; margin-bottom: 14px; }
    .hero p { font-size: 1.1rem; color: rgba(255,255,255,0.85); max-width: 640px; margin: 0 auto; }

    .container { max-width: 920px; margin: 0 auto; padding: 64px 32px 80px; }

    .vs-row { display: grid; grid-template-columns: 1fr auto 1fr; gap: 28px; align-items: stretch; margin-bottom: 56px; }
    .vs-card { background: #fff; border: 1px solid var(--border); border-radius: 16px; padding: 28px 30px; }
    .vs-card.us { border-color: var(--brand); border-width: 2px; box-shadow: 0 6px 24px rgba(14,74,82,0.12); }
    .vs-card .vs-name { font-size: 1.15rem; font-weight: 800; color: var(--text); margin-bottom: 4px; }
    .vs-card.us .vs-name { color: var(--brand); }
    .vs-card .vs-tag { font-size: 12px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; color: var(--text-muted); margin-bottom: 14px; }
    .vs-card .vs-price { font-size: 2rem; font-weight: 900; color: var(--text); letter-spacing: -1px; }
    .vs-card .vs-price span { font-size: 0.55em; color: var(--text-muted); font-weight: 600; }
    .vs-card .vs-tldr { font-size: 0.95rem; color: #0B1F23; margin-top: 14px; line-height: 1.6; }
    .vs-versus { align-self: center; font-size: 1.2rem; font-weight: 800; color: var(--text-muted); padding: 0 8px; }

    .compare-table { background: #fff; border: 1px solid var(--border); border-radius: 14px; overflow: hidden; margin-bottom: 56px; }
    .compare-table table { width: 100%; border-collapse: collapse; font-size: 0.95rem; }
    .compare-table th { background: var(--bg); padding: 14px 18px; text-align: left; font-size: 0.78rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em; color: var(--text-muted); }
    .compare-table th:first-child { width: 38%; }
    .compare-table th:nth-child(2), .compare-table th:nth-child(3) { width: 31%; text-align: center; }
    .compare-table td { padding: 14px 18px; border-top: 1px solid var(--border); color: var(--text); vertical-align: top; }
    .compare-table td:nth-child(2), .compare-table td:nth-child(3) { text-align: center; font-weight: 600; }
    .compare-table td.yes  { color: var(--positive); }
    .compare-table td.no   { color: var(--text-muted); font-weight: 500; }
    .compare-table tr.cat-row td { background: #F2E8D2; font-size: 0.78rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em; color: var(--brand); padding: 10px 18px; }

    .verdict-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-bottom: 56px; }
    .verdict-card { background: #fff; border: 1px solid var(--border); border-radius: 14px; padding: 26px 28px; }
    .verdict-card h3 { font-size: 1.05rem; font-weight: 800; margin-bottom: 12px; letter-spacing: -0.2px; }
    .verdict-card.win-us h3 { color: var(--brand); }
    .verdict-card.win-them h3 { color: #c2410c; }
    .verdict-card ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
    .verdict-card li { font-size: 0.93rem; color: #0B1F23; line-height: 1.55; padding-left: 22px; position: relative; }
    .verdict-card.win-us  li::before { content: '✓'; position: absolute; left: 0; color: var(--positive); font-weight: 700; }
    .verdict-card.win-them li::before { content: '✓'; position: absolute; left: 0; color: #c2410c; font-weight: 700; }

    .choose-card { background: #fff; border: 1px solid var(--border); border-radius: 16px; padding: 32px 36px; margin-bottom: 32px; }
    .choose-card h2 { font-size: 1.3rem; font-weight: 800; margin-bottom: 18px; letter-spacing: -0.2px; }
    .choose-card p { color: #0B1F23; margin-bottom: 14px; font-size: 0.97rem; line-height: 1.75; }
    .choose-card p:last-child { margin-bottom: 0; }
    .choose-card strong { color: var(--text); }

    .philosophy-callout { background: #F2E8D2; border: 1px solid #c7cdf0; border-radius: 14px; padding: 28px 32px; margin-bottom: 56px; }
    .philosophy-callout h2 { font-size: 1.1rem; font-weight: 800; color: var(--brand); margin-bottom: 12px; }
    .philosophy-callout p { color: #0B1F23; font-size: 0.96rem; line-height: 1.75; margin-bottom: 10px; }
    .philosophy-callout p:last-child { margin-bottom: 0; }

    .cta-strip { background: linear-gradient(135deg, var(--brand-deep) 0%, var(--brand) 100%); border-radius: 18px; padding: 48px 32px; text-align: center; color: #fff; }
    .cta-strip h2 { font-size: 1.4rem; font-weight: 800; margin-bottom: 10px; }
    .cta-strip p { color: rgba(255,255,255,0.82); margin-bottom: 24px; font-size: 1rem; }

    footer { background: var(--text); color: rgba(255,255,255,0.6); padding: 36px 32px; }
    .footer-inner { max-width: 1040px; margin: 0 auto; display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 20px; }
    .footer-brand { display: flex; align-items: center; gap: 10px; text-decoration: none; }
    .footer-brand img { height: 34px; width: auto; border-radius: 8px; }
    .footer-brand span { font-size: 15px; font-weight: 700; color: rgba(255,255,255,0.7); }
    .footer-links { display: flex; gap: 24px; flex-wrap: wrap; }
    .footer-links a { color: rgba(255,255,255,0.5); font-size: 14px; transition: color 0.15s; }
    .footer-links a:hover { color: rgba(255,255,255,0.85); text-decoration: none; }
    .footer-copy { font-size: 13px; }

    @media (max-width: 760px) {
      .vs-row { grid-template-columns: 1fr; gap: 14px; }
      .vs-versus { padding: 6px 0; }
      .verdict-grid { grid-template-columns: 1fr; }
    }
    @media (max-width: 600px) {

      .container { padding: 40px 16px 56px; }
      .compare-table { overflow-x: auto; }
      .compare-table table { min-width: 540px; }
      .choose-card, .philosophy-callout { padding: 24px 22px; }
      footer { padding: 28px 16px; }
      .footer-inner { flex-direction: column; align-items: flex-start; }
    }

    @media (max-width: 640px) { }


/* ── compare-goodbudget.html */
:root {
      --brand:          var(--teal);
      --brand-dark:     var(--teal-mid);
      --brand-deep:     var(--teal);
      --accent:         var(--teal-mid);
      --brand-old:      var(--teal);
      --brand-dark-old: var(--teal-mid);
      --brand-deep-old: var(--teal);
      --accent-old:     var(--teal-mid);
      --text:           var(--ink);
      --text-muted:     var(--mute);
      --border:         var(--line);
      --bg:             var(--cream);
      --positive:       var(--teal-mid);
      --positive-soft:  var(--aqua);
      --negative:       var(--coral);
      --negative-soft:  var(--peach);
    }

    body { font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif; color: var(--text); background: var(--bg); font-size: 16px; line-height: 1.7; }

    .btn { display: inline-flex; align-items: center; padding: 9px 20px; border-radius: 8px; font-size: 14px; font-weight: 600; cursor: pointer; transition: all 0.15s; border: none; text-decoration: none; }
    .btn:hover { text-decoration: none; }
    .btn-ghost-white { background: rgba(255,255,255,0.12); color: rgba(255,255,255,0.92); border: 1px solid rgba(255,255,255,0.25); }
    .btn-ghost-white:hover { background: rgba(255,255,255,0.22); color: #fff; }
    .btn-primary { background: var(--accent); color: #fff; padding: 12px 28px; font-size: 15px; border-radius: 10px; }
    .btn-primary:hover { background: #0050d8; }

    .hero { background: linear-gradient(135deg, var(--brand-deep) 0%, var(--brand) 60%, #6e7ec4 100%); color: #fff; padding: 72px 32px 56px; text-align: center; }
    .hero h1, .hero h2, .hero h3, .hero p, .hero .hero-eyebrow { color: inherit; }
    .hero-eyebrow { display: inline-block; background: rgba(255,255,255,0.15); color: rgba(255,255,255,0.92); font-size: 12px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; padding: 5px 14px; border-radius: 100px; margin-bottom: 18px; border: 1px solid rgba(255,255,255,0.25); }
    .hero h1 { font-size: clamp(1.9rem, 5vw, 2.6rem); font-weight: 800; line-height: 1.18; letter-spacing: -0.5px; margin-bottom: 14px; }
    .hero p { font-size: 1.1rem; color: rgba(255,255,255,0.85); max-width: 640px; margin: 0 auto; }

    .container { max-width: 920px; margin: 0 auto; padding: 64px 32px 80px; }

    .vs-row { display: grid; grid-template-columns: 1fr auto 1fr; gap: 28px; align-items: stretch; margin-bottom: 56px; }
    .vs-card { background: #fff; border: 1px solid var(--border); border-radius: 16px; padding: 28px 30px; }
    .vs-card.us { border-color: var(--brand); border-width: 2px; box-shadow: 0 6px 24px rgba(78,91,153,0.12); }
    .vs-card .vs-name { font-size: 1.15rem; font-weight: 800; color: var(--text); margin-bottom: 4px; }
    .vs-card.us .vs-name { color: var(--brand); }
    .vs-card .vs-tag { font-size: 12px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; color: var(--text-muted); margin-bottom: 14px; }
    .vs-card .vs-price { font-size: 2rem; font-weight: 900; color: var(--text); letter-spacing: -1px; }
    .vs-card .vs-price span { font-size: 0.55em; color: var(--text-muted); font-weight: 600; }
    .vs-card .vs-tldr { font-size: 0.95rem; color: #374151; margin-top: 14px; line-height: 1.6; }
    .vs-versus { align-self: center; font-size: 1.2rem; font-weight: 800; color: var(--text-muted); padding: 0 8px; }

    .compare-table { background: #fff; border: 1px solid var(--border); border-radius: 14px; overflow: hidden; margin-bottom: 56px; }
    .compare-table table { width: 100%; border-collapse: collapse; font-size: 0.95rem; }
    .compare-table th { background: var(--bg); padding: 14px 18px; text-align: left; font-size: 0.78rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em; color: var(--text-muted); }
    .compare-table th:first-child { width: 38%; }
    .compare-table th:nth-child(2), .compare-table th:nth-child(3) { width: 31%; text-align: center; }
    .compare-table td { padding: 14px 18px; border-top: 1px solid var(--border); color: var(--text); vertical-align: top; }
    .compare-table td:nth-child(2), .compare-table td:nth-child(3) { text-align: center; font-weight: 600; }
    .compare-table td.yes  { color: var(--positive); }
    .compare-table td.no   { color: var(--text-muted); font-weight: 500; }
    .compare-table tr.cat-row td { background: #F2E8D2; font-size: 0.78rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em; color: var(--brand); padding: 10px 18px; }

    .verdict-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-bottom: 56px; }
    .verdict-card { background: #fff; border: 1px solid var(--border); border-radius: 14px; padding: 26px 28px; }
    .verdict-card h3 { font-size: 1.05rem; font-weight: 800; margin-bottom: 12px; letter-spacing: -0.2px; }
    .verdict-card.win-us h3 { color: var(--brand); }
    .verdict-card.win-them h3 { color: #c2410c; }
    .verdict-card ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
    .verdict-card li { font-size: 0.93rem; color: #374151; line-height: 1.55; padding-left: 22px; position: relative; }
    .verdict-card.win-us  li::before { content: '?'; position: absolute; left: 0; color: var(--positive); font-weight: 700; }
    .verdict-card.win-them li::before { content: '?'; position: absolute; left: 0; color: #c2410c; font-weight: 700; }

    .choose-card { background: #fff; border: 1px solid var(--border); border-radius: 16px; padding: 32px 36px; margin-bottom: 32px; }
    .choose-card h2 { font-size: 1.3rem; font-weight: 800; margin-bottom: 18px; letter-spacing: -0.2px; }
    .choose-card p { color: #374151; margin-bottom: 14px; font-size: 0.97rem; line-height: 1.75; }
    .choose-card p:last-child { margin-bottom: 0; }
    .choose-card strong { color: var(--text); }

    .philosophy-callout { background: #F2E8D2; border: 1px solid #c7cdf0; border-radius: 14px; padding: 28px 32px; margin-bottom: 56px; }
    .philosophy-callout h2 { font-size: 1.1rem; font-weight: 800; color: var(--brand); margin-bottom: 12px; }
    .philosophy-callout p { color: #374151; font-size: 0.96rem; line-height: 1.75; margin-bottom: 10px; }
    .philosophy-callout p:last-child { margin-bottom: 0; }

    .cta-strip { background: linear-gradient(135deg, var(--brand-deep) 0%, var(--brand) 100%); border-radius: 18px; padding: 48px 32px; text-align: center; color: #fff; }
    .cta-strip h2 { font-size: 1.4rem; font-weight: 800; margin-bottom: 10px; }
    .cta-strip p { color: rgba(255,255,255,0.82); margin-bottom: 24px; font-size: 1rem; }

    footer { background: var(--text); color: rgba(255,255,255,0.6); padding: 36px 32px; }
    .footer-inner { max-width: 1040px; margin: 0 auto; display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 20px; }
    .footer-brand { display: flex; align-items: center; gap: 10px; text-decoration: none; }
    .footer-brand img { height: 34px; width: auto; border-radius: 8px; }
    .footer-brand span { font-size: 15px; font-weight: 700; color: rgba(255,255,255,0.7); }
    .footer-links { display: flex; gap: 24px; flex-wrap: wrap; }
    .footer-links a { color: rgba(255,255,255,0.5); font-size: 14px; transition: color 0.15s; }
    .footer-links a:hover { color: rgba(255,255,255,0.85); text-decoration: none; }
    .footer-copy { font-size: 13px; }

    @media (max-width: 760px) {
      .vs-row { grid-template-columns: 1fr; gap: 14px; }
      .vs-versus { padding: 6px 0; }
      .verdict-grid { grid-template-columns: 1fr; }
    }
    @media (max-width: 600px) {

      .container { padding: 40px 16px 56px; }
      .compare-table { overflow-x: auto; }
      .compare-table table { min-width: 540px; }
      .choose-card, .philosophy-callout { padding: 24px 22px; }
      footer { padding: 28px 16px; }
      .footer-inner { flex-direction: column; align-items: flex-start; }
    }

