Updated May 2026
A budget app
with a small subscription.
30-day free trial. No credit card. No "upgrade for premium." Bank sync, envelopes, and reports — all included.
No tier. No paywall. Just the app.
- $5 a month. No upsell. One subscription, no premium tier above it. Cancel anytime.
- No credit card at signup. Email and password (or Google sign-in). That's it.
- 30-day free trial. Try every feature for a month before you pay — no card required.
- No feature gating. Bank sync, unlimited envelopes, auto-categorization rules, reports — every feature is in the $5/month plan.
- No ads. Not in the product, not on the site. We don't even have ad infrastructure.
- No data sale. Your transactions stay in your account. We don't sell, share, or run analytics for advertisers.
Subscription pricing across the field.
Pricing as published May 2026. Read full side-by-side comparisons.
"Okay, but how is it $5/month, no upsells?"
Fair question. We started subscription-free, planning to run on a B2B side-business cross-subsidy. Turns out maintaining a real product takes more than a side project can sustain — server costs, Plaid fees per account, support time. $5/month from each user is what makes the math work without ads, data resale, or a 12-step upgrade funnel.
LazeeFish is none of those. The honest version: the consumer app exists alongside a separate B2B product — the underlying transaction-categorization engine is licensed to other fintechs and finance teams. That side of the business funds the consumer side. The consumer product is currently $5/month, with our focus being to validate the engine and bring real-world transaction patterns into improving it.
It's not a venture-burn-the-money-to-grow model. It's a sustainable one-tier model. We won't raise the price on existing subscribers without major notice, and existing users from before May 2026 are grandfathered as Founders — forever, free.
If we ever introduce paid options, they would be for new, optional features — not a paywall on the core envelope-budgeting tools you already use.
What's included.
Skeptical questions, honest answers.
Is LazeeFish $5/month, no upsells, or "free with a trial"?
$5/month or $50/year with a 30-day free trial. No premium tier above this — every user gets the same feature set, including bank sync, refund auto-match, and move-money. Cancel anytime in one click.
What's the catch?
No catch in the conventional sense. We don't run ads (we don't even have ad infrastructure). We don't sell your data. We don't have a "premium tier" you'll get nudged into. The realistic limitation: we have a smaller team than the funded competitors, so feature velocity is steadier-but-slower than YNAB or Monarch.
What if pricing changes?
Pricing is $5/month or $50/year — we're not raising it on existing subscribers. If we add paid offerings on top later, they would be net-new optional features. Users from before May 2026 are grandfathered as Founders forever.
Why is YNAB $109/year when LazeeFish is $50?
YNAB's price funds an excellent education system — workshops, podcasts, a sizable support team, and continuous product polish. If that pedagogy is what you want, it's worth the price. If you already understand envelope budgeting (or are willing to read an online guide), the same envelope discipline works in LazeeFish for $5/month. See: LazeeFish vs YNAB.
Are there ads or affiliate links?
No ads — anywhere in the product or on the site. No affiliate trackers. No "recommended credit card" surfaces. The app is what you see; nothing is monetizing your attention or your data.
Free for 30 days.
Email and password. No credit card to start. Then $5/month — cancel anytime.