Updated May 2026
LazeeFish — The Mint Replacement
Mint shut down on March 23, 2024. LazeeFish is $5/month, actively maintained, and does something Mint never did: it helps you plan before you spend, not just track after.
A indie envelope budgeter with Plaid bank sync. Proactive planning, auto-categorization, and real budgeting — not just spending tracking.
Mint was a free, ad-supported spending tracker with 20+ million users. Intuit closed it in March 2024 and migrated users to Credit Karma. Credit Karma carried over net worth and a monthly spending breakdown, but not budgeting itself — you can't set spending limits or build a monthly budget there.
| Feature | LazeeFish | Mint (was) |
|---|---|---|
| Status & Pricing | ||
| Currently active | Yes | Shut down |
| Monthly cost | $5/month | Was free |
| Data still accessible | Yes | No — gone |
| Subscription required | No | No |
| Budgeting approach | ||
| Budgeting style | Envelope / zero-based | Spending tracker |
| Proactive planning | Yes — plan ahead | No — track after |
| Zero-based budgeting | Yes | No |
| Monthly allocation automation | Yes | No |
| Over-budget alerts | Yes | Basic only |
| Bank sync & transactions | ||
| Bank sync (Plaid) | Yes | Was (Plaid) |
| AI categorization | Yes — custom rules | Was — auto only |
| Multiple tags per transaction (auto-applied) | Yes — unlimited | No — one category |
| Manual transaction entry | Yes | Limited |
| Transaction tags | Yes — unlimited | No |
| Reporting | ||
| Monthly summary reports | Yes | Was |
| Spending trend chart | Yes | Was |
| Net worth dashboard | Yes | Was |
| Platform | ||
| Web app | Yes | Was |
| Native mobile app | Mobile-web only | Was iOS & Android |
| Data export | Yes | No longer |
| Joint accounts (multi-user) | Yes — included | No longer |
| Privacy | ||
| Sells / shares your data | No | Yes (ad model) |
| Stores bank credentials | No (Plaid only) | No (Plaid only) |
| Recurring Bills & Subscriptions | ||
| Recurring bill tracking | Yes — included | No longer |
| Subscription auto-detection | Yes — included | No longer |
| CSV import | Yes — included | Was yes |
Every competitor claim on this page is checked against the vendor's own pricing and documentation, with sources and dates recorded. Prices and features still change — if something here looks wrong, tell us and we'll fix it.
Why LazeeFish is the better replacement
- Actually budgets. Mint tracked. LazeeFish plans. You decide where every dollar goes before the month starts, not after it ends.
- still $5/month, still active. No shutdown date, no Intuit acquisition. Indie-owned and built to stay affordable ($5/month).
- Your data stays yours. No ad-supported model — LazeeFish doesn't sell your financial data to insurers or lenders.
- Bank sync via Plaid. The same secure bank connection technology Mint used, still works, still live.
- Custom auto-categorization. Define your own rules once — every new transaction from that merchant is posted automatically.
What Mint did well (and where to look)
- Bill tracking. Mint's bill calendar was genuinely useful. It's on our roadmap — check back soon.
- Native mobile apps. Mint had first-class iOS and Android apps. LazeeFish is mobile-responsive web for now.
- Investment tracking. Mint tracked investment accounts. LazeeFish is focused on budgeting and spending today.
- Credit score. Mint surfaced your credit score. This isn't a budgeting feature — use Credit Karma or your bank directly.
- Scale of support. Mint's community was large. We're growing — reach us directly and we actually reply.
Switching from Mint to LazeeFish
The big mindset shift: Mint showed you where your money went. LazeeFish asks you where it should go — before you spend it. That's the difference between tracking and budgeting, and it's why the envelope method outperforms every reactive tracker in every study on household savings behavior.
The switch takes about ten minutes. Connect your bank (Plaid, same as Mint used), set up your envelopes (spending categories with monthly allocations), and let auto-categorization do the filing. If a transaction comes through from a merchant you've seen before, it's posted automatically — no manual data entry.
If you're also evaluating paid options, our LazeeFish vs YNAB comparison covers the main paid alternative in the envelope-budgeting space. Curious how much switching to proactive budgeting could save you? Try the savings calculator.
One thing to know about how LazeeFish is built: it does envelope budgeting and nothing else. There is no 50/30/20 mode, no flexible spending plan, and no way to change method without changing apps. That is a deliberate choice rather than a missing feature — if you have drifted out of envelope budgeting before, a tool with no fallback is the point. But it is a real constraint, and if you would rather have one app that can change approach as your life changes, weigh that before you switch.
Make the switch from Mint in minutes
No credit card. Connect a bank and set up your first envelope in under ten minutes.
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