    @media (max-width: 640px) { }


/* ── compare-honeydue.html */
:root {
      --brand:      var(--teal);
      --brand-dark: var(--teal-mid);
      --brand-deep: var(--teal);
      --accent:     var(--teal-mid);
      --text:       var(--ink);
      --text-muted: var(--mute);
      --border:     var(--line);
      --bg:         var(--cream);
    }
    .btn { display: inline-flex; align-items: center; padding: 9px 20px; border-radius: 8px; font-size: 14px; font-weight: 600; cursor: pointer; transition: all 0.15s; border: none; text-decoration: none; }
    .btn:hover { text-decoration: none; }
    .btn-primary { background: var(--accent); color: #fff; padding: 12px 28px; font-size: 15px; border-radius: 10px; }
    .btn-primary:hover { background: #0E4A52; }
    .hero { background: linear-gradient(135deg, var(--brand-deep) 0%, var(--brand) 60%, #7BC2C9 100%); color: #fff; padding: 72px 32px 56px; text-align: center; }
    .hero h1, .hero h2, .hero h3, .hero p, .hero .hero-eyebrow { color: inherit; }
    .hero-eyebrow { display: inline-block; background: rgba(255,255,255,0.15); color: rgba(255,255,255,0.92); font-size: 12px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; padding: 5px 14px; border-radius: 100px; margin-bottom: 18px; border: 1px solid rgba(255,255,255,0.25); }
    .hero h1 { font-size: clamp(1.9rem, 5vw, 2.6rem); font-weight: 800; line-height: 1.18; letter-spacing: -0.5px; margin-bottom: 14px; }
    .hero p { font-size: 1.1rem; color: rgba(255,255,255,0.85); max-width: 640px; margin: 0 auto; }
    .container { max-width: 920px; margin: 0 auto; padding: 64px 32px 80px; }
    .vs-row { display: grid; grid-template-columns: 1fr auto 1fr; gap: 28px; align-items: stretch; margin-bottom: 56px; }
    .vs-card { background: #fff; border: 1px solid var(--border); border-radius: 16px; padding: 28px 30px; }
    .vs-card.us { border-color: var(--brand); border-width: 2px; box-shadow: 0 6px 24px rgba(14,74,82,0.12); }
    .vs-card .vs-name { font-size: 1.15rem; font-weight: 800; color: var(--text); margin-bottom: 4px; }
    .vs-card.us .vs-name { color: var(--brand); }
    .vs-card .vs-tag { font-size: 12px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; color: var(--text-muted); margin-bottom: 14px; }
    .vs-card .vs-price { font-size: 2rem; font-weight: 900; color: var(--text); letter-spacing: -1px; }
    .vs-card .vs-price span { font-size: 0.55em; color: var(--text-muted); font-weight: 600; }
    .vs-card .vs-tldr { font-size: 0.95rem; color: #0B1F23; margin-top: 14px; line-height: 1.6; }
    .vs-versus { align-self: center; font-size: 1.2rem; font-weight: 800; color: var(--text-muted); padding: 0 8px; }
    .compare-table { background: #fff; border: 1px solid var(--border); border-radius: 14px; overflow: hidden; margin-bottom: 56px; }
    .compare-table table { width: 100%; border-collapse: collapse; font-size: 0.95rem; }
    .compare-table th { background: var(--bg); padding: 14px 18px; text-align: left; font-size: 0.78rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em; color: var(--text-muted); }
    .compare-table th:first-child { width: 38%; }
    .compare-table th:nth-child(2), .compare-table th:nth-child(3) { width: 31%; text-align: center; }
    .compare-table td { padding: 14px 18px; border-top: 1px solid var(--border); color: var(--text); vertical-align: top; }
    .compare-table td:nth-child(2), .compare-table td:nth-child(3) { text-align: center; font-weight: 600; }
    .compare-table td.yes  { color: #0E6245; }
    .compare-table td.no   { color: var(--text-muted); font-weight: 500; }
    .compare-table tr.cat-row td { background: #F2E8D2; font-size: 0.78rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em; color: var(--brand); padding: 10px 18px; }
    .verdict-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-bottom: 56px; }
    .verdict-card { background: #fff; border: 1px solid var(--border); border-radius: 14px; padding: 26px 28px; }
    .verdict-card h3 { font-size: 1.05rem; font-weight: 800; margin-bottom: 12px; letter-spacing: -0.2px; }
    .verdict-card.win-us h3 { color: var(--brand); }
    .verdict-card.win-them h3 { color: #c2410c; }
    .verdict-card ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
    .verdict-card li { font-size: 0.93rem; color: #0B1F23; line-height: 1.55; padding-left: 22px; position: relative; }
    .verdict-card.win-us  li::before { content: '✓'; position: absolute; left: 0; color: #0E6245; font-weight: 700; }
    .verdict-card.win-them li::before { content: '✓'; position: absolute; left: 0; color: #c2410c; font-weight: 700; }
    .choose-card { background: #fff; border: 1px solid var(--border); border-radius: 16px; padding: 32px 36px; margin-bottom: 32px; }
    .choose-card h2 { font-size: 1.3rem; font-weight: 800; margin-bottom: 18px; letter-spacing: -0.2px; }
    .choose-card p { color: #0B1F23; margin-bottom: 14px; font-size: 0.97rem; line-height: 1.75; }
    .choose-card p:last-child { margin-bottom: 0; }
    .cta-strip { background: linear-gradient(135deg, var(--brand-deep) 0%, var(--brand) 100%); border-radius: 18px; padding: 48px 32px; text-align: center; color: #fff; }
    .cta-strip h2 { font-size: 1.4rem; font-weight: 800; margin-bottom: 10px; }
    .cta-strip p { color: rgba(255,255,255,0.82); margin-bottom: 24px; font-size: 1rem; }
    @media (max-width: 760px) {
      .vs-row { grid-template-columns: 1fr; gap: 14px; }
      .vs-versus { padding: 6px 0; }
      .verdict-grid { grid-template-columns: 1fr; }
    }


/* ── compare-mint.html */
:root {
      --brand:      var(--teal);
      --brand-dark: var(--teal-mid);
      --brand-deep: var(--teal);
      --accent:     var(--teal-mid);
      --text:       var(--ink);
      --text-muted: var(--mute);
      --border:     var(--line);
      --bg:         var(--cream);
    }

    .btn { display: inline-flex; align-items: center; padding: 9px 20px; border-radius: 8px; font-size: 14px; font-weight: 600; cursor: pointer; transition: all 0.15s; border: none; text-decoration: none; }
    .btn:hover { text-decoration: none; }
    .btn-ghost-white { background: rgba(255,255,255,0.12); color: rgba(255,255,255,0.92); border: 1px solid rgba(255,255,255,0.25); }
    .btn-ghost-white:hover { background: rgba(255,255,255,0.22); color: #fff; }
    .btn-primary { background: var(--accent); color: #fff; padding: 12px 28px; font-size: 15px; border-radius: 10px; }
    .btn-primary:hover { background: #0E4A52; }

    .hero { background: linear-gradient(135deg, var(--brand-deep) 0%, var(--brand) 60%, #7BC2C9 100%); color: #fff; padding: 72px 32px 56px; text-align: center; }
    .hero h1, .hero h2, .hero h3, .hero p, .hero .hero-eyebrow { color: inherit; }
    .hero-eyebrow { display: inline-block; background: rgba(255,255,255,0.15); color: rgba(255,255,255,0.92); font-size: 12px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; padding: 5px 14px; border-radius: 100px; margin-bottom: 18px; border: 1px solid rgba(255,255,255,0.25); }
    .hero h1 { font-size: clamp(1.9rem, 5vw, 2.6rem); font-weight: 800; line-height: 1.18; letter-spacing: -0.5px; margin-bottom: 14px; }
    .hero p { font-size: 1.1rem; color: rgba(255,255,255,0.85); max-width: 640px; margin: 0 auto; }

    .container { max-width: 920px; margin: 0 auto; padding: 64px 32px 80px; }

    .vs-row { display: grid; grid-template-columns: 1fr auto 1fr; gap: 28px; align-items: stretch; margin-bottom: 56px; }
    .vs-card { background: #fff; border: 1px solid var(--border); border-radius: 16px; padding: 28px 30px; }
    .vs-card.us { border-color: var(--brand); border-width: 2px; box-shadow: 0 6px 24px rgba(14,74,82,0.12); }
    .vs-card.dead { opacity: 0.85; border-style: dashed; }
    .vs-card .vs-name { font-size: 1.15rem; font-weight: 800; color: var(--text); margin-bottom: 4px; }
    .vs-card.us .vs-name { color: var(--brand); }
    .vs-card .vs-tag { font-size: 12px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; color: var(--text-muted); margin-bottom: 14px; }
    .vs-card .vs-price { font-size: 2rem; font-weight: 900; color: var(--text); letter-spacing: -1px; }
    .vs-card .vs-price span { font-size: 0.55em; color: var(--text-muted); font-weight: 600; }
    .vs-card .vs-tldr { font-size: 0.95rem; color: #0B1F23; margin-top: 14px; line-height: 1.6; }
    .vs-versus { align-self: center; font-size: 1.2rem; font-weight: 800; color: var(--text-muted); padding: 0 8px; }
    .status-badge { display: inline-block; font-size: 11px; font-weight: 700; letter-spacing: 0.5px; text-transform: uppercase; padding: 3px 9px; border-radius: 100px; margin-bottom: 10px; }
    .status-active { background: var(--positive-soft); color: var(--positive); }
    .status-dead { background: var(--negative-soft); color: var(--negative); }

    .compare-table { background: #fff; border: 1px solid var(--border); border-radius: 14px; overflow: hidden; margin-bottom: 56px; }
    .compare-table table { width: 100%; border-collapse: collapse; font-size: 0.95rem; }
    .compare-table th { background: var(--bg); padding: 14px 18px; text-align: left; font-size: 0.78rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em; color: var(--text-muted); }
    .compare-table th:first-child { width: 38%; }
    .compare-table th:nth-child(2), .compare-table th:nth-child(3) { width: 31%; text-align: center; }
    .compare-table td { padding: 14px 18px; border-top: 1px solid var(--border); color: var(--text); vertical-align: top; }
    .compare-table td:nth-child(2), .compare-table td:nth-child(3) { text-align: center; font-weight: 600; }
    .compare-table td.yes  { color: var(--positive); }
    .compare-table td.no   { color: var(--text-muted); font-weight: 500; }
    .compare-table td.dead { color: var(--negative); font-weight: 600; }
    .compare-table tr.cat-row td { background: #F2E8D2; font-size: 0.78rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em; color: var(--brand); padding: 10px 18px; }

    .verdict-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-bottom: 56px; }
    .verdict-card { background: #fff; border: 1px solid var(--border); border-radius: 14px; padding: 26px 28px; }
    .verdict-card h3 { font-size: 1.05rem; font-weight: 800; margin-bottom: 12px; letter-spacing: -0.2px; }
    .verdict-card.win-us h3 { color: var(--brand); }
    .verdict-card.win-them h3 { color: rgba(11,31,35,0.62); }
    .verdict-card ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
    .verdict-card li { font-size: 0.93rem; color: #0B1F23; line-height: 1.55; padding-left: 22px; position: relative; }
    .verdict-card.win-us  li::before { content: '✓'; position: absolute; left: 0; color: var(--positive); font-weight: 700; }
    .verdict-card.win-them li::before { content: '✓'; position: absolute; left: 0; color: rgba(11,31,35,0.45); font-weight: 700; }

    .choose-card { background: #fff; border: 1px solid var(--border); border-radius: 16px; padding: 32px 36px; margin-bottom: 32px; }
    .choose-card h2 { font-size: 1.3rem; font-weight: 800; margin-bottom: 18px; letter-spacing: -0.2px; }
    .choose-card p { color: #0B1F23; margin-bottom: 14px; font-size: 0.97rem; line-height: 1.75; }
    .choose-card p:last-child { margin-bottom: 0; }
    .choose-card strong { color: var(--text); }

    .callout { background: #fffbeb; border: 1px solid #fde68a; border-radius: 12px; padding: 18px 22px; margin-bottom: 40px; font-size: 0.95rem; color: #92400e; line-height: 1.65; }
    .callout strong { color: #78350f; }

    .cta-strip { background: linear-gradient(135deg, var(--brand-deep) 0%, var(--brand) 100%); border-radius: 18px; padding: 48px 32px; text-align: center; color: #fff; }
    .cta-strip h2 { font-size: 1.4rem; font-weight: 800; margin-bottom: 10px; }
    .cta-strip p { color: rgba(255,255,255,0.82); margin-bottom: 24px; font-size: 1rem; }

    footer { background: var(--text); color: rgba(255,255,255,0.6); padding: 36px 32px; }
    .footer-inner { max-width: 1040px; margin: 0 auto; display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 20px; }
    .footer-brand { display: flex; align-items: center; gap: 10px; text-decoration: none; }
    .footer-brand img { height: 34px; width: auto; border-radius: 8px; }
    .footer-brand span { font-size: 15px; font-weight: 700; color: rgba(255,255,255,0.7); }
    .footer-links { display: flex; gap: 24px; flex-wrap: wrap; }
    .footer-links a { color: rgba(255,255,255,0.5); font-size: 14px; transition: color 0.15s; }
    .footer-links a:hover { color: rgba(255,255,255,0.85); text-decoration: none; }
    .footer-copy { font-size: 13px; }

    @media (max-width: 760px) {
      .vs-row { grid-template-columns: 1fr; gap: 14px; }
      .vs-versus { padding: 6px 0; }
      .verdict-grid { grid-template-columns: 1fr; }
    }
    @media (max-width: 600px) {

      .container { padding: 40px 16px 56px; }
      .compare-table { overflow-x: auto; }
      .compare-table table { min-width: 540px; }
      .choose-card { padding: 24px 22px; }
      footer { padding: 28px 16px; }
      .footer-inner { flex-direction: column; align-items: flex-start; }
    }

    @media (max-width: 640px) { }

    .compare-illustration { text-align: center; padding: 48px 32px 0; }
    .compare-illustration img { max-width: 420px; width: 100%; }


/* ── compare-monarch.html */
:root {
      --brand:          var(--teal);
      --brand-dark:     var(--teal-mid);
      --brand-deep:     var(--teal);
      --accent:         var(--teal-mid);
      --brand-old:      var(--teal);
      --brand-dark-old: var(--teal-mid);
      --brand-deep-old: var(--teal);
      --accent-old:     var(--teal-mid);
      --text:           var(--ink);
      --text-muted:     var(--mute);
      --border:         var(--line);
      --bg:             var(--cream);
      --positive:       var(--teal-mid);
      --positive-soft:  var(--aqua);
      --negative:       var(--coral);
      --negative-soft:  var(--peach);
    }

    body { font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif; color: var(--text); background: var(--bg); font-size: 16px; line-height: 1.7; }

    .btn { display: inline-flex; align-items: center; padding: 9px 20px; border-radius: 8px; font-size: 14px; font-weight: 600; cursor: pointer; transition: all 0.15s; border: none; text-decoration: none; }
    .btn:hover { text-decoration: none; }
    .btn-ghost-white { background: rgba(255,255,255,0.12); color: rgba(255,255,255,0.92); border: 1px solid rgba(255,255,255,0.25); }
    .btn-ghost-white:hover { background: rgba(255,255,255,0.22); color: #fff; }
    .btn-primary { background: var(--accent); color: #fff; padding: 12px 28px; font-size: 15px; border-radius: 10px; }
    .btn-primary:hover { background: #0050d8; }

    .hero { background: linear-gradient(135deg, var(--brand-deep) 0%, var(--brand) 60%, #6e7ec4 100%); color: #fff; padding: 72px 32px 56px; text-align: center; }
    .hero h1, .hero h2, .hero h3, .hero p, .hero .hero-eyebrow { color: inherit; }
    .hero-eyebrow { display: inline-block; background: rgba(255,255,255,0.15); color: rgba(255,255,255,0.92); font-size: 12px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; padding: 5px 14px; border-radius: 100px; margin-bottom: 18px; border: 1px solid rgba(255,255,255,0.25); }
    .hero h1 { font-size: clamp(1.9rem, 5vw, 2.6rem); font-weight: 800; line-height: 1.18; letter-spacing: -0.5px; margin-bottom: 14px; }
    .hero p { font-size: 1.1rem; color: rgba(255,255,255,0.85); max-width: 640px; margin: 0 auto; }

    .container { max-width: 920px; margin: 0 auto; padding: 64px 32px 80px; }

    .vs-row { display: grid; grid-template-columns: 1fr auto 1fr; gap: 28px; align-items: stretch; margin-bottom: 56px; }
    .vs-card { background: #fff; border: 1px solid var(--border); border-radius: 16px; padding: 28px 30px; }
    .vs-card.us { border-color: var(--brand); border-width: 2px; box-shadow: 0 6px 24px rgba(78,91,153,0.12); }
    .vs-card .vs-name { font-size: 1.15rem; font-weight: 800; color: var(--text); margin-bottom: 4px; }
    .vs-card.us .vs-name { color: var(--brand); }
    .vs-card .vs-tag { font-size: 12px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; color: var(--text-muted); margin-bottom: 14px; }
    .vs-card .vs-price { font-size: 2rem; font-weight: 900; color: var(--text); letter-spacing: -1px; }
    .vs-card .vs-price span { font-size: 0.55em; color: var(--text-muted); font-weight: 600; }
    .vs-card .vs-tldr { font-size: 0.95rem; color: #374151; margin-top: 14px; line-height: 1.6; }
    .vs-versus { align-self: center; font-size: 1.2rem; font-weight: 800; color: var(--text-muted); padding: 0 8px; }

    .compare-table { background: #fff; border: 1px solid var(--border); border-radius: 14px; overflow: hidden; margin-bottom: 56px; }
    .compare-table table { width: 100%; border-collapse: collapse; font-size: 0.95rem; }
    .compare-table th { background: var(--bg); padding: 14px 18px; text-align: left; font-size: 0.78rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em; color: var(--text-muted); }
    .compare-table th:first-child { width: 38%; }
    .compare-table th:nth-child(2), .compare-table th:nth-child(3) { width: 31%; text-align: center; }
    .compare-table td { padding: 14px 18px; border-top: 1px solid var(--border); color: var(--text); vertical-align: top; }
    .compare-table td:nth-child(2), .compare-table td:nth-child(3) { text-align: center; font-weight: 600; }
    .compare-table td.yes  { color: var(--positive); }
    .compare-table td.no   { color: var(--text-muted); font-weight: 500; }
    .compare-table tr.cat-row td { background: #F2E8D2; font-size: 0.78rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em; color: var(--brand); padding: 10px 18px; }

    .verdict-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-bottom: 56px; }
    .verdict-card { background: #fff; border: 1px solid var(--border); border-radius: 14px; padding: 26px 28px; }
    .verdict-card h3 { font-size: 1.05rem; font-weight: 800; margin-bottom: 12px; letter-spacing: -0.2px; }
    .verdict-card.win-us h3 { color: var(--brand); }
    .verdict-card.win-them h3 { color: #c2410c; }
    .verdict-card ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
    .verdict-card li { font-size: 0.93rem; color: #374151; line-height: 1.55; padding-left: 22px; position: relative; }
    .verdict-card.win-us  li::before { content: '?'; position: absolute; left: 0; color: var(--positive); font-weight: 700; }
    .verdict-card.win-them li::before { content: '?'; position: absolute; left: 0; color: #c2410c; font-weight: 700; }

