Updated May 2026
How we stack up
against the rest.
Honest comparisons. We even point out where the others are better.
Updated May 2026. Tell us if anything's wrong — we'll fix it.
We don't pretend
to be best at everything.
Beats us at
Education. Their podcast and workshops are genuinely excellent. If you want to be lectured into financial enlightenment, they're better than us.
Beats us at
Investment tracking. Cost basis, dividends, portfolio drift — they go deep. We do the basics.
Beats us at
iOS polish. Their app is gorgeous. Ours is clean — but if you live on iPhone, theirs is the love letter.
Which budgeting app
is right for you?
- You want a $5/month all-in price with no premium tier above
- You believe in envelope budgeting or want to learn it
- You're budgeting with a partner and don't want to pay per seat
- You have recurring bills, subscriptions, or debt you want to track automatically
- You came from Mint and want bank sync without ads (at $5/month instead of free-with-ads)
- You live in a native iOS/Android app and won't use a web app → YNAB or Monarch
- You want a structured educational curriculum alongside the software → YNAB
- You need serious investment portfolio tracking → Monarch
- You prefer spreadsheets over apps → Tiller
- You want AI-powered transaction sorting with polished iOS design → Copilot
Common questions
What does LazeeFish actually cost?
$5/month or $50/year, with a 30-day free trial (no card required to start). Bank sync, joint accounts, recurring bills, savings goals, and debt tracking are all included — no premium tier above. The business model is to stay lean and grow by word of mouth rather than by selling data or showing ads.
What happened to Mint?
Mint was shut down by Intuit on March 23, 2024. Existing users were redirected to Credit Karma, which took over net worth tracking and spending breakdowns but not budgeting — there is no way to set spending limits or build a monthly budget. LazeeFish is a common Mint replacement because it offers the two things Mint users relied on most — bank sync and spending categorization — without ads or data selling. $5/month, 30-day free trial.
How does LazeeFish compare to YNAB specifically?
Both use envelope budgeting. LazeeFish is $5/month; YNAB costs $109/year. LazeeFish includes joint accounts, recurring bills auto-detection, and debt tracking in its $5/month plan — and YNAB includes them too, in a subscription that costs $109/yr rather than $60. YNAB has better native mobile apps and a stronger educational community. See the full LazeeFish vs YNAB comparison for more detail.
Which app is best for couples?
LazeeFish supports joint budgets with separate logins, shared envelopes, and private envelopes — all included in the $5/month plan, no per-user fee. YNAB covers up to six people on one subscription too, at $109/year. Honeydue is couples-only but lacks envelope budgeting. For most couples who want full envelope budgeting with shared visibility, LazeeFish is the strongest affordable option. The couples budgeting guide covers the setup in detail.
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