$0/ month
Everything you need to run envelope budgeting on autopilot. No tier above this. No "Pro." This is the product.
- ✓ Unlimited bank accounts
- ✓ Unlimited envelopes
- ✓ Unlimited transactions
- ✓ Unlimited tags & rules
- ✓ Net worth tracking
- ✓ Monthly & annual reports
- ✓ Auto-categorization
- ✓ CSV export, anytime
- ✓ Debt tracking & auto-split
No credit card. Set up in under 5 minutes.
- ✗ No "freemium" upsell
- ✗ No ads, ever
- ✗ No selling your data
- ✗ No "we'll start charging in 2027"
How we stack
against the rest.
Same features, fundamentally different model. We don't think you should pay $99/yr to budget the $40,000 you actually earn.
But, like... really?
How is this actually free? +
We're a small team running on a small budget. Plaid charges us per connected account; that cost is real but small. We're choosing to absorb it because we'd rather have 50,000 happy people using the product than 5,000 paying customers and a marketing team.
Will it always be free? +
Yes. If we ever add a paid tier, it would be for new, optional features — never to lock you out of what you have today.
What's the catch? +
No catch. We don't run ads, we don't sell data, we don't have a "premium tier you'll regret not having." See the full privacy policy.
Can I support you anyway? +
Yes! Tell a friend. Or send us a postcard from somewhere nice — we have a wall.
Stop budgeting in spreadsheets.
Start budgeting for free.
No card. No demo call. Just connect a bank and watch every transaction land in the right envelope.