    .choose-card { background: #fff; border: 1px solid var(--border); border-radius: 16px; padding: 32px 36px; margin-bottom: 32px; }
    .choose-card h2 { font-size: 1.3rem; font-weight: 800; margin-bottom: 18px; letter-spacing: -0.2px; }
    .choose-card p { color: #374151; margin-bottom: 14px; font-size: 0.97rem; line-height: 1.75; }
    .choose-card p:last-child { margin-bottom: 0; }
    .choose-card strong { color: var(--text); }

    .philosophy-callout { background: #F2E8D2; border: 1px solid #c7cdf0; border-radius: 14px; padding: 28px 32px; margin-bottom: 56px; }
    .philosophy-callout h2 { font-size: 1.1rem; font-weight: 800; color: var(--brand); margin-bottom: 12px; }
    .philosophy-callout p { color: #374151; font-size: 0.96rem; line-height: 1.75; margin-bottom: 10px; }
    .philosophy-callout p:last-child { margin-bottom: 0; }

    .cta-strip { background: linear-gradient(135deg, var(--brand-deep) 0%, var(--brand) 100%); border-radius: 18px; padding: 48px 32px; text-align: center; color: #fff; }
    .cta-strip h2 { font-size: 1.4rem; font-weight: 800; margin-bottom: 10px; }
    .cta-strip p { color: rgba(255,255,255,0.82); margin-bottom: 24px; font-size: 1rem; }

    footer { background: var(--text); color: rgba(255,255,255,0.6); padding: 36px 32px; }
    .footer-inner { max-width: 1040px; margin: 0 auto; display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 20px; }
    .footer-brand { display: flex; align-items: center; gap: 10px; text-decoration: none; }
    .footer-brand img { height: 34px; width: auto; border-radius: 8px; }
    .footer-brand span { font-size: 15px; font-weight: 700; color: rgba(255,255,255,0.7); }
    .footer-links { display: flex; gap: 24px; flex-wrap: wrap; }
    .footer-links a { color: rgba(255,255,255,0.5); font-size: 14px; transition: color 0.15s; }
    .footer-links a:hover { color: rgba(255,255,255,0.85); text-decoration: none; }
    .footer-copy { font-size: 13px; }

    @media (max-width: 760px) {
      .vs-row { grid-template-columns: 1fr; gap: 14px; }
      .vs-versus { padding: 6px 0; }
      .verdict-grid { grid-template-columns: 1fr; }
    }
    @media (max-width: 600px) {

      .container { padding: 40px 16px 56px; }
      .compare-table { overflow-x: auto; }
      .compare-table table { min-width: 540px; }
      .choose-card, .philosophy-callout { padding: 24px 22px; }
      footer { padding: 28px 16px; }
      .footer-inner { flex-direction: column; align-items: flex-start; }
    }

    @media (max-width: 640px) { }

    .compare-illustration { text-align: center; padding: 48px 32px 0; }
    .compare-illustration img { max-width: 420px; width: 100%; }


/* ── compare-ynab.html */
:root {
      --brand:      var(--teal);
      --brand-dark: var(--teal-mid);
      --brand-deep: var(--teal);
      --accent:     var(--teal-mid);
      --text:       var(--ink);
      --text-muted: var(--mute);
      --border:     var(--line);
      --bg:         var(--cream);
    }

    .btn { display: inline-flex; align-items: center; padding: 9px 20px; border-radius: 8px; font-size: 14px; font-weight: 600; cursor: pointer; transition: all 0.15s; border: none; text-decoration: none; }
    .btn:hover { text-decoration: none; }
    .btn-ghost-white { background: rgba(255,255,255,0.12); color: rgba(255,255,255,0.92); border: 1px solid rgba(255,255,255,0.25); }
    .btn-ghost-white:hover { background: rgba(255,255,255,0.22); color: #fff; }
    .btn-primary { background: var(--accent); color: #fff; padding: 12px 28px; font-size: 15px; border-radius: 10px; }
    .btn-primary:hover { background: #0E4A52; }

    .hero { background: linear-gradient(135deg, var(--brand-deep) 0%, var(--brand) 60%, #7BC2C9 100%); color: #fff; padding: 72px 32px 56px; text-align: center; }
    .hero h1, .hero h2, .hero h3, .hero p, .hero .hero-eyebrow { color: inherit; }
    .hero-eyebrow { display: inline-block; background: rgba(255,255,255,0.15); color: rgba(255,255,255,0.92); font-size: 12px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; padding: 5px 14px; border-radius: 100px; margin-bottom: 18px; border: 1px solid rgba(255,255,255,0.25); }
    .hero h1 { font-size: clamp(1.9rem, 5vw, 2.6rem); font-weight: 800; line-height: 1.18; letter-spacing: -0.5px; margin-bottom: 14px; }
    .hero p { font-size: 1.1rem; color: rgba(255,255,255,0.85); max-width: 620px; margin: 0 auto; }

    .container { max-width: 920px; margin: 0 auto; padding: 64px 32px 80px; }

    .vs-row { display: grid; grid-template-columns: 1fr auto 1fr; gap: 28px; align-items: stretch; margin-bottom: 56px; }
    .vs-card { background: #fff; border: 1px solid var(--border); border-radius: 16px; padding: 28px 30px; }
    .vs-card.us { border-color: var(--brand); border-width: 2px; box-shadow: 0 6px 24px rgba(14,74,82,0.12); }
    .vs-card .vs-name { font-size: 1.15rem; font-weight: 800; color: var(--text); margin-bottom: 4px; }
    .vs-card.us .vs-name { color: var(--brand); }
    .vs-card .vs-tag { font-size: 12px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; color: var(--text-muted); margin-bottom: 14px; }
    .vs-card .vs-price { font-size: 2rem; font-weight: 900; color: var(--text); letter-spacing: -1px; }
    .vs-card .vs-price span { font-size: 0.55em; color: var(--text-muted); font-weight: 600; }
    .vs-card .vs-tldr { font-size: 0.95rem; color: #0B1F23; margin-top: 14px; line-height: 1.6; }
    .vs-versus { align-self: center; font-size: 1.2rem; font-weight: 800; color: var(--text-muted); padding: 0 8px; }

    .compare-table { background: #fff; border: 1px solid var(--border); border-radius: 14px; overflow: hidden; margin-bottom: 56px; }
    .compare-table table { width: 100%; border-collapse: collapse; font-size: 0.95rem; }
    .compare-table th { background: var(--bg); padding: 14px 18px; text-align: left; font-size: 0.78rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em; color: var(--text-muted); }
    .compare-table th:first-child { width: 38%; }
    .compare-table th:nth-child(2), .compare-table th:nth-child(3) { width: 31%; text-align: center; }
    .compare-table td { padding: 14px 18px; border-top: 1px solid var(--border); color: var(--text); vertical-align: top; }
    .compare-table td:nth-child(2), .compare-table td:nth-child(3) { text-align: center; font-weight: 600; }
    .compare-table td.yes  { color: var(--positive); }
    .compare-table td.no   { color: var(--text-muted); font-weight: 500; }
    .compare-table tr.cat-row td { background: #F2E8D2; font-size: 0.78rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em; color: var(--brand); padding: 10px 18px; }

    .verdict-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-bottom: 56px; }
    .verdict-card { background: #fff; border: 1px solid var(--border); border-radius: 14px; padding: 26px 28px; }
    .verdict-card h3 { font-size: 1.05rem; font-weight: 800; margin-bottom: 12px; letter-spacing: -0.2px; }
    .verdict-card.win-us h3 { color: var(--brand); }
    .verdict-card.win-them h3 { color: #c2410c; }
    .verdict-card ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
    .verdict-card li { font-size: 0.93rem; color: #0B1F23; line-height: 1.55; padding-left: 22px; position: relative; }
    .verdict-card.win-us  li::before { content: '✓'; position: absolute; left: 0; color: var(--positive); font-weight: 700; }
    .verdict-card.win-them li::before { content: '✓'; position: absolute; left: 0; color: #c2410c; font-weight: 700; }

    .choose-card { background: #fff; border: 1px solid var(--border); border-radius: 16px; padding: 32px 36px; margin-bottom: 32px; }
    .choose-card h2 { font-size: 1.3rem; font-weight: 800; margin-bottom: 18px; letter-spacing: -0.2px; }
    .choose-card p { color: #0B1F23; margin-bottom: 14px; font-size: 0.97rem; line-height: 1.75; }
    .choose-card p:last-child { margin-bottom: 0; }
    .choose-card strong { color: var(--text); }

    .cta-strip { background: linear-gradient(135deg, var(--brand-deep) 0%, var(--brand) 100%); border-radius: 18px; padding: 48px 32px; text-align: center; color: #fff; }
    .cta-strip h2 { font-size: 1.4rem; font-weight: 800; margin-bottom: 10px; }
    .cta-strip p { color: rgba(255,255,255,0.82); margin-bottom: 24px; font-size: 1rem; }

    footer { background: var(--text); color: rgba(255,255,255,0.6); padding: 36px 32px; }
    .footer-inner { max-width: 1040px; margin: 0 auto; display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 20px; }
    .footer-brand { display: flex; align-items: center; gap: 10px; text-decoration: none; }
    .footer-brand img { height: 34px; width: auto; border-radius: 8px; }
    .footer-brand span { font-size: 15px; font-weight: 700; color: rgba(255,255,255,0.7); }
    .footer-links { display: flex; gap: 24px; flex-wrap: wrap; }
    .footer-links a { color: rgba(255,255,255,0.5); font-size: 14px; transition: color 0.15s; }
    .footer-links a:hover { color: rgba(255,255,255,0.85); text-decoration: none; }
    .footer-copy { font-size: 13px; }

    @media (max-width: 760px) {
      .vs-row { grid-template-columns: 1fr; gap: 14px; }
      .vs-versus { padding: 6px 0; }
      .verdict-grid { grid-template-columns: 1fr; }
    }
    @media (max-width: 600px) {

      .container { padding: 40px 16px 56px; }
      .compare-table { overflow-x: auto; }
      .compare-table table { min-width: 540px; }
      .choose-card { padding: 24px 22px; }
      footer { padding: 28px 16px; }
      .footer-inner { flex-direction: column; align-items: flex-start; }
    }

    @media (max-width: 640px) { }

    .compare-illustration { text-align: center; padding: 48px 32px 0; }
    .compare-illustration img { max-width: 420px; width: 100%; }


/* ── compare-zeta.html */
:root {
      --brand: var(--teal); --brand-dark: var(--teal-mid); --brand-deep: var(--teal);
      --accent: var(--teal-mid); --text: var(--ink); --text-muted: var(--mute);
      --border: var(--line); --bg: var(--cream);
    }
    .btn { display: inline-flex; align-items: center; padding: 9px 20px; border-radius: 8px; font-size: 14px; font-weight: 600; cursor: pointer; transition: all 0.15s; border: none; text-decoration: none; }
    .btn-primary { background: var(--accent); color: #fff; padding: 12px 28px; font-size: 15px; border-radius: 10px; }
    .btn-primary:hover { background: #0E4A52; }
    .hero { background: linear-gradient(135deg, var(--brand-deep) 0%, var(--brand) 60%, #7BC2C9 100%); color: #fff; padding: 72px 32px 56px; text-align: center; }
    .hero-eyebrow { display: inline-block; background: rgba(255,255,255,0.15); color: rgba(255,255,255,0.92); font-size: 12px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; padding: 5px 14px; border-radius: 100px; margin-bottom: 18px; border: 1px solid rgba(255,255,255,0.25); }
    .hero h1 { font-size: clamp(1.9rem, 5vw, 2.6rem); font-weight: 800; line-height: 1.18; letter-spacing: -0.5px; margin-bottom: 14px; }
    .hero p { font-size: 1.1rem; color: rgba(255,255,255,0.85); max-width: 640px; margin: 0 auto; }
    .container { max-width: 920px; margin: 0 auto; padding: 64px 32px 80px; }
    .vs-row { display: grid; grid-template-columns: 1fr auto 1fr; gap: 28px; align-items: stretch; margin-bottom: 56px; }
    .vs-card { background: #fff; border: 1px solid var(--border); border-radius: 16px; padding: 28px 30px; }
    .vs-card.us { border-color: var(--brand); border-width: 2px; box-shadow: 0 6px 24px rgba(14,74,82,0.12); }
    .vs-card .vs-name { font-size: 1.15rem; font-weight: 800; color: var(--text); margin-bottom: 4px; }
    .vs-card.us .vs-name { color: var(--brand); }
    .vs-card .vs-tag { font-size: 12px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; color: var(--text-muted); margin-bottom: 14px; }
    .vs-card .vs-price { font-size: 2rem; font-weight: 900; color: var(--text); letter-spacing: -1px; }
    .vs-card .vs-price span { font-size: 0.55em; color: var(--text-muted); font-weight: 600; }
    .vs-card .vs-tldr { font-size: 0.95rem; color: #0B1F23; margin-top: 14px; line-height: 1.6; }
    .vs-versus { align-self: center; font-size: 1.2rem; font-weight: 800; color: var(--text-muted); padding: 0 8px; }
    .compare-table { background: #fff; border: 1px solid var(--border); border-radius: 14px; overflow: hidden; margin-bottom: 56px; }
    .compare-table table { width: 100%; border-collapse: collapse; font-size: 0.95rem; }
    .compare-table th { background: var(--bg); padding: 14px 18px; text-align: left; font-size: 0.78rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em; color: var(--text-muted); }
    .compare-table th:first-child { width: 38%; }
    .compare-table th:nth-child(2), .compare-table th:nth-child(3) { width: 31%; text-align: center; }
    .compare-table td { padding: 14px 18px; border-top: 1px solid var(--border); color: var(--text); vertical-align: top; }
    .compare-table td:nth-child(2), .compare-table td:nth-child(3) { text-align: center; font-weight: 600; }
    .compare-table td.yes { color: #0E6245; }
    .compare-table td.no  { color: var(--text-muted); font-weight: 500; }
    .compare-table tr.cat-row td { background: #F2E8D2; font-size: 0.78rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em; color: var(--brand); padding: 10px 18px; }
    .verdict-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-bottom: 56px; }
    .verdict-card { background: #fff; border: 1px solid var(--border); border-radius: 14px; padding: 26px 28px; }
    .verdict-card h3 { font-size: 1.05rem; font-weight: 800; margin-bottom: 12px; }
    .verdict-card.win-us h3 { color: var(--brand); }
    .verdict-card.win-them h3 { color: #c2410c; }
    .verdict-card ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
    .verdict-card li { font-size: 0.93rem; color: #0B1F23; line-height: 1.55; padding-left: 22px; position: relative; }
    .verdict-card.win-us  li::before { content: '✓'; position: absolute; left: 0; color: #0E6245; font-weight: 700; }
    .verdict-card.win-them li::before { content: '✓'; position: absolute; left: 0; color: #c2410c; font-weight: 700; }
    .choose-card { background: #fff; border: 1px solid var(--border); border-radius: 16px; padding: 32px 36px; margin-bottom: 32px; }
    .choose-card h2 { font-size: 1.3rem; font-weight: 800; margin-bottom: 18px; }
    .choose-card p { color: #0B1F23; margin-bottom: 14px; font-size: 0.97rem; line-height: 1.75; }
    .choose-card p:last-child { margin-bottom: 0; }
    .cta-strip { background: linear-gradient(135deg, var(--brand-deep) 0%, var(--brand) 100%); border-radius: 18px; padding: 48px 32px; text-align: center; color: #fff; }
    .cta-strip h2 { font-size: 1.4rem; font-weight: 800; margin-bottom: 10px; }
    .cta-strip p { color: rgba(255,255,255,0.82); margin-bottom: 24px; }
    @media (max-width: 760px) {
      .vs-row { grid-template-columns: 1fr; gap: 14px; }
      .verdict-grid { grid-template-columns: 1fr; }
    }


/* ── contact.html */
:root {
      --brand:      var(--teal);
      --brand-dark: var(--teal-mid);
      --brand-deep: var(--teal);
      --accent:     var(--teal-mid);
      --text:       var(--ink);
      --text-muted: var(--mute);
      --border:     var(--line);
      --bg:         var(--cream);
    }

