🔄 Free forever · Auto-detects from your bank

Your subscriptions.
All of them.
Automatically.

LazeeFish scans your bank history and surfaces every recurring charge — Netflix, Spotify, gym, insurance, everything. See the real monthly and annual cost in one place. Free forever.

Find my subscriptions How bill tracking works

Rocket Money charges up to $144/yr to cancel subscriptions. LazeeFish: free.

— What you find out

Three things you didn't know
you were paying for.

The average American spends $219/month on subscriptions — and guesses $86. LazeeFish shows you the real number.

📊

Total monthly cost

All your subscriptions summed into one honest number. Monthly and annually. Broken down by category. No more guessing how much you're actually spending on streaming.

The real number
🗓️

What's due next

Upcoming renewals ranked by date. See what hits your account this week and this month before it surprises you — not after. Annual renewals especially have a way of appearing at the worst time.

No more surprises
✂️

Cancel candidates

Services that show up in your history but that you don't remember signing up for. Or ones you renewed out of habit. LazeeFish doesn't cancel for you — but it tells you what to look at.

Make the cut
— How it finds them

Detected automatically.
Not entered manually.

Link your bank with Plaid and LazeeFish analyzes your transaction history. Anything that appears at a regular interval — monthly, weekly, annually — gets flagged as a likely recurring charge.

The pattern detection looks at gap regularity: if the same payee hits your account every 27–32 days, that's monthly. Every 6–8 days, weekly. LazeeFish only surfaces patterns with enough occurrences and low enough variability to be confident.

You review each suggestion and either track it or dismiss it. Once tracked, it appears in your subscription list with monthly cost, next renewal, and fulfillment status when each charge posts.

Detected patterns
N
Netflix
Monthly · $15.49 · 8 occurrences
Track it
S
Spotify
Monthly · $10.99 · 11 occurrences
Track it
G
Planet Fitness
Monthly · $24.99 · 6 occurrences
Cancel?
AM
Amazon Prime
Annual · $139.00 · Due in 47 days
Track it
Total tracked monthly $51.47 / mo
— What happens each month

Expected. Fulfilled. Skipped.
Every bill accounted for.

LazeeFish doesn't just list subscriptions — it tracks each one month by month. When the charge hits your bank, it auto-fulfills. When you cancel, you mark it skipped. Nothing falls through.

Expected

The charge is coming. LazeeFish knows the date window. It's waiting in your dashboard, reminding you what's about to leave your account.

Fulfilled

The charge posted and Plaid delivered it. LazeeFish matched it to the expectation automatically — no manual entry, no duplicate. Done for the month.

Skipped

You cancelled, or this month's occurrence doesn't apply. Mark it skipped and it drops off the upcoming view. The template stays in case the service restarts.

Bank → LazeeFish
1
Plaid imports Netflix charge
$15.49 · Recurring · May 7
2
LazeeFish fuzzy-matches it
Amount ±10% · Date ±5 days
Netflix May occurrence fulfilled
No duplicate entry · No manual step
— Plaid-aware

Bank imports fulfill
expectations automatically.

Connect your bank and when a recurring charge posts, LazeeFish matches it to the scheduled expectation using fuzzy matching — amount within 10%, date within 5 days. The occurrence is marked fulfilled with no extra step.

No duplicate transactions. No manual reconciliation. You see what was expected, what arrived, and what's still coming — all in one view. See how bank sync and recurring bills work together.

— Other apps charge for this

$0 vs $144/year.
For the same feature.

LazeeFish
$0
Free forever
Rocket Money
$144
per year (max)
YNAB
$109
per year
Monarch
$99.99
per year

Subscription tracking and recurring bill management are paywalled in almost every popular finance app. We think a tool that helps you spend less shouldn't cost money to use.

Start free
— Common questions

Subscription tracker FAQ.

How does LazeeFish find my subscriptions?

LazeeFish analyzes your transaction history for recurring patterns — same payee, regular interval, consistent amount. Anything that appears monthly, weekly, annually, or biweekly with low variability gets surfaced as a detected subscription. You link your bank via Plaid (takes about 2 minutes) and the detection runs on your existing history automatically.

Does LazeeFish cancel subscriptions for me?

No. LazeeFish shows you what you're paying for — the cancellation is your call. We think that's better: you get visibility and agency without handing over credentials to a third-party cancellation service. To cancel, go directly to the provider. To stop tracking the subscription in LazeeFish, mark future occurrences as skipped or delete the template.

What if a subscription amount changes?

The fuzzy matching has a default 10% amount tolerance, so small price changes (like a $0.50 annual increase) still auto-fulfill. For larger changes — a new plan tier, for example — you'll see the charge post as a normal transaction and the occurrence will remain "Expected" until you manually fulfill it or edit the template amount.

Do I need to link a bank to use this?

The auto-detection feature requires a Plaid bank connection — that's how LazeeFish sees your transaction history. But you can also add subscriptions manually by going to Setup → Recurring Bills and creating a template. Auto-detection is the faster path if you have 6+ months of history.

What's the difference between the Subscription Tracker and Recurring Bills?

They're the same underlying feature — Recurring Bills is the full system (any repeating expense, any frequency, full occurrence management). The Subscription Tracker is a focused view on monthly and annual charges specifically, with a summary card showing total cost and detect-and-dismiss suggestions. If you want the full occurrence history and skip/fulfill controls, use Recurring Bills. If you want a quick "what am I paying every month," use Subscriptions.

Is this feature free?

Yes. Subscription tracking, auto-detection, and recurring bill management are all part of the free plan. Unlimited subscriptions, unlimited templates. See pricing.

Know what you're paying.
Cut what you're not using.

Connect your bank, let LazeeFish scan your history, and see every recurring charge in under 2 minutes. Free forever.

Find my subscriptions free How recurring bills work