— Pricing

Updated May 2026

$5 a month.
30-day free trial.

Real envelope budgeting with Plaid bank sync. No card to start. Cancel anytime.

Coming from YNAB? See the comparison →

Personal — full access
Monthly

$5/ mo

Cancel anytime

Save $10
Annual

$50/ yr

~$4.17/mo · billed yearly

Everything you need to run envelope budgeting on autopilot. No tiers. No upsells. Just the product.

Start free trial

30-day free trial. No card to start.

— Why $5?

Budgeting shouldn't cost $180 a year.

YNAB is $14.99/mo. Monarch is $14.99/mo. Lunch Money is $9.99/mo. We charge what we'd be happy paying ourselves — and we keep the product lean so we don't have to charge more.

— No tricks
  • No hidden tier
  • No ads, ever
  • No selling your data
  • No card at signup
— Apples to apples

How we stack
against the rest.

Same features as the premium apps, at one-third the price. We don't think you should pay $180/year to budget the $40,000 you actually earn.

Feature LazeeFish YNAB Mint (shut down Jan 2024) Monarch
Annual cost $50 $109 Shut down 2024 $99.99
Free trial 30 days, no card 34 days 7 days
Envelope budgeting ~
Auto bank sync
Refund auto-match
Move-money on overspend manual
Joint accounts (multi-user) ✓ included Included ($109/yr) Included ($99.99/yr)
Auto-categorization manual
Sells your data No No Yes No
Shows you ads No No Yes No
Recurring bill tracking Included Included Included
Debt tracking & auto-split Included
CSV import / export Included
See full comparison →
— Common questions

But, like... really?

Is there really a free trial? +

Yes — 30 days of full access, 30-day free trial, no card to start. You'll only be charged if you choose to subscribe at the end. If you don't, the app drops to read-only and your data stays put.

Why $5 a month? +

Because envelope budgeting shouldn't cost $180 a year. YNAB is $14.99/mo. Monarch is $14.99/mo. We charge what we'd be happy paying ourselves — and we keep the product lean so we don't have to charge more.

What if I signed up before May 2026? +

You're grandfathered on the Founders plan — full access, forever, free. We're not taking back access we already gave. Thanks for being early.

Can I cancel anytime? +

Yes. Cancel in one click in the Stripe Customer Portal and you'll keep access through the period you've paid for. After that, your data stays in read-only mode — come back anytime, your envelopes will still be there.

What's the catch? +

No catch. We don't run ads, we don't sell data, we don't have a "Pro tier you'll regret not having." Five bucks a month gets you the whole product. See the full privacy policy.

Stop budgeting in spreadsheets.
Start your free trial.

No card. No demo call. Just connect a bank and watch every transaction land in the right envelope. Decide if it's worth $5 after 30 days.

Start free trial See features