    .btn { display: inline-flex; align-items: center; padding: 9px 20px; border-radius: 8px; font-size: 14px; font-weight: 600; cursor: pointer; transition: all 0.15s; border: none; text-decoration: none; }
    .btn:hover { text-decoration: none; }
    .btn-ghost-white { background: rgba(255,255,255,0.12); color: rgba(255,255,255,0.92); border: 1px solid rgba(255,255,255,0.25); }
    .btn-ghost-white:hover { background: rgba(255,255,255,0.22); color: #fff; }
    .btn-primary { background: var(--accent); color: #fff; padding: 12px 28px; font-size: 15px; border-radius: 10px; }
    .btn-primary:hover { background: #0E4A52; }

    .hero { background: linear-gradient(135deg, var(--brand-deep) 0%, var(--brand) 60%, #7BC2C9 100%); color: #fff; padding: 64px 32px 48px; text-align: center; }
    .hero h1, .hero h2, .hero h3, .hero p, .hero .hero-eyebrow { color: inherit; }
    .hero h1 { font-size: clamp(1.8rem, 4.5vw, 2.4rem); font-weight: 800; line-height: 1.18; letter-spacing: -0.4px; margin-bottom: 12px; }
    .hero p { font-size: 1.05rem; color: rgba(255,255,255,0.85); max-width: 540px; margin: 0 auto; }

    .container { max-width: 760px; margin: 0 auto; padding: 56px 32px 80px; }

    .channels { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 16px; margin-bottom: 48px; }
    .channel { background: #fff; border: 1px solid var(--border); border-radius: 14px; padding: 24px 22px; transition: box-shadow 0.15s, transform 0.15s; }
    .channel:hover { box-shadow: 0 6px 20px rgba(0,0,0,0.06); transform: translateY(-2px); }
    .channel-icon { font-size: 1.6rem; margin-bottom: 12px; }
    .channel h3 { font-size: 1rem; font-weight: 800; color: var(--text); margin-bottom: 6px; }
    .channel p { font-size: 0.9rem; color: var(--text-muted); margin-bottom: 14px; line-height: 1.55; }
    .channel a.channel-cta { font-weight: 700; font-size: 0.92rem; color: var(--accent); text-decoration: none; }

    .form-card { background: #fff; border: 1px solid var(--border); border-radius: 16px; padding: 36px 36px; margin-bottom: 32px; }
    .form-card h2 { font-size: 1.25rem; font-weight: 800; color: var(--text); margin-bottom: 8px; letter-spacing: -0.2px; }
    .form-card .muted { color: var(--text-muted); margin-bottom: 24px; font-size: 0.95rem; }
    label { display: block; font-size: 13px; font-weight: 600; color: var(--text); margin-bottom: 6px; }
    input[type="text"], input[type="email"], select, textarea {
      width: 100%; padding: 11px 14px; border: 1px solid var(--border); border-radius: 10px;
      font-size: 14px; font-family: inherit; color: var(--text); background: #fff;
      transition: border 0.15s, box-shadow 0.15s;
    }
    input[type="text"]:focus, input[type="email"]:focus, select:focus, textarea:focus {
      outline: none; border-color: var(--accent); box-shadow: 0 0 0 3px rgba(11,95,255,0.12);
    }
    textarea { resize: vertical; min-height: 130px; line-height: 1.55; }
    .form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-bottom: 18px; }
    .form-row.full { grid-template-columns: 1fr; }
    .form-help { font-size: 12px; color: var(--text-muted); margin-top: 6px; }
    .form-actions { margin-top: 24px; display: flex; align-items: center; gap: 16px; flex-wrap: wrap; }
    .form-actions .privacy-note { font-size: 12px; color: var(--text-muted); }

    .response-time { background: rgba(182,227,221,0.25); border: 1px solid rgba(14,74,82,0.2); border-radius: 12px; padding: 18px 22px; margin-top: 32px; display: flex; gap: 14px; align-items: flex-start; }
    .response-time-icon { flex-shrink: 0; width: 32px; height: 32px; border-radius: 50%; background: var(--brand); color: #fff; display: flex; align-items: center; justify-content: center; font-weight: 700; }
    .response-time h3 { font-size: 0.95rem; font-weight: 800; color: var(--brand-deep); margin-bottom: 4px; }
    .response-time p { font-size: 0.9rem; color: var(--brand-deep); margin: 0; }

    .faq-link { background: #fff; border: 1px solid var(--border); border-radius: 12px; padding: 22px 26px; margin-top: 32px; text-align: center; }
    .faq-link h3 { font-size: 1rem; font-weight: 700; color: var(--text); margin-bottom: 6px; }
    .faq-link p { font-size: 0.92rem; color: var(--text-muted); margin: 0 0 14px; }

    footer { background: var(--text); color: rgba(255,255,255,0.6); padding: 36px 32px; }
    .footer-inner { max-width: 1040px; margin: 0 auto; display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 20px; }
    .footer-brand { display: flex; align-items: center; gap: 10px; text-decoration: none; }
    .footer-brand img { height: 34px; width: auto; border-radius: 8px; }
    .footer-brand span { font-size: 15px; font-weight: 700; color: rgba(255,255,255,0.7); }
    .footer-links { display: flex; gap: 24px; flex-wrap: wrap; }
    .footer-links a { color: rgba(255,255,255,0.5); font-size: 14px; transition: color 0.15s; }
    .footer-links a:hover { color: rgba(255,255,255,0.85); text-decoration: none; }
    .footer-copy { font-size: 13px; }

    @media (max-width: 600px) {

      .container { padding: 36px 16px 56px; }
      .form-card { padding: 24px 22px; }
      .form-row { grid-template-columns: 1fr; }
      footer { padding: 28px 16px; }
      .footer-inner { flex-direction: column; align-items: flex-start; }
    }

    @media (max-width: 640px) { }


/* ── envelope-method-guide.html */
.guide-card { display:block; text-decoration:none; color:var(--ink); padding:28px 32px; border:1px solid var(--line); border-radius:18px; background:var(--cream); transition:box-shadow 0.2s, transform 0.2s; }
    .guide-card:hover { box-shadow:0 12px 32px rgba(14,74,82,0.1); transform:translateY(-2px); }
    .guide-card:hover h3 { color:var(--teal); }
    .guide-card h3 { font-size:22px; line-height:1.2; margin:10px 0 8px; transition:color 0.2s; }
    .step-num { font-family:'Fraunces',serif; font-size:72px; line-height:1; color:var(--coral); font-style:italic; }


/* ── envelope-method.html */
body { background:#F4EBD9; }
    .em-h { font-family:'Bricolage Grotesque',sans-serif; font-weight:700; letter-spacing:-0.04em; }
    .em-italic { font-family:'Instrument Serif',serif; font-style:italic; font-weight:400; letter-spacing:-0.02em; }
    .em-section { padding:100px 0; position:relative; }
    .em-rule { position:absolute; left:64px; right:64px; height:1px; background:var(--ink); opacity:0.4; }
    .env-card { position:relative; }
    .env-card .body { position:absolute; inset:0; border:1px solid rgba(0,0,0,0.15); border-radius:4px; }
    .env-card .flap { position:absolute; left:14px; right:14px; top:-16px; height:26px; background:#D9CFA8; border:1px solid rgba(0,0,0,0.15); border-bottom:none; border-radius:2px 2px 0 0; }
    .env-card .flap::before { content:''; position:absolute; inset:4px 8px; border:1px dashed rgba(0,0,0,0.25); }
    .env-card .triangle { position:absolute; left:0; right:0; top:8px; height:80px; clip-path:polygon(0 0, 100% 0, 50% 100%); opacity:0.45; }
    .env-card .label { position:absolute; left:16px; bottom:14px; right:16px; display:flex; justify-content:space-between; align-items:flex-end; }
    .env-card .name { font-family:'Bricolage Grotesque',sans-serif; font-size:14px; font-weight:700; text-transform:uppercase; letter-spacing:0.06em; color:var(--ink); }
    .env-card .amt { font-family:'Instrument Serif',serif; font-size:26px; font-weight:500; color:var(--ink); line-height:1; }
    .lf-nav { background:rgba(244,235,217,0.85); }
    details summary { list-style:none; }
    details summary::-webkit-details-marker { display:none; }
    details[open] summary { margin-bottom:12px; }


/* ── faq.html */
details { border-bottom:1px solid var(--line); }
    details summary { list-style:none; padding:24px 0; cursor:pointer; display:flex; justify-content:space-between; align-items:center; gap:24px; font-family:'Fraunces',serif; font-size:22px; font-weight:500; color:var(--ink); }
    details summary::-webkit-details-marker { display:none; }
    details summary::after { content:'+'; font-size:28px; color:var(--teal); font-weight:300; transition:transform 0.2s; flex-shrink:0; font-family:'Geist',sans-serif; }
    details[open] summary::after { transform:rotate(45deg); }
    details[open] summary { color:var(--teal); }
    details > div { padding:0 0 28px; font-family:'Fraunces',serif; font-weight:300; font-size:16px; line-height:1.7; color:#2a3940; max-width:680px; }
    details > div p { margin:0 0 14px; }


/* ── features.html */
.feat-row { padding:120px 0; }
    .feat-row .frame { display:grid; grid-template-columns:1fr 1.1fr; gap:80px; align-items:center; }
    .feat-row.flip .frame { grid-template-columns:1.1fr 1fr; }
    .feat-row.flip .feat-text { order:2; }
    .feat-row.flip .feat-vis { order:1; }
    .feat-num { font-size:14px; font-weight:500; color:var(--teal-mid); letter-spacing:0.04em; margin-bottom:18px; display:flex; align-items:center; gap:10px; }
    .feat-num::after { content:''; flex:1; height:1px; background:var(--teal-mid); opacity:0.3; }
    .feat-h { font-size:64px; line-height:0.96; margin-bottom:24px; }
    .feat-p { font-size:18px; line-height:1.55; color:var(--mute); margin-bottom:28px; max-width:520px; }
    .feat-list { list-style:none; padding:0; margin:0 0 32px; display:flex; flex-direction:column; gap:14px; }
    .feat-list li { display:flex; gap:14px; align-items:flex-start; font-size:15px; line-height:1.5; }
    .feat-list li .b { width:24px; height:24px; border-radius:50%; background:var(--aqua); color:var(--teal); flex-shrink:0; display:inline-flex; align-items:center; justify-content:center; font-weight:700; font-size:13px; }
    .device { background:var(--cream); border-radius:18px; box-shadow:0 30px 60px -20px rgba(14,74,82,0.25); overflow:hidden; }
    .device .bar { height:34px; background:var(--cream-deep); display:flex; align-items:center; padding:0 14px; gap:6px; }
    .device .bar span { width:9px; height:9px; border-radius:50%; }


/* ── free-budgeting-app.html */
:root {
      --brand:      var(--teal);
      --brand-dark: var(--teal-mid);
      --brand-deep: var(--teal);
      --accent:     var(--teal-mid);
      --text:       var(--ink);
      --text-muted: var(--mute);
      --border:     var(--line);
      --bg:         var(--cream);
    }

    /* Header */

    .header-actions { display: flex; gap: 10px; align-items: center; margin-left: auto; }
    .btn { display: inline-flex; align-items: center; gap: 6px; padding: 9px 20px; border-radius: 8px; font-size: 14px; font-weight: 600; cursor: pointer; transition: all 0.15s; border: none; text-decoration: none; }
    .btn:hover { text-decoration: none; }
    .btn-ghost-white { background: rgba(255,255,255,0.12); color: rgba(255,255,255,0.92); border: 1px solid rgba(255,255,255,0.25); }
    .btn-ghost-white:hover { background: rgba(255,255,255,0.22); color: #fff; }
    .btn-white { background: #fff; color: var(--brand-deep); }
    .btn-white:hover { background: #F2E8D2; }
    .btn-primary { background: var(--accent); color: #fff; }
    .btn-primary:hover { background: #0E4A52; }
    .btn-lg { padding: 14px 32px; font-size: 16px; border-radius: 10px; }

    /* Nav */

    @media (max-width: 820px) {}

    /* Hero */
    .hero { background: linear-gradient(135deg, var(--brand-deep) 0%, var(--brand) 55%, #7BC2C9 100%); color: #fff; padding: 88px 32px 80px; text-align: center; position: relative; overflow: hidden; }
    .hero h1, .hero h2, .hero h3, .hero p, .hero .hero-eyebrow { color: inherit; }
    .hero::before { content: ''; position: absolute; inset: 0; background: radial-gradient(ellipse 55% 45% at 20% 80%, rgba(165,180,252,0.18) 0%, transparent 60%), radial-gradient(ellipse 40% 35% at 80% 15%, rgba(165,180,252,0.14) 0%, transparent 55%); pointer-events: none; }
    .hero-inner { position: relative; max-width: 760px; margin: 0 auto; }
    .hero-badge { display: inline-flex; align-items: center; gap: 7px; background: rgba(255,255,255,0.14); color: rgba(255,255,255,0.95); font-size: 13px; font-weight: 700; padding: 6px 16px; border-radius: 100px; border: 1px solid rgba(255,255,255,0.28); margin-bottom: 24px; }
    .hero h1 { font-size: clamp(2.1rem, 5.5vw, 3rem); font-weight: 900; line-height: 1.12; letter-spacing: -0.6px; margin-bottom: 20px; }
    .hero h1 em { font-style: normal; color: #a5f3fc; }
    .hero-sub { font-size: 1.15rem; color: rgba(255,255,255,0.82); max-width: 560px; margin: 0 auto 36px; line-height: 1.65; }
    .hero-actions { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }
    .hero-note { margin-top: 18px; font-size: 13px; color: rgba(255,255,255,0.55); }

    /* Social proof strip */
    .proof-strip { background: var(--bg); border-bottom: 1px solid var(--border); padding: 20px 32px; }
    .proof-strip-inner { max-width: 900px; margin: 0 auto; display: flex; align-items: center; justify-content: center; gap: 40px; flex-wrap: wrap; }
    .proof-item { text-align: center; }
    .proof-val { font-size: 1.6rem; font-weight: 900; color: var(--brand); letter-spacing: -0.5px; }
    .proof-label { font-size: 12px; color: var(--text-muted); font-weight: 600; text-transform: uppercase; letter-spacing: 0.05em; }

    /* Features */
    .section { max-width: 960px; margin: 0 auto; padding: 80px 32px; }
    .section-label { font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: 1.5px; color: var(--brand); margin-bottom: 12px; }
    .section-heading { font-size: clamp(1.5rem, 3.5vw, 2rem); font-weight: 900; color: var(--text); letter-spacing: -0.3px; margin-bottom: 16px; line-height: 1.2; }
    .section-sub { font-size: 1.05rem; color: var(--text-muted); max-width: 600px; line-height: 1.7; margin-bottom: 48px; }
    .features-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
    .feature-card { background: var(--bg); border: 1px solid var(--border); border-radius: 16px; padding: 28px 26px; }
    .feature-icon { font-size: 1.8rem; margin-bottom: 14px; display: block; }
    .feature-card h3 { font-size: 1rem; font-weight: 800; color: var(--text); margin-bottom: 8px; }
    .feature-card p { font-size: 0.9rem; color: var(--text-muted); line-height: 1.65; margin: 0; }

    /* Free means free */
    .free-section { background: var(--teal-light); border-top: 1px solid var(--teal-mid); border-bottom: 1px solid var(--teal-mid); padding: 64px 32px; }
    .free-inner { max-width: 900px; margin: 0 auto; display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: center; }
    .free-text .section-label { color: var(--teal); }
    .free-text .section-heading { color: var(--teal); }
    .free-list { list-style: none; margin-top: 20px; display: flex; flex-direction: column; gap: 12px; }
    .free-list li { display: flex; align-items: flex-start; gap: 12px; font-size: 0.97rem; color: #1a3535; line-height: 1.5; }
    .free-list li::before { content: '?'; color: var(--teal); font-weight: 800; font-size: 1rem; flex-shrink: 0; margin-top: 1px; }
    .free-price-card { background: #fff; border: 2px solid var(--teal-mid); border-radius: 20px; padding: 36px 32px; text-align: center; box-shadow: 0 4px 20px rgba(13,115,119,0.1); }
    .free-price-card .price { font-size: 4.5rem; font-weight: 900; color: var(--teal); line-height: 1; letter-spacing: -2px; }
    .free-price-card .price-sub { font-size: 0.95rem; color: var(--text-muted); margin-top: 6px; margin-bottom: 20px; }
    .free-price-card .forever-badge { background: var(--teal); color: #fff; font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: 1px; padding: 5px 14px; border-radius: 100px; display: inline-block; }

    /* Comparison table */
    .compare-section { background: var(--bg); padding: 80px 32px; }
    .compare-inner { max-width: 900px; margin: 0 auto; }
    .compare-table { background: #fff; border: 1px solid var(--border); border-radius: 16px; overflow: hidden; }
    .compare-table table { width: 100%; border-collapse: collapse; font-size: 0.93rem; }
    .compare-table th { background: var(--bg); padding: 14px 18px; text-align: left; font-size: 0.75rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em; color: var(--text-muted); }
    .compare-table th:first-child { width: 32%; }
    .compare-table th:not(:first-child) { text-align: center; }
    .compare-table td { padding: 13px 18px; border-top: 1px solid var(--border); vertical-align: middle; }
    .compare-table td:not(:first-child) { text-align: center; font-weight: 600; font-size: 0.92rem; }
    .compare-table td.yes { color: #1F7A86; }
    .compare-table td.no { color: var(--text-muted); font-weight: 400; }
    .compare-table td.hi { color: var(--teal); font-weight: 800; font-size: 1rem; }
    .compare-table tr.us-row td { background: #f0f4ff; }
    .compare-table tr.us-row td:first-child { font-weight: 700; color: var(--brand); }

    /* How it works */
    .how-section { max-width: 900px; margin: 0 auto; padding: 80px 32px; }
    .steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; margin-top: 48px; }
    .step-card { text-align: center; }
    .step-num { width: 48px; height: 48px; background: var(--brand); color: #fff; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 18px; font-weight: 900; margin: 0 auto 16px; }
    .step-card h3 { font-size: 1rem; font-weight: 800; color: var(--text); margin-bottom: 8px; }
    .step-card p { font-size: 0.9rem; color: var(--text-muted); line-height: 1.65; margin: 0; }

    /* FAQ */
    .faq-section { background: var(--bg); padding: 80px 32px; }
    .faq-inner { max-width: 760px; margin: 0 auto; }
    .faq-item { background: #fff; border: 1px solid var(--border); border-radius: 12px; padding: 22px 26px; margin-bottom: 14px; }
    .faq-item h3 { font-size: 1rem; font-weight: 800; color: var(--text); margin-bottom: 10px; line-height: 1.4; }
    .faq-item p { font-size: 0.93rem; color: #0B1F23; line-height: 1.75; margin: 0; }

    /* Final CTA */
    .cta-section { background: linear-gradient(135deg, var(--brand-deep) 0%, var(--brand) 100%); padding: 96px 32px; text-align: center; color: #fff; }
    .cta-section h2 { font-size: clamp(1.7rem, 4vw, 2.4rem); font-weight: 900; margin-bottom: 14px; letter-spacing: -0.4px; }
    .cta-section p { font-size: 1.1rem; color: rgba(255,255,255,0.8); margin-bottom: 36px; max-width: 500px; margin-left: auto; margin-right: auto; }
    .cta-actions { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }

    /* Footer */
    footer { background: var(--text); color: rgba(255,255,255,0.6); padding: 40px 32px; }
    .footer-inner { max-width: 1040px; margin: 0 auto; display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 20px; }
    .footer-brand { display: flex; align-items: center; gap: 10px; text-decoration: none; }
    .footer-brand img { height: 34px; width: auto; border-radius: 8px; }
    .footer-brand span { font-size: 15px; font-weight: 700; color: rgba(255,255,255,0.7); }
    .footer-links { display: flex; gap: 24px; flex-wrap: wrap; }
    .footer-links a { color: rgba(255,255,255,0.5); font-size: 14px; transition: color 0.15s; }
    .footer-links a:hover { color: rgba(255,255,255,0.85); text-decoration: none; }
    .footer-copy { font-size: 13px; }

    @media (max-width: 760px) {
      .features-grid { grid-template-columns: 1fr 1fr; }
      .free-inner { grid-template-columns: 1fr; gap: 32px; }
      .steps { grid-template-columns: 1fr; gap: 24px; }
      .compare-table { overflow-x: auto; }
      .compare-table table { min-width: 580px; }
    }
    @media (max-width: 600px) {

      .hero { padding: 64px 16px 56px; }
      .section, .how-section { padding: 56px 16px; }
      .compare-section, .faq-section { padding: 56px 16px; }
      .free-section { padding: 56px 16px; }
      .cta-section { padding: 72px 16px; }
      .proof-strip { padding: 16px; }
      .proof-strip-inner { gap: 24px; }
      .features-grid { grid-template-columns: 1fr; }
      footer { padding: 32px 16px; }
      .footer-inner { flex-direction: column; align-items: flex-start; }
    }


/* ── glossary.html */
:root {
      --brand:      var(--teal);
      --brand-dark: var(--teal-mid);
      --brand-deep: var(--teal);
      --accent:     var(--teal-mid);
      --text:       var(--ink);
      --text-muted: var(--mute);
      --border:     var(--line);
      --bg:         var(--cream);
    }

    .btn { display: inline-flex; align-items: center; padding: 9px 20px; border-radius: 8px; font-size: 14px; font-weight: 600; cursor: pointer; transition: all 0.15s; border: none; text-decoration: none; }
    .btn:hover { text-decoration: none; }
    .btn-ghost-white { background: rgba(255,255,255,0.12); color: rgba(255,255,255,0.92); border: 1px solid rgba(255,255,255,0.25); }
    .btn-ghost-white:hover { background: rgba(255,255,255,0.22); color: #fff; }
    .btn-primary { background: var(--accent); color: #fff; padding: 12px 28px; font-size: 15px; border-radius: 10px; }
    .btn-primary:hover { background: #0E4A52; }

    .hero { background: linear-gradient(135deg, var(--brand-deep) 0%, var(--brand) 60%, #7BC2C9 100%); color: #fff; padding: 64px 32px 48px; text-align: center; }
    .hero h1, .hero h2, .hero h3, .hero p, .hero .hero-eyebrow { color: inherit; }
    .hero h1 { font-size: clamp(1.8rem, 4.5vw, 2.4rem); font-weight: 800; line-height: 1.18; letter-spacing: -0.4px; margin-bottom: 12px; }
    .hero p { font-size: 1.05rem; color: rgba(255,255,255,0.85); max-width: 560px; margin: 0 auto; }

    .container { max-width: 820px; margin: 0 auto; padding: 48px 32px 80px; }

    .alpha-nav {
      display: flex; flex-wrap: wrap; gap: 6px;
      background: #fff; border: 1px solid var(--border); border-radius: 12px;
      padding: 16px 18px; margin-bottom: 36px;
      position: sticky; top: 80px; z-index: 50;
      box-shadow: 0 2px 12px rgba(0,0,0,0.04);
    }
    .alpha-nav-label { font-size: 12px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; color: var(--text-muted); margin-right: 6px; align-self: center; }
    .alpha-nav a {
      display: inline-flex; align-items: center; justify-content: center;
      min-width: 28px; height: 28px; border-radius: 14px;
      padding: 0 8px;
      background: var(--bg); color: var(--brand-deep);
      font-size: 12px; font-weight: 700; text-decoration: none;
      transition: background 0.1s, color 0.1s;
    }
    .alpha-nav a:hover { background: var(--brand); color: #fff; text-decoration: none; }
    .alpha-nav a.disabled { color: var(--text-muted); opacity: 0.4; pointer-events: none; }

    .group { margin-bottom: 36px; scroll-margin-top: 160px; }
    .group h2 {
      font-size: 1rem; font-weight: 800; letter-spacing: 1px;
      color: var(--brand); text-transform: uppercase;
      padding: 12px 18px; background: #F2E8D2; border-radius: 10px;
      margin-bottom: 16px;
    }
    dl { display: flex; flex-direction: column; gap: 10px; }
    dt {
      font-size: 1.05rem; font-weight: 800; color: var(--text);
      margin-bottom: 4px; letter-spacing: -0.2px;
    }
    dd {
      background: #fff; border: 1px solid var(--border); border-radius: 12px;
      padding: 18px 22px; margin-bottom: 14px;
      color: #0B1F23; font-size: 0.97rem; line-height: 1.7;
    }
    dd p { margin-bottom: 10px; }
    dd p:last-child { margin-bottom: 0; }
    dd .see-also { display: block; margin-top: 12px; font-size: 0.85rem; color: var(--text-muted); }
    dd .see-also strong { color: var(--text); }

    .cta-strip { background: linear-gradient(135deg, var(--brand-deep) 0%, var(--brand) 100%); border-radius: 18px; padding: 44px 32px; text-align: center; margin-top: 48px; color: #fff; }
    .cta-strip h2 { font-size: 1.4rem; font-weight: 800; margin-bottom: 10px; }
    .cta-strip p { color: rgba(255,255,255,0.82); margin-bottom: 24px; font-size: 1rem; }

    footer { background: var(--text); color: rgba(255,255,255,0.6); padding: 36px 32px; }
    .footer-inner { max-width: 1040px; margin: 0 auto; display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 20px; }
    .footer-brand { display: flex; align-items: center; gap: 10px; text-decoration: none; }
    .footer-brand img { height: 34px; width: auto; border-radius: 8px; }
    .footer-brand span { font-size: 15px; font-weight: 700; color: rgba(255,255,255,0.7); }
    .footer-links { display: flex; gap: 24px; flex-wrap: wrap; }
    .footer-links a { color: rgba(255,255,255,0.5); font-size: 14px; transition: color 0.15s; }
    .footer-links a:hover { color: rgba(255,255,255,0.85); text-decoration: none; }
    .footer-copy { font-size: 13px; }

    @media (max-width: 600px) {

      .container { padding: 32px 16px 56px; }
      .alpha-nav { top: 72px; padding: 12px 14px; }
      footer { padding: 28px 16px; }
      .footer-inner { flex-direction: column; align-items: flex-start; }
    }

    @media (max-width: 640px) { }


/* ── guide-joint-budgeting.html */
.guide-body { max-width: 760px; margin: 0 auto; padding: 80px 32px 120px; font-size: 17px; line-height: 1.75; color: var(--ink); }
    .guide-body h2 { font-size: 40px; line-height: 1.1; margin: 64px 0 20px; border-top: 1px solid var(--line); padding-top: 48px; }
    .guide-body h3 { font-size: 26px; line-height: 1.2; margin: 40px 0 14px; color: var(--teal-mid); }
    .guide-body p { margin-bottom: 22px; }
    .guide-body ol, .guide-body ul { margin-bottom: 28px; padding-left: 28px; display: flex; flex-direction: column; gap: 12px; }
    .guide-body li { line-height: 1.65; }
    .guide-body a { color: var(--teal); text-decoration: underline; }
    .guide-body strong { color: var(--ink); }
    .highlight-box { background: var(--cream-deep); border-radius: 16px; padding: 28px 32px; margin: 36px 0; border-left: 4px solid var(--teal-mid); }
    .highlight-box .title { font-size: 13px; text-transform: uppercase; letter-spacing: 0.12em; color: var(--teal-mid); font-weight: 700; margin-bottom: 12px; }
    .highlight-box p { margin-bottom: 12px; }
    .highlight-box p:last-child { margin-bottom: 0; }
    .toc { background: var(--cream-deep); border-radius: 16px; padding: 28px 32px; margin: 40px 0; }
    .toc h2 { font-size: 16px; margin: 0 0 16px; border: none; padding: 0; }
    .toc ol { margin-bottom: 0; }
    .toc a { color: var(--teal); font-size: 15px; }


/* ── privacy.html, terms.html */
:root {
      --brand:      var(--teal);
      --brand-dark: var(--teal-mid);
      --brand-deep: var(--teal);
      --accent:     var(--teal-mid);
      --text:       var(--ink);
      --text-muted: var(--mute);
      --border:     var(--line);
      --bg:         var(--cream);
    }

    /* Header */

    .btn {
      display: inline-flex; align-items: center; padding: 9px 20px;
      border-radius: 8px; font-size: 14px; font-weight: 600;
      cursor: pointer; transition: all 0.15s; border: none; text-decoration: none;
    }
    .btn:hover { text-decoration: none; }
    .btn-ghost-white {
      background: rgba(255,255,255,0.12); color: rgba(255,255,255,0.92);
      border: 1px solid rgba(255,255,255,0.25);
    }
    .btn-ghost-white:hover { background: rgba(255,255,255,0.22); color: #fff; }

    /* Document layout */
    .doc-wrap {
      max-width: 740px;
      margin: 0 auto;
      padding: 56px 32px 80px;
      background: #fff;
      min-height: calc(100vh - 64px - 100px);
    }
    .doc-header { margin-bottom: 40px; padding-bottom: 28px; border-bottom: 1px solid var(--border); }
    .doc-header h1 { font-size: 2rem; font-weight: 800; letter-spacing: -0.3px; margin-bottom: 8px; }
    .doc-header p { color: var(--text-muted); font-size: 14px; }
    .doc-body h2 {
      font-size: 1.1rem; font-weight: 700; color: var(--text);
      margin: 36px 0 10px; padding-top: 4px;
    }
    .doc-body h2:first-child { margin-top: 0; }
    .doc-body p { margin-bottom: 14px; color: #0B1F23; }
    .doc-body p:last-child { margin-bottom: 0; }
    .doc-body ul { margin: 10px 0 14px 22px; }
    .doc-body ul li { margin-bottom: 6px; color: #0B1F23; }
    .doc-body a { color: var(--accent); }
    .doc-body strong { color: var(--text); }

    /* Footer */
    footer { background: var(--text); color: rgba(255,255,255,0.6); padding: 36px 32px; }
    .footer-inner {
      max-width: 1040px; margin: 0 auto;
      display: flex; align-items: center; justify-content: space-between;
      flex-wrap: wrap; gap: 20px;
    }
    .footer-brand { display: flex; align-items: center; gap: 10px; text-decoration: none; }
    .footer-brand img { height: 34px; width: auto; border-radius: 8px; }
    .footer-brand span { font-size: 15px; font-weight: 700; color: rgba(255,255,255,0.7); }
    .footer-links { display: flex; gap: 24px; flex-wrap: wrap; }
    .footer-links a { color: rgba(255,255,255,0.5); font-size: 14px; transition: color 0.15s; }
    .footer-links a:hover { color: rgba(255,255,255,0.85); text-decoration: none; }
    .footer-copy { font-size: 13px; }
    @media (max-width: 600px) {

      .doc-wrap { padding: 36px 16px 56px; }
      footer { padding: 28px 16px; }
      .footer-inner { flex-direction: column; align-items: flex-start; }
    }

    @media (max-width: 640px) { }
  
    /* Accessibility: skip-link + keyboard focus ring */


/* ── reports-and-insights.html */
:root {
      --brand:          var(--teal);
      --brand-dark:     var(--teal-mid);
      --brand-deep:     var(--teal);
      --accent:         var(--teal-mid);
      --brand-old:      var(--teal);
      --brand-dark-old: var(--teal-mid);
      --brand-deep-old: var(--teal);
      --accent-old:     var(--teal-mid);
      --text:           var(--ink);
      --text-muted:     var(--mute);
      --border:         var(--line);
      --bg:             var(--cream);
      --positive:       var(--teal-mid);
      --positive-soft:  var(--aqua);
      --negative:       var(--coral);
      --negative-soft:  var(--peach);
    }

    body {
      font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
      color: var(--text);
      background: var(--bg);
      font-size: 16px;
      line-height: 1.7;
    }

    /* Header */

    .btn {
      display: inline-flex; align-items: center; padding: 9px 20px;
      border-radius: 8px; font-size: 14px; font-weight: 600;
      cursor: pointer; transition: all 0.15s; border: none; text-decoration: none;
    }
    .btn:hover { text-decoration: none; }
    .btn-ghost-white {
      background: rgba(255,255,255,0.12); color: rgba(255,255,255,0.92);
      border: 1px solid rgba(255,255,255,0.25);
    }
    .btn-ghost-white:hover { background: rgba(255,255,255,0.22); color: #fff; }
    .btn-primary {
      background: var(--accent); color: #fff;
      border: 1px solid transparent;
      font-size: 15px; padding: 12px 28px;
    }
    .btn-primary:hover { background: #0050d8; }

    /* Hero */
    .hero {
      background: linear-gradient(135deg, #1b4332 0%, #0d2b1f 100%);
      color: #fff;
      padding: 72px 32px 80px;
      text-align: center;
    }
    .hero h1, .hero h2, .hero h3, .hero p, .hero .hero-eyebrow { color: inherit; }
    .hero-eyebrow {
      display: inline-block; background: rgba(255,255,255,0.15);
      color: rgba(255,255,255,0.9); font-size: 13px; font-weight: 600;
      letter-spacing: 0.06em; text-transform: uppercase;
      border-radius: 20px; padding: 4px 14px; margin-bottom: 20px;
    }
    .hero h1 {
      font-size: clamp(2rem, 5vw, 3rem); font-weight: 800;
      letter-spacing: -0.5px; margin-bottom: 18px;
      line-height: 1.15;
    }
    .hero p {
      font-size: 1.15rem; color: rgba(255,255,255,0.85);
      max-width: 560px; margin: 0 auto 32px;
    }

    /* Page content */
    .page-content {
      max-width: 900px;
      margin: 0 auto;
      padding: 0 32px 80px;
    }

    /* Sections */
    .section { margin-top: 64px; }
    .section-label {
      font-size: 12px; font-weight: 700; letter-spacing: 0.08em;
      text-transform: uppercase; color: var(--brand);
      margin-bottom: 8px;
    }
    .section-title {
      font-size: 1.6rem; font-weight: 800; letter-spacing: -0.3px;
      margin-bottom: 8px;
    }
    .section-sub {
      color: var(--text-muted); font-size: 1rem; margin-bottom: 36px;
    }

    /* KPI cards */
    .kpi-grid {
      display: grid;
      grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
      gap: 16px;
      margin-bottom: 32px;
    }
    .kpi-card {
      background: #fff;
      border: 1px solid var(--border);
      border-radius: 14px;
      padding: 24px 22px;
      transition: box-shadow 0.15s;
    }
    .kpi-card:hover { box-shadow: 0 4px 20px rgba(0,0,0,0.07); }
    .kpi-card .kpi-icon { font-size: 1.8rem; margin-bottom: 10px; display: block; }
    .kpi-card .kpi-label { font-size: 0.8rem; font-weight: 700; letter-spacing: 0.05em; text-transform: uppercase; color: var(--text-muted); margin-bottom: 6px; }
    .kpi-card .kpi-title { font-size: 1rem; font-weight: 700; color: var(--text); margin-bottom: 4px; }
    .kpi-card .kpi-desc { font-size: 0.85rem; color: var(--text-muted); line-height: 1.5; }

    /* Feature list */
    .feature-list {
      display: flex; flex-direction: column; gap: 0;
      background: #fff;
      border: 1px solid var(--border);
      border-radius: 16px;
      overflow: hidden;
    }
    .feature-item {
      display: flex; align-items: flex-start; gap: 20px;
      padding: 22px 28px;
      border-bottom: 1px solid var(--border);
    }
    .feature-item:last-child { border-bottom: none; }
    .feature-item .fi-icon {
      font-size: 1.6rem; flex-shrink: 0;
      width: 44px; height: 44px; border-radius: 10px;
      display: flex; align-items: center; justify-content: center;
    }
    .fi-green  { background: #d1fae5; }
    .fi-blue   { background: #dbeafe; }
    .fi-purple { background: #FAF4E8; }
    .fi-amber  { background: #fef3c7; }
    .fi-rose   { background: #ffe4e6; }
    .feature-item h3 { font-size: 0.97rem; font-weight: 700; margin-bottom: 4px; }
    .feature-item p { font-size: 0.88rem; color: var(--text-muted); line-height: 1.5; }

    /* Month summary table preview */
    .table-preview {
      background: #fff;
      border: 1px solid var(--border);
      border-radius: 16px;
      overflow: hidden;
      margin-top: 8px;
    }
    .table-preview table {
      width: 100%; border-collapse: collapse;
      font-size: 0.9rem;
    }
    .table-preview thead tr {
      background: var(--bg);
      border-bottom: 1px solid var(--border);
    }
    .table-preview thead th {
      padding: 12px 18px; text-align: left;
      font-size: 0.78rem; font-weight: 700;
      letter-spacing: 0.05em; text-transform: uppercase;
      color: var(--text-muted);
    }
    .table-preview tbody tr { border-bottom: 1px solid var(--border); }
    .table-preview tbody tr:last-child { border-bottom: none; }
    .table-preview tbody td {
      padding: 13px 18px; color: var(--text);
    }
    .badge {
      display: inline-block;
      border-radius: 6px; padding: 2px 9px;
      font-size: 0.8rem; font-weight: 600;
    }
    .badge-green { background: #d1fae5; color: #065f46; }
    .badge-red   { background: #ffe4e6; color: #9f1239; }

    /* Instructions */
    .instructions {
      background: #fff;
      border: 1px solid var(--border);
      border-radius: 16px;
      padding: 32px 36px;
      margin-top: 8px;
    }
    .instr-group { margin-bottom: 32px; }
    .instr-group:last-child { margin-bottom: 0; }
    .instr-group h3 {
      font-size: 0.85rem; font-weight: 700; letter-spacing: 0.06em;
      text-transform: uppercase; color: var(--text-muted);
      margin-bottom: 14px; padding-bottom: 8px;
      border-bottom: 1px solid var(--border);
    }
    .instructions ol { padding-left: 0; list-style: none; counter-reset: instr; }
    .instructions ol li {
      counter-increment: instr;
      display: flex; align-items: flex-start; gap: 16px;
      padding: 12px 0;
      border-bottom: 1px solid var(--border);
      font-size: 0.97rem;
    }
    .instructions ol li:last-child { border-bottom: none; }
    .instructions ol li::before {
      content: counter(instr);
      flex-shrink: 0;
      width: 28px; height: 28px; border-radius: 50%;
      background: var(--bg); border: 2px solid #1b4332;
      color: #1b4332; font-size: 0.82rem; font-weight: 700;
      display: flex; align-items: center; justify-content: center;
      margin-top: 2px;
    }
    .instructions ol li span { color: var(--text-muted); font-size: 0.93rem; }
    .instructions ol li strong { color: var(--text); display: block; margin-bottom: 2px; }

    /* CTA strip */
    .cta-strip {
      background: linear-gradient(135deg, #1b4332 0%, #0d2b1f 100%);
      border-radius: 20px;
      text-align: center;
      padding: 52px 32px;
      margin-top: 64px;
    }
    .cta-strip h2 { font-size: 1.6rem; font-weight: 800; color: #fff; margin-bottom: 12px; }
    .cta-strip p { color: rgba(255,255,255,0.8); margin-bottom: 28px; font-size: 1rem; }

    /* Footer */
    footer { background: var(--text); color: rgba(255,255,255,0.6); padding: 36px 32px; }
    .footer-inner {
      max-width: 1040px; margin: 0 auto;
      display: flex; align-items: center; justify-content: space-between;
      flex-wrap: wrap; gap: 20px;
    }
    .footer-brand { display: flex; align-items: center; gap: 10px; text-decoration: none; }
    .footer-brand img { height: 34px; width: auto; border-radius: 8px; }
    .footer-brand span { font-size: 15px; font-weight: 700; color: rgba(255,255,255,0.7); }
    .footer-links { display: flex; gap: 24px; flex-wrap: wrap; }
    .footer-links a { color: rgba(255,255,255,0.5); font-size: 14px; transition: color 0.15s; }
    .footer-links a:hover { color: rgba(255,255,255,0.85); text-decoration: none; }
    .footer-copy { font-size: 13px; }

    @media (max-width: 640px) {

      .hero { padding: 48px 16px 56px; }
      .page-content { padding: 0 16px 56px; }
      footer { padding: 28px 16px; }
      .footer-inner { flex-direction: column; align-items: flex-start; }
      .instructions { padding: 24px 20px; }
      .table-preview { overflow-x: auto; }
    }

    @media (max-width: 640px) { }
  
    /* Accessibility: skip-link + keyboard focus ring */

    .feature-illustration { text-align: center; padding: 48px 32px 0; }
    .feature-illustration img { max-width: 480px; width: 100%; }


/* ── signin.html */
*, *::before, *::after { box-sizing: border-box; }
    body { background: var(--cream); min-height: 100vh; margin: 0; }

    .auth-nav { padding: 22px 0; border-bottom: 1px solid var(--line); }
    .auth-nav .frame { display: flex; justify-content: space-between; align-items: center; }

    .auth-split { display: grid; grid-template-columns: 1fr 1fr; min-height: calc(100vh - 73px); }

    .auth-form-side { display: flex; align-items: center; justify-content: center; padding: 60px 40px; }
    .auth-form-inner { width: 100%; max-width: 380px; }

    .auth-eyebrow { font-family: 'Geist', sans-serif; font-size: 11px; font-weight: 700; text-transform: uppercase;
      letter-spacing: 0.1em; color: var(--mute); margin-bottom: 18px; }
    .auth-title { font-family: 'Fraunces', serif; font-size: 52px; line-height: 0.98; margin: 0 0 14px; color: var(--ink); }
    .auth-title em { font-style: italic; color: var(--teal-mid); }
    .auth-subtitle { font-size: 14px; color: var(--mute); line-height: 1.55; margin: 0 0 36px; }

    .oauth-btns { display: flex; flex-direction: column; gap: 10px; margin-bottom: 24px; }
    .oauth-btn { width: 100%; padding: 14px 18px; border-radius: 12px; background: var(--cream);
      border: 1px solid var(--line); font-size: 14px; font-weight: 600; color: var(--ink);
      cursor: pointer; display: flex; align-items: center; justify-content: center; gap: 10px;
      font-family: 'Geist', sans-serif; transition: background 0.15s; }
    .oauth-btn:hover { background: var(--cream-deep); }
    .oauth-btn:disabled { opacity: 0.5; cursor: default; }

    .auth-divider { display: flex; align-items: center; gap: 14px; margin: 0 0 24px;
      font-size: 11px; color: var(--mute); text-transform: uppercase; letter-spacing: 0.12em; }
    .auth-divider-line { flex: 1; height: 1px; background: var(--line); }

    .auth-form { display: flex; flex-direction: column; gap: 14px; }
    .field-label { font-size: 12px; font-weight: 600; color: var(--mute); text-transform: uppercase;
      letter-spacing: 0.08em; margin-bottom: 6px; display: block; }
    .field-label-row { display: flex; justify-content: space-between; align-items: center; margin-bottom: 6px; }
    .auth-input { width: 100%; padding: 14px 16px; border-radius: 12px; background: var(--cream);
      border: 1px solid var(--line); font-size: 14px; font-family: 'Geist', sans-serif;
      outline: none; color: var(--ink); transition: border-color 0.15s; }
    .auth-input:focus { border-color: var(--teal-mid); }
    .auth-check { display: flex; align-items: center; gap: 10px; font-size: 13px; color: var(--mute);
      margin-top: 6px; cursor: pointer; }
    .auth-check input { width: 16px; height: 16px; accent-color: var(--teal); }

    .auth-submit { margin-top: 14px; width: 100%; justify-content: center; padding: 16px;
      font-size: 15px; }

    .auth-error { background: #fef2f2; border: 1px solid #fecaca; color: #b91c1c; border-radius: 10px;
      padding: 12px 16px; font-size: 13px; display: none; }
    .auth-error.visible { display: block; }

    .auth-legal { font-size: 12px; color: var(--mute); text-align: center; margin-top: 32px; line-height: 1.6; }
    .auth-legal a { color: var(--teal); text-decoration: underline; }

    /* Right panel */
    .auth-art { background: var(--ink); position: relative; overflow: hidden;
      display: flex; align-items: center; justify-content: center; padding: 60px; }
    .auth-art-bg { position: absolute; inset: 0;
      background: radial-gradient(ellipse 80% 60% at 50% 80%, rgba(82,175,151,0.25) 0%, transparent 70%); }
    .auth-bubbles { position: absolute; inset: 0; overflow: hidden; }
    .bub { position: absolute; border-radius: 50%; }
    .auth-art-inner { position: relative; z-index: 2; text-align: center; max-width: 420px; }
    .auth-art-quote { font-family: 'Instrument Serif', serif; font-style: italic; font-size: 38px;
      line-height: 1.1; color: var(--cream); margin-bottom: 14px; }
    .auth-art-attr { font-size: 13px; color: var(--cream); opacity: 0.5; letter-spacing: 0.05em; }
    .auth-art-card { position: absolute; bottom: 40px; left: 40px; right: 40px;
      background: rgba(253,247,237,0.08); backdrop-filter: blur(20px);
      border: 1px solid rgba(253,247,237,0.15); border-radius: 16px;
      padding: 18px 22px; display: flex; align-items: center; gap: 18px; }
    .auth-art-card-icon { width: 38px; height: 38px; border-radius: 10px;
      background: rgba(82,175,151,0.25); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
    .auth-art-card-text { font-size: 13px; color: var(--cream); line-height: 1.5; }
    .auth-art-card-text strong { font-weight: 600; }
    .auth-art-card-text span { opacity: 0.6; font-size: 12px; display: block; }

    @media (max-width: 768px) {
      .auth-split { grid-template-columns: 1fr; }
      .auth-art { display: none; }
      .auth-form-side { padding: 40px 24px; }
    }


/* ── signup.html */
*, *::before, *::after { box-sizing: border-box; }
    body { background: var(--cream); min-height: 100vh; margin: 0; }

    .auth-nav { padding: 22px 0; border-bottom: 1px solid var(--line); }
    .auth-nav .frame { display: flex; justify-content: space-between; align-items: center; }

    .auth-split { display: grid; grid-template-columns: 1fr 1.2fr; min-height: calc(100vh - 73px); }

    /* Left art panel */
    .auth-art { background: var(--ink); position: relative; overflow: hidden; padding: 60px;
      display: flex; flex-direction: column; justify-content: space-between; color: var(--cream); }
    .auth-art-bg { position: absolute; inset: 0;
      background: radial-gradient(ellipse 70% 50% at 30% 30%, rgba(241,144,124,0.18) 0%, transparent 60%); }
    .auth-art-content { position: relative; z-index: 2; }
    .art-eyebrow { font-family: 'Geist', sans-serif; font-size: 11px; font-weight: 700;
      text-transform: uppercase; letter-spacing: 0.1em; color: var(--coral); margin-bottom: 16px; }
    .art-title { font-family: 'Fraunces', serif; font-size: 66px; line-height: 0.96;
      color: var(--cream); margin: 0 0 18px; }
    .art-title em { font-style: italic; color: var(--coral); }
    .art-body { font-size: 16px; line-height: 1.6; opacity: 0.7; max-width: 380px; margin: 0; }
    .art-fish { position: relative; z-index: 2; text-align: center; }
    .art-fish-quote { font-family: 'Instrument Serif', serif; font-style: italic; font-size: 28px;
      line-height: 1.2; color: var(--cream); }
    .art-fish-attr { font-size: 12px; opacity: 0.5; margin-top: 6px; }
    .art-stats { position: relative; z-index: 2; display: grid; grid-template-columns: repeat(3,1fr);
      gap: 16px; padding-top: 32px; border-top: 1px solid rgba(253,247,237,0.12); }
    .art-stat-val { font-family: 'Fraunces', serif; font-size: 36px; color: var(--coral); line-height: 1; }
    .art-stat-val.cream { color: var(--cream); }
    .art-stat-label { font-size: 11px; opacity: 0.6; text-transform: uppercase;
      letter-spacing: 0.1em; margin-top: 4px; }

    /* Right form panel */
    .auth-form-side { display: flex; align-items: center; justify-content: center; padding: 60px 80px; }
    .auth-form-inner { width: 100%; max-width: 520px; }

    /* Step indicator */
    .step-indicator { display: flex; align-items: center; gap: 10px; margin-bottom: 36px; flex-wrap: wrap; }
    .step-dot { width: 28px; height: 28px; border-radius: 50%; display: flex; align-items: center;
      justify-content: center; font-size: 12px; font-weight: 700; flex-shrink: 0; }
    .step-active { background: var(--coral); color: var(--cream); }
    .step-done { background: var(--teal); color: var(--cream); }
    .step-todo { background: var(--cream-deep); color: var(--mute); }
    .step-line { flex: 0 0 32px; height: 2px; }
    .step-line.done { background: var(--teal); }
    .step-line.todo { background: var(--cream-deep); }
    .step-label { font-size: 12px; color: var(--mute); margin-left: auto; text-transform: uppercase; letter-spacing: 0.1em; }

    /* Fields */
    .field-label { font-size: 12px; font-weight: 600; color: var(--mute); text-transform: uppercase;
      letter-spacing: 0.08em; margin-bottom: 6px; display: block; }
    .auth-input { width: 100%; padding: 14px 16px; border-radius: 12px; background: var(--cream);
      border: 1px solid var(--line); font-size: 14px; font-family: 'Geist', sans-serif;
      outline: none; color: var(--ink); transition: border-color 0.15s; }
    .auth-input:focus { border-color: var(--teal-mid); }

    .auth-error { background: #fef2f2; border: 1px solid #fecaca; color: #b91c1c; border-radius: 10px;
      padding: 12px 16px; font-size: 13px; display: none; margin-bottom: 16px; }
    .auth-error.visible { display: block; }

    /* Divider */
    .auth-divider { display: flex; align-items: center; gap: 14px; margin: 24px 0;
      font-size: 11px; color: var(--mute); text-transform: uppercase; letter-spacing: 0.12em; }
    .auth-divider-line { flex: 1; height: 1px; background: var(--line); }

    /* OAuth buttons */
    .oauth-btns { display: flex; flex-direction: column; gap: 10px; margin-bottom: 0; }
    .oauth-btn { width: 100%; padding: 14px 18px; border-radius: 12px; background: var(--cream);
      border: 1px solid var(--line); font-size: 14px; font-weight: 600; color: var(--ink);
      cursor: pointer; display: flex; align-items: center; justify-content: center; gap: 10px;
      font-family: 'Geist', sans-serif; transition: background 0.15s; }
    .oauth-btn:hover { background: var(--cream-deep); }
    .oauth-btn:disabled { opacity: 0.5; cursor: default; }

    /* Envelope picker */
    .env-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-bottom: 14px; }
    .env-pick { padding: 14px 16px; background: var(--cream); border: 1.5px solid var(--line);
      border-radius: 14px; cursor: pointer; display: flex; align-items: center; gap: 12px;
      transition: all 0.15s; user-select: none; }
    .env-pick:hover { border-color: var(--teal); }
    .env-pick.checked { border-color: var(--teal); background: rgba(14,74,82,0.05); }
    .env-pick input[type=checkbox] { display: none; }
    .env-icon { width: 30px; height: 30px; border-radius: 8px; display: flex; align-items: center;
      justify-content: center; font-family: 'Fraunces', serif; font-weight: 600; font-size: 14px;
      flex-shrink: 0; }
    .env-name { font-size: 14px; font-weight: 600; color: var(--ink); }
    .env-pick:not(.checked) .env-name { color: var(--mute); }
    .env-add-badge { margin-left: auto; font-size: 11px; color: var(--mute); padding: 3px 8px;
      border-radius: 6px; background: var(--cream-deep); }
    .env-total-card { padding: 18px 22px; background: var(--cream-deep); border-radius: 14px;
      display: flex; align-items: center; justify-content: space-between; margin-bottom: 32px; }
    .env-total-label { font-size: 11px; text-transform: uppercase; letter-spacing: 0.1em;
      color: var(--mute); font-weight: 600; }
    .env-total-val { font-family: 'Fraunces', serif; font-size: 32px; line-height: 1; margin-top: 4px; color: var(--ink); }
    .env-total-val span { font-size: 13px; color: var(--mute); font-family: 'Geist', sans-serif; }

    /* Bank step */
    .bank-options { display: flex; flex-direction: column; gap: 12px; margin-bottom: 32px; }
    .bank-option { padding: 20px 22px; background: var(--cream); border: 1.5px solid var(--line);
      border-radius: 16px; cursor: pointer; display: flex; align-items: center; gap: 16px;
      transition: all 0.15s; }
    .bank-option:hover { border-color: var(--teal); background: rgba(14,74,82,0.03); }
    .bank-option-icon { width: 44px; height: 44px; border-radius: 12px; display: flex;
      align-items: center; justify-content: center; flex-shrink: 0; }
    .bank-option-text strong { font-size: 15px; font-weight: 600; color: var(--ink); display: block; }
    .bank-option-text span { font-size: 13px; color: var(--mute); }

    /* Nav buttons */
    .step-nav { display: flex; gap: 10px; }
    .btn-back { padding: 14px 22px; border-radius: 999px; background: var(--cream);
      border: 1px solid var(--line); font-size: 14px; font-weight: 600; cursor: pointer;
      font-family: 'Geist', sans-serif; color: var(--ink); }
    .btn-back:hover { background: var(--cream-deep); }
    .btn-continue { flex: 1; justify-content: center; }

    .auth-legal { font-size: 12px; color: var(--mute); text-align: center; margin-top: 28px; line-height: 1.6; }
    .auth-legal a { color: var(--teal); text-decoration: underline; }

    @media (max-width: 900px) {
      .auth-split { grid-template-columns: 1fr; }
      .auth-art { display: none; }
      .auth-form-side { padding: 40px 24px; }
    }


/* ── snowball-vs-avalanche.html */
main { flex: 1; }

    /* ── Article layout ── */
    .article-outer { max-width: 820px; margin: 0 auto; padding: 56px 24px 80px; }

    /* ── Hero ── */
    .sva-hero { background: linear-gradient(135deg, #1f4f5b 0%, var(--teal) 55%, #7BC2C9 100%); color: #fff; padding: 72px 32px 60px; text-align: center; }
    .sva-hero h1, .sva-hero p { color: inherit; }
    .sva-eyebrow { display: inline-block; background: rgba(255,255,255,0.15); color: rgba(255,255,255,0.92); font-size: 12px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; padding: 5px 14px; border-radius: 100px; margin-bottom: 20px; border: 1px solid rgba(255,255,255,0.25); }
    .sva-hero h1 { font-size: clamp(1.8rem, 5vw, 2.6rem); font-weight: 800; line-height: 1.15; letter-spacing: -0.5px; margin-bottom: 16px; max-width: 760px; margin-left: auto; margin-right: auto; }
    .sva-hero p  { font-size: 1.08rem; color: rgba(255,255,255,0.85); max-width: 600px; margin: 0 auto 28px; line-height: 1.65; }
    .sva-hero-cta { display: inline-flex; align-items: center; gap: 8px; background: rgba(255,255,255,0.18); border: 1.5px solid rgba(255,255,255,0.35); color: #fff; border-radius: 10px; padding: 11px 24px; font-size: 0.95rem; font-weight: 700; text-decoration: none; transition: all 0.15s; }
    .sva-hero-cta:hover { background: rgba(255,255,255,0.3); text-decoration: none; color: #fff; }

    /* ── Breadcrumb ── */
    .lf-breadcrumbs-bar { background: var(--cream); padding: 14px 0; border-bottom: 1px solid var(--line); font-size: 13px; }

    /* ── Section headings ── */
    .article-outer h2 { font-size: 1.45rem; font-weight: 800; margin: 48px 0 16px; letter-spacing: -0.3px; }
    .article-outer h3 { font-size: 1.1rem; font-weight: 800; margin: 32px 0 10px; }
    .article-outer p  { font-size: 0.97rem; line-height: 1.75; color: var(--ink); margin-bottom: 14px; }
    .article-outer ul, .article-outer ol { padding-left: 22px; margin-bottom: 16px; }
    .article-outer li { font-size: 0.97rem; line-height: 1.7; color: var(--ink); margin-bottom: 6px; }
    .article-divider { border: none; border-top: 1px solid var(--line); margin: 52px 0; }

    /* ── Method cards (side-by-side) ── */
    .method-defs { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin: 24px 0 40px; }
    .mdef-card { border: 1.5px solid var(--line); border-radius: 18px; padding: 28px 24px; }
    .mdef-card.snowball { border-color: #4a9e71; background: #f6fbf8; }
    .mdef-card.avalanche { border-color: var(--teal); background: #f4f8f9; }
    .mdef-badge { display: inline-block; font-size: 11px; font-weight: 800; text-transform: uppercase; letter-spacing: 0.08em; padding: 4px 10px; border-radius: 100px; margin-bottom: 12px; }
    .mdef-card.snowball .mdef-badge { background: #d1fae5; color: #065f46; }
    .mdef-card.avalanche .mdef-badge { background: #cce8ec; color: #1f4f5b; }
    .mdef-card h3 { font-size: 1.15rem; font-weight: 800; margin: 0 0 10px; }
    .mdef-card.snowball h3 { color: #1a6646; }
    .mdef-card.avalanche h3 { color: var(--teal); }
    .mdef-card p { font-size: 0.9rem; line-height: 1.65; color: var(--ink); margin-bottom: 10px; }
    .mdef-card p:last-child { margin-bottom: 0; }
    .mdef-win  { font-size: 0.83rem; font-weight: 700; margin-top: 12px; padding-top: 12px; border-top: 1px solid var(--line); }
    .mdef-card.snowball .mdef-win  { color: #1a6646; }
    .mdef-card.avalanche .mdef-win { color: var(--teal); }
    .mdef-cost { font-size: 0.83rem; color: var(--mute); margin-top: 4px; }

    /* ── Scenario boxes ── */
    .scenario-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin: 20px 0 36px; }
    .scenario-item { background: var(--cream); border: 1px solid var(--line); border-radius: 14px; padding: 18px 20px; }
    .scenario-item .sc-num { font-size: 1.2rem; font-weight: 900; color: var(--teal); margin-bottom: 6px; font-family: 'Fraunces', serif; }
    .scenario-item p { font-size: 0.9rem; line-height: 1.6; color: var(--ink); margin: 0; }

    /* ── Example table ── */
    .example-wrap { background: var(--cream); border: 1px solid var(--line); border-radius: 18px; padding: 28px; margin: 20px 0 36px; }
    .example-wrap h4 { font-size: 0.95rem; font-weight: 800; margin: 0 0 14px; color: var(--ink); }
    .debt-example-table { width: 100%; border-collapse: collapse; font-size: 0.88rem; margin-bottom: 14px; }
    .debt-example-table th, .debt-example-table td { padding: 9px 12px; border: 1px solid var(--line); text-align: left; }
    .debt-example-table th { background: #fff; font-weight: 700; font-size: 0.8rem; text-transform: uppercase; letter-spacing: 0.05em; color: var(--mute); }
    .result-compare { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-top: 18px; }
    .rc-col { border-radius: 12px; padding: 16px 18px; }
    .rc-col.snowball  { background: #f0faf5; border: 1.5px solid #4a9e71; }
    .rc-col.avalanche { background: #f0f8fa; border: 1.5px solid var(--teal); }
    .rc-col h5 { font-size: 0.85rem; font-weight: 800; text-transform: uppercase; letter-spacing: 0.06em; margin: 0 0 10px; }
    .rc-col.snowball h5  { color: #1a6646; }
    .rc-col.avalanche h5 { color: var(--teal); }
    .rc-stat { font-size: 1.1rem; font-weight: 900; margin-bottom: 2px; }
    .rc-col.snowball  .rc-stat { color: #1a6646; }
    .rc-col.avalanche .rc-stat { color: var(--teal); }
    .rc-lbl { font-size: 0.78rem; color: var(--mute); margin-bottom: 8px; }
    .rc-order { font-size: 0.83rem; color: var(--ink); line-height: 1.55; }
    .winner-badge { display: inline-block; font-size: 11px; font-weight: 800; text-transform: uppercase; letter-spacing: 0.06em; padding: 3px 9px; border-radius: 100px; background: #d1fae5; color: #065f46; margin-left: 8px; vertical-align: middle; }

    /* ── Embedded calculator ── */
    .calc-section { margin: 52px 0; }
    .calc-section > h2 { margin-bottom: 6px; }
    .calc-section > .calc-intro { font-size: 0.97rem; color: var(--mute); margin-bottom: 28px; }

    .sva-calc-card { background: #fff; border: 1.5px solid var(--line); border-radius: 20px; padding: 32px; box-shadow: var(--shadow); }
    .sva-calc-card h3 { font-size: 1rem; font-weight: 800; margin: 0 0 18px; }

    /* Debt rows */
    .sva-debt-list { margin-bottom: 12px; }
    .sva-debt-row { display: grid; grid-template-columns: 1fr 110px 90px 110px 36px; gap: 8px; align-items: end; margin-bottom: 10px; }
    .sva-field { display: flex; flex-direction: column; gap: 3px; }
    .sva-field label { font-size: 0.75rem; font-weight: 600; color: var(--ink); }
    .sva-field input { border: 1.5px solid var(--line); border-radius: 8px; padding: 8px 10px; font-size: 0.9rem; font-family: inherit; color: var(--ink); background: #fafafa; width: 100%; transition: border-color 0.15s, box-shadow 0.15s; }
    .sva-field input:focus { border-color: var(--teal); box-shadow: 0 0 0 3px rgba(43,106,122,0.12); outline: none; background: #fff; }
    .sva-field input::-webkit-inner-spin-button, .sva-field input::-webkit-outer-spin-button { -webkit-appearance: none; }
    .sva-remove-btn { background: none; border: 1.5px solid var(--line); color: var(--mute); border-radius: 7px; cursor: pointer; font-size: 1rem; padding: 6px 8px; display: flex; align-items: center; justify-content: center; transition: all 0.15s; align-self: end; }
    .sva-remove-btn:hover { border-color: var(--red); color: var(--red); background: #fff5f5; }
    .sva-add-btn { display: inline-flex; align-items: center; gap: 6px; background: var(--cream); border: 1.5px dashed var(--line); color: var(--teal); border-radius: 8px; padding: 8px 14px; font-size: 0.88rem; font-weight: 600; cursor: pointer; transition: all 0.15s; font-family: inherit; margin-top: 2px; }
    .sva-add-btn:hover { border-color: var(--teal); background: #f0ece3; }

    /* Extra payment */
    .sva-extra-row { display: grid; grid-template-columns: 1fr auto; gap: 14px; align-items: center; margin: 20px 0 6px; }
    .sva-extra-row label { font-size: 0.88rem; font-weight: 700; }
    .sva-extra-display { font-size: 1.1rem; font-weight: 800; color: var(--teal); min-width: 72px; text-align: right; }
    .sva-range { width: 100%; -webkit-appearance: none; height: 6px; border-radius: 3px; background: var(--line); cursor: pointer; margin-top: 8px; }
    .sva-range::-webkit-slider-thumb { -webkit-appearance: none; width: 22px; height: 22px; border-radius: 50%; background: var(--teal); border: 2px solid #fff; box-shadow: 0 1px 4px rgba(0,0,0,0.2); cursor: pointer; }
    .sva-range-hint { font-size: 0.78rem; color: var(--mute); margin: 4px 0 0; }

    /* Results */
    .sva-results { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-top: 28px; }
    .sva-res-col { border-radius: 14px; padding: 20px 22px; border: 2px solid var(--line); }
    .sva-res-col.snowball  { border-color: #4a9e71; background: #f6fbf8; }
    .sva-res-col.avalanche { border-color: var(--teal); background: #f4f8f9; }
    .sva-res-col.winner    { box-shadow: 0 0 0 3px rgba(43,106,122,0.15); }
    .sva-res-label { font-size: 0.78rem; font-weight: 800; text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 12px; display: flex; align-items: center; gap: 8px; }
    .sva-res-col.snowball  .sva-res-label { color: #1a6646; }
    .sva-res-col.avalanche .sva-res-label { color: var(--teal); }
    .sva-winner-chip { font-size: 10px; font-weight: 800; text-transform: uppercase; letter-spacing: 0.06em; padding: 2px 8px; border-radius: 100px; background: #d1fae5; color: #065f46; }
    .sva-res-stat { font-size: 1.6rem; font-weight: 900; letter-spacing: -0.5px; line-height: 1; margin-bottom: 2px; }
    .sva-res-col.snowball  .sva-res-stat { color: #1a6646; }
    .sva-res-col.avalanche .sva-res-stat { color: var(--teal); }
    .sva-res-stat-lbl { font-size: 0.75rem; color: var(--mute); margin-bottom: 12px; }
    .sva-res-interest { font-size: 0.9rem; font-weight: 700; color: var(--ink); }
    .sva-res-interest-lbl { font-size: 0.78rem; color: var(--mute); margin-top: 2px; }
    .sva-res-order { font-size: 0.82rem; color: var(--ink); line-height: 1.6; margin-top: 14px; padding-top: 12px; border-top: 1px solid var(--line); }
    .sva-res-order .ord-title { font-size: 0.73rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.06em; color: var(--mute); margin-bottom: 4px; }

    .sva-empty-state { text-align: center; padding: 20px; color: var(--mute); font-size: 0.9rem; }

    .sva-calc-cta { margin-top: 22px; padding-top: 20px; border-top: 1px solid var(--line); display: flex; align-items: center; justify-content: space-between; gap: 12px; flex-wrap: wrap; }
    .sva-calc-cta p { font-size: 0.85rem; color: var(--mute); margin: 0; flex: 1; min-width: 200px; }
    .sva-calc-cta-btn { display: inline-flex; align-items: center; gap: 6px; background: var(--teal); color: #fff; border-radius: 10px; padding: 11px 20px; font-size: 0.9rem; font-weight: 700; text-decoration: none; white-space: nowrap; transition: background 0.15s; }
    .sva-calc-cta-btn:hover { background: #1f4f5b; text-decoration: none; color: #fff; }

    /* ── FAQ ── */
    .faq-section { margin: 0 0 60px; }
    .faq-section h2 { font-size: 1.45rem; font-weight: 800; margin-bottom: 24px; }
    .faq-item { border-bottom: 1px solid var(--line); padding: 18px 0; }
    .faq-item:first-of-type { border-top: 1px solid var(--line); }
    .faq-q { font-size: 0.97rem; font-weight: 700; margin-bottom: 8px; }
    .faq-a { font-size: 0.92rem; line-height: 1.7; color: var(--ink); }

    /* ── Bottom CTA ── */
    .sva-bottom-cta { background: linear-gradient(135deg, #1f4f5b 0%, var(--teal) 100%); border-radius: 20px; padding: 48px 36px; text-align: center; color: #fff; margin: 52px 0 0; }
    .sva-bottom-cta h2 { font-size: 1.45rem; font-weight: 800; color: #fff; margin-bottom: 10px; }
    .sva-bottom-cta p  { color: rgba(255,255,255,0.82); margin-bottom: 26px; font-size: 0.97rem; }
    .sva-cta-btns { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }
    .sva-btn-white { display: inline-flex; align-items: center; gap: 6px; background: #fff; color: var(--teal); border-radius: 12px; padding: 13px 24px; font-size: 0.95rem; font-weight: 800; text-decoration: none; transition: all 0.15s; }
    .sva-btn-white:hover { background: #f0ece3; text-decoration: none; color: var(--teal); }
    .sva-btn-ghost { display: inline-flex; align-items: center; gap: 6px; background: rgba(255,255,255,0.15); border: 1.5px solid rgba(255,255,255,0.35); color: #fff; border-radius: 12px; padding: 12px 22px; font-size: 0.95rem; font-weight: 700; text-decoration: none; transition: all 0.15s; }
    .sva-btn-ghost:hover { background: rgba(255,255,255,0.28); text-decoration: none; color: #fff; }

    /* ── Responsive ── */
    @media (max-width: 680px) {
      .method-defs { grid-template-columns: 1fr; }
      .scenario-grid { grid-template-columns: 1fr; }
      .result-compare { grid-template-columns: 1fr; }
      .sva-debt-row { grid-template-columns: 1fr 1fr; }
      .sva-debt-row .sva-dr-name { grid-column: 1 / -1; }
      .sva-debt-row .sva-remove-btn { grid-column: 2; grid-row: 3; justify-self: end; align-self: end; }
      .sva-results { grid-template-columns: 1fr; }
      .sva-calc-card { padding: 22px 18px; }
      .sva-bottom-cta { padding: 36px 22px; }
      .sva-cta-btns { flex-direction: column; align-items: center; }
    }
    @media (max-width: 480px) {
      .sva-hero { padding: 52px 18px 44px; }
      .article-outer { padding: 40px 16px 60px; }
    }


/* ── tags-and-categories.html */
:root {
      --brand:      var(--teal);
      --brand-dark: var(--teal-mid);
      --brand-deep: var(--teal);
      --accent:     var(--teal-mid);
      --text:       var(--ink);
      --text-muted: var(--mute);
      --border:     var(--line);
      --bg:         var(--cream);
    }

    /* Header */

    .btn {
      display: inline-flex; align-items: center; padding: 9px 20px;
      border-radius: 8px; font-size: 14px; font-weight: 600;
      cursor: pointer; transition: all 0.15s; border: none; text-decoration: none;
    }
    .btn:hover { text-decoration: none; }
    .btn-ghost-white {
      background: rgba(255,255,255,0.12); color: rgba(255,255,255,0.92);
      border: 1px solid rgba(255,255,255,0.25);
    }
    .btn-ghost-white:hover { background: rgba(255,255,255,0.22); color: #fff; }
    .btn-primary {
      background: var(--accent); color: #fff;
      border: 1px solid transparent;
      font-size: 15px; padding: 12px 28px;
    }
    .btn-primary:hover { background: #0E4A52; }

    /* Hero */
    .hero {
      background: linear-gradient(135deg, #0E4A52 0%, #1F7A86 100%);
      color: #fff;
      padding: 72px 32px 80px;
      text-align: center;
    }
    .hero h1, .hero h2, .hero h3, .hero p, .hero .hero-eyebrow { color: inherit; }
    .hero-eyebrow {
      display: inline-block; background: rgba(255,255,255,0.15);
      color: rgba(255,255,255,0.9); font-size: 13px; font-weight: 600;
      letter-spacing: 0.06em; text-transform: uppercase;
      border-radius: 20px; padding: 4px 14px; margin-bottom: 20px;
    }
    .hero h1 {
      font-size: clamp(2rem, 5vw, 3rem); font-weight: 800;
      letter-spacing: -0.5px; margin-bottom: 18px;
      line-height: 1.15;
    }
    .hero p {
      font-size: 1.15rem; color: rgba(255,255,255,0.85);
      max-width: 560px; margin: 0 auto 32px;
    }

    /* Tag pill cluster in hero */
    .hero-tags {
      display: flex; flex-wrap: wrap; gap: 10px;
      justify-content: center; margin-bottom: 32px;
    }
    .tag-pill {
      background: rgba(255,255,255,0.18);
      color: #fff; font-size: 0.88rem; font-weight: 600;
      border-radius: 20px; padding: 5px 14px;
      border: 1px solid rgba(255,255,255,0.3);
    }

    /* Page content */
    .page-content {
      max-width: 900px;
      margin: 0 auto;
      padding: 0 32px 80px;
    }

    /* Sections */
    .section { margin-top: 64px; }
    .section-label {
      font-size: 12px; font-weight: 700; letter-spacing: 0.08em;
      text-transform: uppercase; color: var(--brand);
      margin-bottom: 8px;
    }
    .section-title {
      font-size: 1.6rem; font-weight: 800; letter-spacing: -0.3px;
      margin-bottom: 8px;
    }
    .section-sub {
      color: var(--text-muted); font-size: 1rem; margin-bottom: 36px;
    }

    /* Use case grid */
    .use-case-grid {
      display: grid;
      grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
      gap: 20px;
      margin-top: 8px;
    }
    .use-case-card {
      background: #fff;
      border: 1px solid var(--border);
      border-radius: 14px;
      padding: 26px 22px;
      transition: box-shadow 0.15s;
    }
    .use-case-card:hover { box-shadow: 0 4px 20px rgba(0,0,0,0.07); }
    .use-case-card .uc-icon { font-size: 2.2rem; margin-bottom: 14px; display: block; }
    .use-case-card h3 { font-size: 1rem; font-weight: 700; margin-bottom: 8px; }
    .use-case-card p { font-size: 0.88rem; color: var(--text-muted); line-height: 1.55; margin-bottom: 12px; }
    .uc-tags { display: flex; flex-wrap: wrap; gap: 6px; }
    .uc-tag {
      background: var(--bg); border: 1px solid var(--border);
      color: var(--brand); font-size: 0.78rem; font-weight: 600;
      border-radius: 12px; padding: 2px 10px;
    }

    /* How tags work */
    .how-tags {
      background: #fff;
      border: 1px solid var(--border);
      border-radius: 16px;
      overflow: hidden;
      margin-top: 8px;
    }
    .how-item {
      display: flex; align-items: flex-start; gap: 20px;
      padding: 22px 28px;
      border-bottom: 1px solid var(--border);
    }
    .how-item:last-child { border-bottom: none; }
    .how-icon {
      font-size: 1.5rem; flex-shrink: 0;
      width: 44px; height: 44px; border-radius: 10px;
      display: flex; align-items: center; justify-content: center;
    }
    .hi-violet { background: #FAF4E8; }
    .hi-pink   { background: #FAF4E8; }
    .hi-blue   { background: #B6E3DD; }
    .hi-green  { background: #B6E3DD; }
    .how-item h3 { font-size: 0.97rem; font-weight: 700; margin-bottom: 4px; }
    .how-item p  { font-size: 0.88rem; color: var(--text-muted); line-height: 1.5; }

    /* Filter demo */
    .filter-demo {
      background: #fff;
      border: 1px solid var(--border);
      border-radius: 16px;
      padding: 28px 32px;
      margin-top: 32px;
    }
    .filter-demo h3 {
      font-size: 0.82rem; font-weight: 700; letter-spacing: 0.06em;
      text-transform: uppercase; color: var(--text-muted);
      margin-bottom: 16px;
    }
    .filter-bar {
      display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 20px;
    }
    .filter-tag-active {
      background: #0E4A52; color: #fff;
      font-size: 0.85rem; font-weight: 600;
      border-radius: 20px; padding: 5px 14px;
    }
    .filter-tag-inactive {
      background: var(--bg); border: 1px solid var(--border);
      color: var(--text-muted); font-size: 0.85rem;
      border-radius: 20px; padding: 5px 14px;
    }
    .demo-results { display: flex; flex-direction: column; gap: 0; }
    .demo-row {
      display: grid; grid-template-columns: 1fr auto auto; column-gap: 20px; align-items: center;
      padding: 11px 0;
      border-bottom: 1px solid var(--border);
      font-size: 0.9rem;
    }
    .demo-row:last-child { border-bottom: none; }
    .demo-row .dr-entity { font-weight: 600; }
    .demo-row .dr-tags { display: flex; gap: 6px; flex-wrap: wrap; }
    .demo-row .dr-tag {
      background: #F2E8D2; border: 1px solid #B6E3DD;
      color: #0E4A52; font-size: 0.75rem; font-weight: 600;
      border-radius: 10px; padding: 1px 8px;
    }
    .demo-row .dr-amount { font-weight: 700; color: #B23B2A; }

    /* Instructions */
    .instructions {
      background: #fff;
      border: 1px solid var(--border);
      border-radius: 16px;
      padding: 32px 36px;
      margin-top: 8px;
    }
    .instructions ol { padding-left: 0; list-style: none; counter-reset: instr; }
    .instructions ol li {
      counter-increment: instr;
      display: flex; align-items: flex-start; gap: 16px;
      padding: 14px 0;
      border-bottom: 1px solid var(--border);
      font-size: 0.97rem;
    }
    .instructions ol li:last-child { border-bottom: none; }
    .instructions ol li::before {
      content: counter(instr);
      flex-shrink: 0;
      width: 30px; height: 30px; border-radius: 50%;
      background: var(--bg); border: 2px solid #0E4A52;
      color: #0E4A52; font-size: 0.85rem; font-weight: 700;
      display: flex; align-items: center; justify-content: center;
      margin-top: 1px;
    }
    .instructions ol li span { color: var(--text-muted); font-size: 0.93rem; }
    .instructions ol li strong { color: var(--text); display: block; margin-bottom: 2px; }

    /* CTA strip */
    .cta-strip {
      background: linear-gradient(135deg, #0E4A52 0%, #1F7A86 100%);
      border-radius: 20px;
      text-align: center;
      padding: 52px 32px;
      margin-top: 64px;
    }
    .cta-strip h2 { font-size: 1.6rem; font-weight: 800; color: #fff; margin-bottom: 12px; }
    .cta-strip p { color: rgba(255,255,255,0.8); margin-bottom: 28px; font-size: 1rem; }

    /* Footer */
    footer { background: var(--text); color: rgba(255,255,255,0.6); padding: 36px 32px; }
    .footer-inner {
      max-width: 1040px; margin: 0 auto;
      display: flex; align-items: center; justify-content: space-between;
      flex-wrap: wrap; gap: 20px;
    }
    .footer-brand { display: flex; align-items: center; gap: 10px; text-decoration: none; }
    .footer-brand img { height: 34px; width: auto; border-radius: 8px; }
    .footer-brand span { font-size: 15px; font-weight: 700; color: rgba(255,255,255,0.7); }
    .footer-links { display: flex; gap: 24px; flex-wrap: wrap; }
    .footer-links a { color: rgba(255,255,255,0.5); font-size: 14px; transition: color 0.15s; }
    .footer-links a:hover { color: rgba(255,255,255,0.85); text-decoration: none; }
    .footer-copy { font-size: 13px; }

    @media (max-width: 640px) {

      .hero { padding: 48px 16px 56px; }
      .page-content { padding: 0 16px 56px; }
      footer { padding: 28px 16px; }
      .footer-inner { flex-direction: column; align-items: flex-start; }
      .instructions { padding: 24px 20px; }
      .filter-demo { padding: 20px 18px; }
      .how-item { gap: 14px; }
    }

    @media (max-width: 640px) { }
  
    /* Accessibility: skip-link + keyboard focus ring */

    .feature-illustration { text-align: center; padding: 48px 32px 0; }
    .feature-illustration img { max-width: 480px; width: 100%; }


/* ── index.html */
/* Homepage responsive — the hero is desktop-first with the whale absolutely
       positioned in the 2nd grid column. On mobile the whale would overlap the
       text, so we stack columns vertically, scale the whale to fit, and dial
       down typography. Same logic applied to the other 2-column sections lower
       on the page so they stack cleanly. */
    @media (max-width: 768px) {
      .frame { padding-left: 24px !important; padding-right: 24px !important; }
      section.home-hero { min-height: 0 !important; }
      section.home-hero > div.frame {
        grid-template-columns: 1fr !important;
        gap: 32px !important;
        padding-top: 40px !important;
        padding-bottom: 40px !important;
      }
      section.home-hero h1 { font-size: 52px !important; line-height:0.98 !important; }
      section.home-hero p { font-size: 17px !important; }
      section.home-hero .home-hero-visual { height: 240px !important; order: 2; overflow: hidden; }
      section.home-hero .fish-bob {
        position: absolute !important;
        left: 50% !important;
        right: auto !important;
        top: 0 !important;
        animation: none !important;
        transform: translateX(-50%) scale(0.45) !important;
        transform-origin: top center;
        filter: none !important;
      }
      /* Disable expensive blur compositing on the sticky nav during scroll */
      .lf-nav { backdrop-filter: none !important; background: rgba(250,244,232,0.97) !important; }
      /* Floating envelope cards are positioned with negative offsets for the
         desktop hero composition. On mobile they clip and look broken — hide
         them and keep the whale as the visual anchor. */
      section.home-hero .home-hero-visual > div:not(.fish-bob) { display: none; }
      section.home-hero .home-hero-cta-row { flex-wrap: wrap; gap: 12px !important; }
      section.home-hero .home-hero-meta-row { flex-wrap: wrap; gap: 12px !important; row-gap: 8px !important; }
      section.home-hero .home-hero-meta-row > span:nth-child(even) { display: none; }

      /* Decorative dots positioned for desktop layout — hide on mobile so they
         don't end up over text when the section reflows. */
      section.home-hero > div[style*="position:absolute"] { display: none !important; }

      /* Generic 2-column stacks below the hero. */
      .home-2col { grid-template-columns: 1fr !important; gap: 32px !important; }
      .home-2col h2 { font-size: 44px !important; }

      /* Force any inline-styled multi-column grid in body sections to stack.
         Excludes the lf-nav/lf-footer system grids and the hero we already
         handled above. */
      main section [style*="grid-template-columns"] {
        grid-template-columns: 1fr !important;
        gap: 32px !important;
      }

      /* Reduce large display typography that's set inline at desktop sizes
         (60-104px). Keep proportions but shrink for narrow viewports. */
      main section h1[style*="font-size:9"],
      main section h1[style*="font-size:10"],
      main section h2[style*="font-size:6"],
      main section h2[style*="font-size:7"],
      main section h2[style*="font-size:8"],
      main section h2[style*="font-size:9"] {
        font-size: 48px !important;
        line-height: 1.02 !important;
        margin-top: 0 !important;
      }
      main section h3[style*="font-size:5"],
      main section h3[style*="font-size:6"] {
        font-size: 36px !important;
      }

      /* Tighten section padding so we don't get huge dead space between sections. */
      main section { padding-top: 56px !important; padding-bottom: 56px !important; }

      /* Footer: 5-col grid clips on mobile. Stack to 2 cols (logo+tagline on
         top; the four link columns paired below) so links stay readable. */
      .lf-footer .grid { grid-template-columns: 1fr 1fr !important; gap: 28px !important; }
      .lf-footer .grid > div:first-child { grid-column: 1 / -1; }
      .lf-footer .legal { flex-direction: column; align-items: flex-start !important; gap: 8px !important; }

      /* Hide decorative absolute-positioned overlays anywhere inside body
         sections (except the hero, handled above). Includes the floating
         envelope cards, transaction cards, decorative dots, and the rotated
         fish in the final CTA. The body content is the SEO/UX value on
         mobile; visual flourishes only get in the way at this width. */
      main section:not(.home-hero) [style*="position:absolute"] {
        display: none !important;
      }
      /* Collapse any tall "visual column" containers that held absolute
         children, so they don't leave 500px of empty space below the text. */
      main section:not(.home-hero) [style*="position:relative"][style*="height:5"],
      main section:not(.home-hero) [style*="position:relative"][style*="height:6"],
      main section:not(.home-hero) [style*="position:relative"][style*="height:7"] {
        height: auto !important;
        min-height: 0 !important;
      }

      /* Final CTA: undo the desktop margin-top:200px that left room for the
         floating fish (now hidden). */
      main section h2[style*="margin-top:200px"] { margin-top: 0 !important; }

      /* Card/feature visualizations that float over text — drop their absolute
         positioning so they flow normally below the card body. */
      main section .frame .card[style*="position:absolute"],
      main section .frame [style*="position:absolute"][style*="bottom"]:not(.lf-nav-cta) {
        position: relative !important;
        bottom: auto !important;
        left: auto !important;
        right: auto !important;
        top: auto !important;
        transform: none !important;
        margin-top: 16px;
      }
    }